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One other thing to consider: $500 won't necessarily buy a quality treadmill. We spent $650 on ours, and it was the least expensive one we could find that we thought would meet our needs.
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Which do you think you would keep up with best? The gym is not as convenient, but it's good for accountability, particularly if you work with a trainer or even just see the "same crowd" each day. The treadmill is more convenient, but many people have trouble with motivation and the treadmill often just ends up sitting in a…
