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Get costco or bjs membership, it's like $50 for a year or year and a half; but you'll save that much in your first month or sooner. I get steak for like $4 a lb, and the local supermarket same steak is like $7
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MFP sets default values same for everyone, likely based on USDA/FDA recommendations. You need to do your own research and figure out what best fits you. You can't have a "one for all" formula. I mean it's a good start, but all in all you need to eventually put in the leg work and figure out the best solution for you.