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As a banker, I would recommend have 2 jointly owned accounts. You can title them where your name is first and then his name is second and then the other account reverse the order. As stated before, for Emergencies, it is best to have joint accounts. Actually you should always have a 2nd person on an account regardless if…
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what does your meals look like on any given day?
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you can always add flavored enhancers with zero-to-low calories to add a better taste. Ocean Spray or Crystal Lite offers some as do Walmart. I can drink a little of plain water, but then i need some different taste. good luck.