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The problem with this idea is it undermines the idea of risk pooling. (Charging smokers does too.) The slippery slope is what about genetic markers that indicate some people are predisposed to cancer? You can slice and dice up the pool a millions ways to penalize people "who should have known better." Red meat eaters?…
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Get a flu shot most years. Never experienced any downside. I very rarely get colds or flu. Sometimes go years between either. This is probably independent of the shots and lucky draw of genetics. (I'm 50.)
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I am not sold organic food is worth the cost.
