What's on your mind?

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Replies

  • beagletracks
    beagletracks Posts: 6,035 Member
    edited January 2021
    MaltedTea wrote: »
    beagletracks wrote: »
    I’m really, really, really far from being in the 1%

    I have a modest retirement account

    I’m not a trader or hedge fund manager

    I’m a teacher who barely ekes out a living

    And yet, I’ve lost $8,000+ from my IRA in the last week.

    Enough already. Somebody figure this out.

    First off, thank you for being a teacher especially now. Y'all don't get paid enough and the whole "summers off" thing isn't enough either.

    I didn't look at investments for most of 2020. If you're comfortable with your risk profile, just brace and hold as fluctuations happen 🤷🏿‍♀️

    If your risk tolerance has changed (due to current and/or future impacts that you KNOW FOR CERTAIN will impact you like health status, for example) then talk to your advisor or update your self-directed account(s) for better investment matches for your situation.

    Yeah I normally just don’t check very often and ride it all out. Just a lot of news in the US lately about the whole GameStop thing making it sound like the super rich were the only ones hurt by what’s happening. I shouldn’t have checked, but I did. I have a pretty awesome advisor I rely on and trust completely to manage my quite conservative investment portfolio.

    In other words, just venting! Thank you for your thoughtful advice!
  • 777Gemma888
    777Gemma888 Posts: 9,578 Member
    twitchandshout wrote: »
    I have been managing a family so long that when I occasionally eat restaurant food, I often think “mine is better.” Not fancy food but normal household fare. The only reason to eat out is to avoid doing dishes.

    I doubt you're being 'fancy' at all. My new job of 3 months has dine in lunch provided daily 6 days a week. Our ( my sister and I secured jobs together) employer's wife preps home cooked lunches for all staff members, paying attention to gluten intolerance for one, vegan for another, vegetarian for 2 and meat loaded for the rest of us. Dinner for us is sometimes "takeaway" and most evenings when we do, it doesn't come close to her home prepared/planned organic meals. It is such a different opinion of WestLA to be sure.
  • vanityy99
    vanityy99 Posts: 2,583 Member
    These girls on YouTube make thrifting look like so much fun, I’d like to try it out one day but would I be taking things away from people who legitimately can’t afford to shop anywhere else🤔

    https://youtu.be/3g2f6Qae_r0
    https://youtu.be/DjGC4PGlQtA
  • twitchandshout
    twitchandshout Posts: 1,591 Member
    honeybee__12 wrote: »
    xcqjmkx5gz9r.jpeg

    There are so many people alive today that have never had the satisfaction of slamming the receiver down over and over again.

    🤣
  • PlentyofProtein00
    PlentyofProtein00 Posts: 3,612 Member
    vanityy99 wrote: »
    These girls on YouTube make thrifting look like so much fun, I’d like to try it out one day but would I be taking things away from people who legitimately can’t afford to shop anywhere else🤔

    https://youtu.be/3g2f6Qae_r0
    https://youtu.be/DjGC4PGlQtA

    Another argument is you are saving the planet from more unnecessary waste. Buy used instead of new.
  • vanityy99
    vanityy99 Posts: 2,583 Member
    PlentyofProtein00 wrote: »
    vanityy99 wrote: »
    These girls on YouTube make thrifting look like so much fun, I’d like to try it out one day but would I be taking things away from people who legitimately can’t afford to shop anywhere else🤔

    https://youtu.be/3g2f6Qae_r0
    https://youtu.be/DjGC4PGlQtA

    Another argument is you are saving the planet from more unnecessary waste. Buy used instead of new.
    😲so true. Ok that took some guilt away.
    Woooooo so exciting. I know what I’m doing after lockdown.
  • KosmosKitten
    KosmosKitten Posts: 10,476 Member
    PlentyofProtein00 wrote: »
    vanityy99 wrote: »
    These girls on YouTube make thrifting look like so much fun, I’d like to try it out one day but would I be taking things away from people who legitimately can’t afford to shop anywhere else🤔

    https://youtu.be/3g2f6Qae_r0
    https://youtu.be/DjGC4PGlQtA

    Another argument is you are saving the planet from more unnecessary waste. Buy used instead of new.

    Ah, you beat me to it.

    Yes, thrifting is for anyone who wants to do it. It's a good way to keep from buying fast fashion and is generally seen as a better option for the planet as a whole. If you want more upscale goods that are also second hand (and help cut down on waste contribution), there are consignment shops, online shops (like ThredUp and Poshmark) where you can buy gently used designer brands.

    Any and all second hand purchases are generally a better overall contribution to cutting down on waste. :)

    Besides, thrifting is a fun activity anyone can (and should) enjoy.

    I hope @vanityy99 has fun when she can go thrifting. :heart:
  • Motorsheen
    Motorsheen Posts: 20,492 Member
    honeybee__12 wrote: »
    xcqjmkx5gz9r.jpeg

    There are so many people alive today that have never had the satisfaction of slamming the receiver down over and over again.

    .... or ripping it's cord from the wall and throwing the entire thing across the family room.


    stress management 101
  • Motorsheen
    Motorsheen Posts: 20,492 Member
    PlentyofProtein00 wrote: »
    vanityy99 wrote: »
    These girls on YouTube make thrifting look like so much fun, I’d like to try it out one day but would I be taking things away from people who legitimately can’t afford to shop anywhere else🤔

    https://youtu.be/3g2f6Qae_r0
    https://youtu.be/DjGC4PGlQtA

    Another argument is you are saving the planet from more unnecessary waste. Buy used instead of new.

    which planet ?
  • 777Gemma888
    777Gemma888 Posts: 9,578 Member
    twitchandshout wrote: »
    How early is too early to text someone in another time zone?

    Keeping to your MFP wife/husband allotted "talk time" is one way 😉 ... Can't be angering his/her other plus/× 1. 😂🤣🤣
  • 777Gemma888
    777Gemma888 Posts: 9,578 Member
    MaltedTea wrote: »
    The aging parents and family members convo really hit home this morning. My heart goes out to you all @slimgirljo15 @Elcee2020 @honeybee__12 @KickassAmazon76 @777Gemma888 @ReenieHJ @IslandGal3 and anyone else dealing with this.

    My current strategy - assuming my parents and grandparents will live forever - isn't sustainable so hearing your realities, while sobering, is ironically helpful.

    Still...not easy for any of you 🤗

    Thanks much Malted Tea!

    Just the Mum for me. Thankfully, my siblings and I have quarantined her enough from the start of Covid 19, that she has not even had the sniffles and no need for hospital internments... Praying and manifesting this trend continues ...🙏🏻
  • CacoEther
    CacoEther Posts: 2,465 Member
    vanityy99 wrote: »
    These girls on YouTube make thrifting look like so much fun, I’d like to try it out one day but would I be taking things away from people who legitimately can’t afford to shop anywhere else🤔

    https://youtu.be/3g2f6Qae_r0
    https://youtu.be/DjGC4PGlQtA

    I follow that second girl, she has theee best personality. So cute

    I’ve heard that thrift stores throw away tons (literally, the weight) of donated clothes weekly. They get waaay more than they can even sell. There’s definitely enough to go around 😁
  • honeybee__12
    honeybee__12 Posts: 15,688 Member
    edited January 2021
    Motorsheen wrote: »
    honeybee__12 wrote: »
    xcqjmkx5gz9r.jpeg

    There are so many people alive today that have never had the satisfaction of slamming the receiver down over and over again.

    .... or ripping it's cord from the wall and throwing the entire thing across the family room.


    stress management 101

    Now that I think about it,
    No one will get strangled with a phone cord anymore. 😳😀
  • ReenieHJ
    ReenieHJ Posts: 9,724 Member
    CacoEther wrote: »
    vanityy99 wrote: »
    These girls on YouTube make thrifting look like so much fun, I’d like to try it out one day but would I be taking things away from people who legitimately can’t afford to shop anywhere else🤔

    https://youtu.be/3g2f6Qae_r0
    https://youtu.be/DjGC4PGlQtA

    I follow that second girl, she has theee best personality. So cute

    I’ve heard that thrift stores throw away tons (literally, the weight) of donated clothes weekly. They get waaay more than they can even sell. There’s definitely enough to go around 😁

    Unfortunately much of what they receive has to go to the trash. We have a thrift store that survives entirely on donations and gives back in a huge way to the community; they posted pictures of some clothes that were received and it was very sad. Just a way for some people to throw stuff away without paying.

    Then there are thrift stores that will take your stuff on consignment, add their profit so it does cost more but the quality is higher.

    Back when yard sales happened more, that was one of the best places to go treasure hunting. :)

    It's a lot of fun and always interesting to see what you can find, whether it's clothes or not.
  • Miss_Chiev0us_
    Miss_Chiev0us_ Posts: 2,208 Member
    Wondering if people we are not friends with get our messages if we sent them one?🤔
  • Miss_Chiev0us_
    Miss_Chiev0us_ Posts: 2,208 Member
    Also.. mad at my boyfriend for leaving me on the couch last night 😆
  • twitchandshout
    twitchandshout Posts: 1,591 Member
    Miss_Chiev0us_ wrote: »
    Wondering if people we are not friends with get our messages if we sent them one?🤔
    Supposedly

    If both parties send each other a message, then future messages will be received.

    Otherwise no

    This might be MFP apocrypha because I’ve never seen it written anywhere official
  • Miss_Chiev0us_
    Miss_Chiev0us_ Posts: 2,208 Member
    twitchandshout wrote: »
    Miss_Chiev0us_ wrote: »
    Wondering if people we are not friends with get our messages if we sent them one?🤔
    Supposedly

    If both parties send each other a message, then future messages will be received.

    Otherwise no

    This might be MFP apocrypha because I’ve never seen it written anywhere official

    Oh well at least I know I'm not being ignored then 😅 😂

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