HI! I live in Navarre, FL. That is in the Panhandle.... I'm halfway between Destin and Pensacola (ground zero for Hurricane Dennis and hard hit by Ivan)
We're a retired military family so have lived all over. From Ohio... lived in Myrtle Beach, SC, Korea, Albuquerque, NM, Montgomery, AL, and many years in the San Francisco Bay area. Not likely to move from FL although we miss the Bay Area terribly!