WOMEN AGES 50+ FOR SEPTEMBER 2024
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Had a post that went poof 🙄5
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I grew up in a relatively poor family and just about everything we bought had to be researched and justified. I still do that. It has taken months for me to make large purchases because of all the research involved.
I also didn't get a credit card until sometime in my 30s. I had started travelling with my cycling and discovered I needed a credit card to do things like book accommodation and flights. But I didn't use it for anything else. In fact even now, nothing (except bookings) goes on a credit card.
My only debts have been loans for education (up to $5000) and the very occasional venture into a small overdraft. Oh, and a couple car loans which have been long since paid off.
Meanwhile I still research all large purchases to death! 😀
M in Oz4 -
Hello, dear hearts,
Busy day for me... but productive. Rain in the middle of the night pulled me right straight out of the bed to go shut windows, but Corey didn't even stir - that extra workday on Saturday really takes it out of him... one day of rest instead of two days off just really isn't enough.
But, not enough sleep, even though I slept in until 4 (it's all relative, the term "sleeping in" 😂
Thank you to those who commented on brands and styles of washers. I was able to read everyone's posts, including Mo's (you talk as much as I do! Well done!😹) but held onto very little. More tomorrow,
Love y'all,
Lisa in AR4 -
Today’s dance class was the first time in weeks I was able to dance the whole ltime. Thankful the rib pain has eased and the stamina is returning after the summer cold from heck. Felt GOOD!
Carol, your decluttering and cleaning are inspiring. Is the knee still swollen, red and hot?
Lisa your under desk solution – perfect!
Rebecca sorry for the charley horse, glad you could ease it in the sauna.
Machka I’m so with you on interest. The only interest we pay is the mortgage, and Joe’s Shell credit card which he sometimes doesn’t want to pay off. It’s hard for me, but it’s his money, so I don’t buck him too hard.
Debbie, I’d be very very uncomfortable not knowing how much we as a couple had in the bank, or what the bills are. Do you suspect his spending has put you in debt?
Allie ((hugs)) for the loss of Ginger ((hugs))
Pip so glad the pinched nerve eased and didn’t mess up your camping trip.
Michele mfp is a mystery. A food I use regularly and often, doesn’t appear on the “Recent” list, but does in the “Most Frequent” list, even though it shows in my log within the past 3 days. Go figure.
Beth so sorry to hear your mom has Covid on top of everything else. Hope the case is mild and you dodged the bullet. Would she be scared to see you in full PPE?
Lanette so glad you had Zicam on hand. I don’t mind the St. Joseph’s aspirin for children flavor but the elderberry was all they had in stock last time . . . ;} In any case I far prefer the medicated fruit drops to nasal swabs :noway:
Vicki and Tracy ((hugs)) it must be so frustrating, and scary, to have the responsibility of paying the bills but not the control of DHs’ spending (or in Rodgers case deciding whether or not to work.) ((hugs)). I’d resent the $$ being burned up too. IMHO if he insists on smoking, he must work to pay for it, but I realize that might not work for you. If you do write it out, can you keep it to three bullet points? That seems to be the male maximum. For example:
Monthly outgo: $XXXX.
Monthly income with Tracey working and Rodger on EI $XXX difference =short fall
Monthly income with both working. $XXXX difference =to the good.
Good luck, I’m rooting for you both!
Kim ((hugs)) for dealing with your mom’s announcing her impending death. Hard to hear. Impossible to counter.
Annie can you put some kind of limit or hold on your Dad’s credit card? ((hugs))
Margaret yours about healthy weight, sleep, waist, gut and stress, all truly inspiring.
Rita ((hugs)) Hope the Doc helps your mom, a week of that is too long! So very sorry to hear about Brownie’s decline ((hugs)). Proud of you for the 2.5 mile hike. Self-care is crucial.
Mo our repairman said get Speed Queen washer too, but alas he didn’t know that not all Speed Queens are good. :{ Yay for you on not just decluttering but cleaning. You and Carol are inspiring!
Vicki I’m envious of your new walk in shower, how I’d love to have Bath Fitters come and do both of ours. Alas, we have neither the $$$$ nor the willingness for the disruption …
Barbie my parents were young people during the depression and tried to teach me good (not) spending habits, but I was willful and spendthrifty until my 40s. :{ Fortunately a loan from my 401K got me out of trouble and I just had them keep taking the “repayment” out of my paycheck even after the loan was paid off. Gave us a nice cushion.
Michele I’m surprised that after removing the “callous” the foot doctor didn’t urge you to stay off of it till it healed. REALLY sorry to hear the bad boss has been rehired.
@cityjaneLondon Heather, are you ok? Miss you.
Decluttering challenge Day 21/30 desk21-picked just one drawer, where we’ve stuffed every warranty, owner’s manual, etc. for anything we’ve ever bought. Scanned through and pulled out a pile for things we no longer have. Fought my OCD inclination to label, color code and/or alphabetize the keepers. Instead, put the keepers back in the drawer in the same order they came out, roughly oldest on bottom. Yay me!Later, lighter, lovelies!
Barbara, the Southern Oregon Coastie AHMOD
Move more than yesterday, fuel better than yesterday, live NOW.
Open heart and mind before mouth.
2024: Strengthen: body, mind, heart-connections
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Our washer is a whirlpool agitator-less kind. it gets our clothes clean, but then we don't often get them super dirty. It does sometimes leave detergent residue on particular dark clothes, probably because I have used more detergent than necessary. It doesn't take much. I do like that it figures out how much water is needed and only uses that much. We tend to wash small loads more often, and that way I don't feel like I'm wasting water.
Money: My money is his and his is mine. It's all in a joint account. We withdraw cash every week for our personal incidentals. Everything else comes from the joint accounts and is meticulously tracked by using YNAB (budget software). I handle the bill-paying. We pay off the credit cards a couple of times a month and never carry debt. We married when we were both young and broke and have been married for almost 50 years. If something were to happen to him and I remarried (highly unlikely but never say never), I would totally have separate finances - not because this doesn't work. It works very well for our situation. It's just that this is money we earned together, and any left over is for our children's inheritance.
I recommitted this morning to logging my food and sticking to my plan. I have exactly 32 days until I turn 70 and I want to be out of the "obese" category by then. Technically, I should be able to accomplish this, but if you look at my track record over the last few months, it's looking grim. I've been losing about a pound a month, and I need to bump it up to a pound a week. My problem is mainly the weekends - no matter what or where I go, there seems to be endless snacks and I indulge. Then I don't log and I lose the progress I made through the week. I don't gain, but then I don't lose either. I know better.8 -
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Good morning everyone;
I woke up at 12:30 a.m. I was telling my therapist that I had had trouble sleeping lately. My allergies and headache woke me up this time. I think I will sleep this morning. When I wake up, I will get Rose to day camp.
Pip, maybe you needed to get away and relax to relieve that pinched nerve. Have fun on your camping trip.
Barbara, I am so glad that the lump was benign. I have been praying for that result.
Tracy—My DH says it doesn't matter; it is our money when we have a joint account. I told him I had been standing on my feet for 12 hours and should not have to ask permission to spend it on certain items.
Kim, as long as he pays his part, I am fine. We both have a strong work ethic, but I think I need to be on a spending diet. I am focusing on paying off the Bursar for my son's college balance by November. I cut down on my craft spending and didn't order from Amazon, except for some books and medication. I will work on my budget. DH asked if I could meet him in Salt Lake City, and I said no cause I had just paid for my airline ticket to Orlando in December. Please note that my son told me about his balance after I paid for the airline ticket. I am a planner and can't go somewhere at the drop of a hat. I wish I could be more spontaneous. I am older, which means more doctor appointments and so on.
Lisa, you are right. I can talk.
Allie, I want you to have a wonderful time on your cruise.
I am going to bed.
XO,
Mo
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Ladies.
Yesterday I was busy busy. Ran into town early caught up shopping and grabbed another gallon of strong vinegar to attack the weeds in my driveway. That stuff works. It probably doesn't kill the roots like the Round-up does but I'll deal with that next year.
Then, since it was cool and rainy, I decided it was cook day. Made a batch of lentil-mushroom stew and stuck a roast in the crock pot. I noticed the house smelled great - like garlic and onions! Sense of smell pretty much back. (However, today, it's iffy. Allergy symptoms returning.)
Need to catch up with you gals, back later.
Lanette
SW WA State5 -
Barbara - I am here and fine.
I just gave myself a day off.
Yesterday I wrote first thing, (Hooray!) then did a bit of exercising on the machines. Haven't used them in a long time. My physio thought it might be good if I started back. So I did five minutes on the bike and three minutes on the rower. I'm also fitting his extra knee exercises into my day, although they are not comfortable.
I decided not to go to French Circle, mainly because John didn't want to go as it was an unstructured soirée, so he would have to talk, so I decided that I would rather have a cosy evening in. Next session is a lecture about French politics, so we will go together and have a meal out first, on the way. That gets us out of the house before it gets dark, so we are less inclined to wimp out.
Today I researched for my book in the early morning. My poor brain hurts!
But I enjoyed it. Then I did seven minutes on the recumbent bike and five on the rower. I had already done some exercises in the night and early morning.
Washed my hair, ready for the dentist this afternoon. Just a check up. Strangely, quite independently, John has the appointment before me, but I will be taking my urine sample to the doctor first. Just routine check.
Having corned beef sandwiches for lunch, and Lamb Tagine for dinner. We've been quite veggie and fishy recently, so a meatfest is permitted.
We've organised with the family to take them all out for Sunday lunch in October to celebrate both our birthdays. DDIL wanted to help pay, but I said it was our treat. It will give us both pleasure. We've all decided on Shandiz, the Persian restaurant. They do a musical/fountain candle celebration for birthdays, which is fun, and everyone can find something they love to eat.
We wanted to have Edie over this weekend, but she's busy with a birthday swim party for the whole class!
Right now she gets up at 5.30 on Wednesday to go to her advanced swimming lessons! Poor parents! Tough to have a talented athlete for a daughter.
Love to all, Heather UK xxxxxxxx5 -
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Good morning beautiful ladies!
Dr Katie hang tough! You can eat better on weekends. You are worth it! Make yourself a reminder card of all the reasons you want to lose, and carry it with you.
Barbara glad your rib is healing. Yay!
Lanette glad you found something besides roundup.
Heather Yay for back on the machines!
I read some last night because I wanted to feel my tribe around me, but now I don't remember what else I wanted to comment on. But you all know I'm listening.
I lost five pounds being sick. I guess that's good. Food still doesn't quite appeal.
I'm getting closer to my trip. I've been sleeping in sweats so I need pajamas of some sort. It's Last Vegas so it will be hot, but it's a trip with older women so the a/c might be cold at night. Hmm. Maybe a sleep shirt and a pair of light sweatpants. I think I will skip taking a book, to force me to be social. I'm nervous my habit of getting up at six eastern time will translate to lots of alone time. But I can buy a book at the airport. Or two.
I'm nervous about lots of things, but I think I have the main things covered. I get nervous about telling people about my life. I retired early because of medical cognitive issues which may have been related to menopause, falling off a horse, numerous concussions or who knows what. But that doesn't define me. And I feel awkward about my life now, taking care of Dad while I imagine my friends on cruises and seeing the world. But this is fulfilling, if stifling. And I have traveled some earlier, and worked a lot, too.
The most exciting thing in my life other than my trip is that my dad has started putting up the flag in the middle of the night. It bothers me to think what he might not be wearing, and whether he might wander off. But I have to sleep. I tried getting up every time I heard him, and I was ragged in two days.
Anyway, so glad to have you ladies around. This type of communication suits me, where I have time to pick my words. I'm so happy to make real friends this way.
Have a marvelous day! May we all be happy, healthy, safe and free!
Annie in Delaware
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Morning ladies
I slept hard last night,which I guess is good..we are finally going to get some rain today.. it's been dryer than a rat hole .
Brother has a continuance i guess until sometime next year,but who knows whats going to happen between now and then poor guy.
Getting used to my new glasses ,have to say I can see alot better with them..lol
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Today is gym, shopping, donating blood, trying out a new place for lunch, and making taco meal. Lots to do and I'm sucking down coffee to do it!
I appreciate you all even though I don't always type it. I'm like that annoying teenager that rushes in the morning, grabbing a poptart, giving their mom a quick peck while pulling on their coat and heading out the door (of chat).
Rebecca
Whidbey
WA
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6176171
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just catching up on here- didn't go online at all yesterday- we took MIL back to SF again. Thought everything was going great, was almost out the door of the consulate-then, a proof reader found a problem on one of the papers. The paper we didn't have last time so had to go back yesterday- someone, not sure who or when, crossed out MIL's name on the koseki(family registry). They couldn't tell us when, why or who did it but, they couldn't use it so, unless her niece in Japan has her reinstated, they won't accept it. We were there from 1-3:30 again. I should have eaten before we left here at 10 but I wasn't hungry-big mistake. Finally got to grab a quick snack at 5pm but had to change, drop off dh at home and then get to class. Grabbed a Clif bar as I was getting ready. Need to keep a snack bag if we ever take her back. She was complaining about being hungry- we stopped to get fried chicken- she told dh to just pick up a small one for her, not the big one(so we could have some)- so selfish after we just spent the day taking care of her stuff. Dh did tell me he appreciated me going and helping- that surprised me.
This morning I didn't go walk the dog- dh has a dentist appt right after he is at his moms then he is going back over there with the helper is coming by-they are trying her again-with a list of what she needs to do(not just sit around watching mil, playing on her phone or taking a nap(that is what MIL said the lady did and paid $25 an hour)
I did get two things done that I have been procrastinating on. I HATE talking on the phone- needed to call Amazon- about a refund they said was going to be put in but got charged for it on my cc bill.
the other was to contact the tax board for my mom. I had talked to the lady(super sweet) the first of Sept about closing out my mom's account-not selling veggies anymore and hasn't the past 5 yrs but she has been paying the bills they sent her. The lady said she would send the paper work to get mom a refund but mom says she still hasn't received it- I had lost the ladies number so had to search to find contact info for her. Emailed her and asked her to contact me- maybe they can send it here and I will take it up, get mom to sign it and I will mail it in for her.
Walking the wetlands today and tomorrow- a bit chilly but better than being too hot.
Tomorrow is the last aqua zumba- hope more people show up for it. Although, one on one was fun too but not much $$ for the teacher.
Time to grab a quick snack before walking.
Debbie
Napa Valley,CA
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What is everyone making for dinner- I need some ideas-
No class tonight so I have more time to cook.0 -
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Today’s dance class was the first time in weeks I was able to dance the whole ltime. Thankful the rib pain has eased and the stamina is returning after the summer cold from heck. Felt GOOD!
Debbie, I’d be very very uncomfortable not knowing how much we as a couple had in the bank, or what the bills are. Do you suspect his spending has put you in debt?
Vicki and Tracy ((hugs)) it must be so frustrating, and scary, to have the responsibility of paying the bills but not the control of DHs’ spending (or in Rodgers case deciding whether or not to work.) ((hugs)). I’d resent the $$ being burned up too. IMHO if he insists on smoking, he must work to pay for it, but I realize that might not work for you. If you do write it out, can you keep it to three bullet points? That seems to be the male maximum. For example:
Monthly outgo: $XXXX.
Monthly income with Tracey working and Rodger on EI $XXX difference =short fall
Monthly income with both working. $XXXX difference =to the good.
Good luck, I’m rooting for you both!
Barbara, the Southern Oregon Coastie AHMOD
Move more than yesterday, fuel better than yesterday, live NOW.
Open heart and mind before mouth.
2024: Strengthen: body, mind, heart-connections
No, I know we are not in debt- no housepayment(paid that off 2 yrs before he retired along with the car payment we had at the time). He talks about how much is each account(have accounts at different banks)
He hasn't worked the past two weeks but he is still getting his pension, I am working part time and getting a small amount for SS(mine is low because I worked for myself most of my working years-just worked at preschools three different times). I do need to have him write all the accounts(payable and receivable) so I know what is coming in and going out. With his health and state of mind- it is something I need to know sooner,rather than later- he just tells me, everything is in the blue folder in his filing cabinet.
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dlfk202000 wrote: »What is everyone making for dinner- I need some ideas-
No class tonight so I have more time to cook.
We are camping, so fajitas or pasta tonight, I picked pasta w/chicken (shredded). Yesterday was chicken nachos, day before that was club sandwiches, befor that was sausage gravy and biscuits, his gravy is made from scratch, he makes the biscuits. We have pretty good camping food. Last day will be tuna sandwiches so he doesn’t have to cook anything.3
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