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They are not doing anything with the information. They are basing the adjustment in premium on WHETHER you get the assessment or NOT. They want you to go to the doctor and identify health issues so you MAYBE can treat it and maybe will be healthier.
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People have not read all the details. They just want you to go to the doctor so you are aware of your health and maybe will do something about health issues. This is not a big brother approach. this is wanting your employees to work at being healthy and the work starts with knowing what problems you have.
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2005 Town and Country. 175K miles. Bought it in 2010 with 80K miles.