If you're referring to what some term the "fat apron" that hangs down from the belly when overweight, I can attest that it DOES get smaller. I'm not at my goal yet, but mine went from being almost a stage 2 to a stage 1 and starting to disappear now. I don't wish to ever go under the knife for vanity's sake simply because I once was 235lbs and held there for too long. I do crunches of various kinds to help firm up the muscles of my abs, and do good, hard cardio for about an hour or more 4 to 6 times a week, depending on the week, and I weigh and measure my food so I have an accurate calorie count of what I've eaten. It has helped me a lot.

Just keep at it, eating well and drinking plenty of water, getting regular exercise that raises your heart rate, and it will happen. I don't know how accurate it is, but I recall reading somewhere that it takes up to 2 years post-weight-loss for skin to tighten up as much as it will. It took me years to put on the weight, so I guess I can continue to be patient and see if that is true. From what I have seen happening to my body this year, as I've held the same weight +/- 5 to 7lbs for several months, it does seem to be the case.

Good luck!

utube cassey ho blogilates, she has awesome abd workouts. cardio and clean eating.