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Depends, how many miles will you put on a year? will your needs change? How long must you keep it? Must it be 100% dependable? Can you afford unexpected repairs? Are you willing to keep a new one for 150,000 K to make it pay? Don't buy new if you can't save at least 10% of your monthly income after you have the payment. I…
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Don't think of it as a diet, think of it as a life style change, long term (Monthly), mid term (weekly), and short term (daily) goals. They will stack together to be monthly and yearly accomplishments. If you think daily or even smaller than that it won't be so overwhelming. If you take care of the little decisions the…
