Occupy homes.
Replies
-
Why is the bank to blame when the buyers agreed to the original terms? Did the bank force them to sign? Why should they have to modify the terms after the fact?Banks Are Not Playing Fair During Home Loan Modification
National banks that took federal bail-out money also agreed to participate in government home modification programs. These banks have created in-house loan negotiators to assist in home-loan modifications, which may reduce loan principle or interest to adjust the loan to an affordable rate. Many American homeowners have applied for these programs, but few have been approved. In many cases the empty promise of home loan modification leaves the homeowner in a worse position than when he started.
http://www.txbankruptcyblog.com/2011/07/articles/chapter-13-bankruptcy/banks-are-not-playing-fair-during-home-loan-modification/0 -
Don't forget the 1994 "Policy Statement on Discrimination in Lending" (http://www.ots.treas.gov/_files/25022.pdf), that forced banks to lend to minorities regardless of their ability to pay the loan back. So much for equal treatment under the law. They did some people a huge disfavor, rather than a favor.it wasn't "bad mortgages" or "evil banks" that made anybody lose their home. It was 1. The Community Reinvestment Act (Thanks,Clinton) combined with 2. Greedy people lying their *kitten* off to get into homes they couldn't afford.
...
I'm SO tired of people blaming the banks, and when I ask about the Community Reinvestment Act, nothing but blank stares. Because, you know, the housing thing, it was George Bush's fault. :huh:"At President Clinton's direction, no fewer than 10 federal agencies issued a chilling ultimatum to banks and mortgage lenders to ease credit for lower-income minorities or face investigations for lending discrimination and suffer the related adverse publicity. They also were threatened with denial of access to the all-important secondary mortgage market and stiff fines, along with other penalties.
...
The edict — completely overlooked by the Financial Crisis Inquiry Commission and the mainstream media — was signed by then-HUD Secretary Henry Cisneros, Attorney General Janet Reno, Comptroller of the Currency Eugene Ludwig and Federal Reserve Chairman Alan Greenspan, along with the heads of six other financial regulatory agencies.
"The agencies will not tolerate lending discrimination in any form," the document warned financial institutions.
http://tnvalleytalks.hoop.la/displayForumTopic/content/250675450293843506
Thank YOU!0 -
Why is the bank to blame when the buyers agreed to the original terms? Did the bank force them to sign? Why should they have to modify the terms after the fact?
Because I REEEEALLLY want it!
So I deserve it!0 -
Can I occupy Johnny Depp?
0 -
Do you think we homeless people should live in foreclosed homes?
how about people who owned their home yet a bad mortgage has forced them out of the home they have lived in for years?
watch the youtube clip!
I watched the video. Did you watch it closeley and listen to it closely? Did you happen to catch where he said how much money he would need to earn to afford his budget? That is entitlement. He can take a less paying job and change his budget. He doesn't NEED that home, nor does he DESERVE it, as he claims. If I can't find a job to support my lifestyle, guess what? I change my lifestyle.0 -
http://realestate.aol.com/blog/2011/12/06/occupy-sit-in-at-vets-house-provides-window-into-new-protest-ta/
But about four years ago he took out a $250,000 loan on the home to start a contracting business. Shortly thereafter, he suffered five heart attacks and three rotator cuff injuries. With no steady paycheck, he tried for two years to negotiate a loan modification with Bank of America.0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.0 -
But about four years ago he took out a $250,000 loan on the home to start a contracting business. Shortly thereafter, he suffered five heart attacks and three rotator cuff injuries. With no steady paycheck, he tried for two years to negotiate a loan modification with Bank of America.
I have compassion for the guy. He's been through a lot, and I'm sure it sucks. That's a pretty big house. Instead of letting other homeless people squat there, why not rent out some rooms, get a job paying something, and pay the mortgage? There's also legal aid to assist in negotiating a loan modification, which he obviously was very confused about.0 -
http://realestate.aol.com/blog/2011/12/06/occupy-sit-in-at-vets-house-provides-window-into-new-protest-ta/
But about four years ago he took out a $250,000 loan on the home to start a contracting business. Shortly thereafter, he suffered five heart attacks and three rotator cuff injuries. With no steady paycheck, he tried for two years to negotiate a loan modification with Bank of America.
The reason for his failure to pay his loan is sad. But the fact remains, his budget changed. Drastically. Time to downsize. Just because you formerly could afford something does not mean you are entitled to it forever. Living within one's means. I had to downsize my life a LOT when my husband lost his job. I didn't like it, but we can pay our bills now.0 -
Why is the bank to blame when the buyers agreed to the original terms? Did the bank force them to sign? Why should they have to modify the terms after the fact?Banks Are Not Playing Fair During Home Loan Modification
National banks that took federal bail-out money also agreed to participate in government home modification programs. These banks have created in-house loan negotiators to assist in home-loan modifications, which may reduce loan principle or interest to adjust the loan to an affordable rate. Many American homeowners have applied for these programs, but few have been approved. In many cases the empty promise of home loan modification leaves the homeowner in a worse position than when he started.
http://www.txbankruptcyblog.com/2011/07/articles/chapter-13-bankruptcy/banks-are-not-playing-fair-during-home-loan-modification/
The bank isn't to blame, I do think they've become a scapegoat.
I was one of those people who considered buying a home during the housing "boom" but after looking at a few houses and reading the fine print I realized that I wouldn't be able to make the balloon payment. So I decided to wait. I told my realtor (back in 2006) that I would wait untli the housing market started to deflate. She was incredulous and didn't believe the housing market would deflate.
It's pretty simple...what comes up- must come down.
I waited until 2009 and received financing for a home that was HALF of what it was listed for in 2006. I could handle the payment, it was in a nice area and I had a fixed interest rate.
I made frugal and sound financial decisions. I didn't rely on the government or the bank or anyone to "tell me" what I should buy or not buy! Actually, I have a budgeting spreadsheet that does that. 0 -
how about people who owned their home yet a bad mortgage has forced them out of the home they have lived in for years?
http://www.youtube.com/watch?v=sDQ2_Cp7now&feature=youtu.be
http://occupyourhomes.org/about/
Banks versus Home owners.
Do you think we homeless people should live in foreclosed homes?
watch the youtube clip!
I watched the clip. I read the story. I am an ex-Marine that served the same time he did. While I have empathy for him and respect for him, it's his decisions that put him in the situation he is in. He's losing his home because he can't make the mortgage. It makes a great story hearing about all the people he let into his life and sheltered and how he is helping his neighbors, but that's all just good feelings and tear jerker stories.
In the end, you have to get and keep a job, live within your means and pay your bills.
He could have made many different decisions and not be in the position he is in now. Where are all the people he took in and helped , now that he is facing this adversity? Life's hard. But it's not free.
If you can't pay the monies back, don't borrow it. I'll agree that credit is the downfall of many, but when you accept credit, you are obligated to live up to the terms of the contract.0 -
Everyone that takes out a loan runs the risk of something happening and not being able to pay for it later. How is this the responsibility of the bank, government or taxpayer?http://realestate.aol.com/blog/2011/12/06/occupy-sit-in-at-vets-house-provides-window-into-new-protest-ta/
But about four years ago he took out a $250,000 loan on the home to start a contracting business. Shortly thereafter, he suffered five heart attacks and three rotator cuff injuries. With no steady paycheck, he tried for two years to negotiate a loan modification with Bank of America.
There needs to be a fundamental shift in thinking in this country, that stops seeing the government as our nanny or savior.
As Reagan said...
"I don't believe in a government that protects us from ourselves."
and
"The nine most terrifying words in the English language are, 'I'm from the government and I'm here to help.'"0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.
Well lets see hard work for me and my husband was me unloading trucks and pulling produce pallets at wal mart 3 weeks after having a c-section,my husband washing and detailing cars at a car lot outside in the snow for 6.50 an hour. Its not lumping people together to say they should do more and its always possible to do more.But then why should they have to do more if everything is just going to be handed to them. And hell yeah I will toot my own horn for working my *kitten* off for the life I have now,its an attitude that is being lost in this country where everything is becoming a handout and people feel they are to good to take jobs they see as beneath them. I did work damn hard to have a good life,I earned it,I will enjoy it and be PROUD of it.0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.
Well lets see hard work for me and my husband was me unloading trucks and pulling produce pallets at wal mart 3 weeks after having a c-section,my husband washing and detailing cars at a car lot outside in the snow for 6.50 an hour. Its not lumping people together to say they should do more and its always possible to do more.But then why should they have to do more if everything is just going to be handed to them. And hell yeah I will toot my own horn for working my *kitten* off for the life I have now,its an attitude that is being lost in this country where everything is becoming a handout and people feel they are to good to take jobs they see as beneath them. I did work damn hard to have a good life,I earned it,I will enjoy it and be PROUD of it.
I don't care about your sad, sad story. Like I said, congrats on not being on welfare, but if you and everyother "hard worker" can lump all welfare recipients into one category and act superior because you did it all with out a hand out, I think the people who didn't work all that hard and have all the same stuff you have should be able to look down on you. Pretty simple really. Hell, you were on drugs how long? And then you had to unload pallets only 3 weeks after having a c-section. Looks like someone made some dumb decisions. Glad you got out of it, glad you you worked through it, now you have graduated to the elite vast majority of people that can handle their own crap.0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.
Well lets see hard work for me and my husband was me unloading trucks and pulling produce pallets at wal mart 3 weeks after having a c-section,my husband washing and detailing cars at a car lot outside in the snow for 6.50 an hour. Its not lumping people together to say they should do more and its always possible to do more.But then why should they have to do more if everything is just going to be handed to them. And hell yeah I will toot my own horn for working my *kitten* off for the life I have now,its an attitude that is being lost in this country where everything is becoming a handout and people feel they are to good to take jobs they see as beneath them. I did work damn hard to have a good life,I earned it,I will enjoy it and be PROUD of it.
I don't care about your sad, sad story. Like I said, congrats on not being on welfare, but if you and everyother "hard worker" can lump all welfare recipients into one category and act superior because you did it all with out a hand out, I think the people who didn't work all that hard and have all the same stuff you have should be able to look down on you. Pretty simple really. Hell, you were on drugs how long? And then you had to unload pallets only 3 weeks after having a c-section. Looks like someone made some dumb decisions. Glad you got out of it, glad you you worked through it, now you have graduated to the elite vast majority of people that can handle their own crap.
Yes and saying if I can do it anyone can is not looking down on people or feeling superior. I dont really care if people look down on me or not I know how awesome I am and thats all that matters. Calling out the attitude of entitle ment that is sweeping across this world is not acting superior.I aslo dont recall saying anything at all about welfare....just that people shouldnt get homes handed to them because they are poor.0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.
Well lets see hard work for me and my husband was me unloading trucks and pulling produce pallets at wal mart 3 weeks after having a c-section,my husband washing and detailing cars at a car lot outside in the snow for 6.50 an hour. Its not lumping people together to say they should do more and its always possible to do more.But then why should they have to do more if everything is just going to be handed to them. And hell yeah I will toot my own horn for working my *kitten* off for the life I have now,its an attitude that is being lost in this country where everything is becoming a handout and people feel they are to good to take jobs they see as beneath them. I did work damn hard to have a good life,I earned it,I will enjoy it and be PROUD of it.
I don't care about your sad, sad story. Like I said, congrats on not being on welfare, but if you and everyother "hard worker" can lump all welfare recipients into one category and act superior because you did it all with out a hand out, I think the people who didn't work all that hard and have all the same stuff you have should be able to look down on you. Pretty simple really. Hell, you were on drugs how long? And then you had to unload pallets only 3 weeks after having a c-section. Looks like someone made some dumb decisions. Glad you got out of it, glad you you worked through it, now you have graduated to the elite vast majority of people that can handle their own crap.
Yes and saying if I can do it anyone can is not looking down on people or feeling superior. I dont really care if people look down on me or not I know how awesome I am and thats all that matters. Calling out the attitude of entitle ment that is sweeping across this world is not acting superior.I aslo dont recall saying anything at all about welfare....just that people shouldnt get homes handed to them because they are poor.
And I think that entitlement can be good and bad. It's bad to feel entitled to things you don't earn. It's perfectly fine to feel entitled to more if you are worth it. I'm sure you are an awesome person, but this is just one of many threads where various people keep talking about this huge mob of entitled bums who are squashing the nation. Well, how about the positive? Any. How about a generation of soldiers who still joined up at the same rate as previous wars, but without a draft. That could mean something. How about all those geeks who made millions on computer tech and internet sites?
I guess the point is, you might think that unloading pallets at Walmart was hard, but there are citizens in this nation and around the world who look at that like a vacation.0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.
Well lets see hard work for me and my husband was me unloading trucks and pulling produce pallets at wal mart 3 weeks after having a c-section,my husband washing and detailing cars at a car lot outside in the snow for 6.50 an hour. Its not lumping people together to say they should do more and its always possible to do more.But then why should they have to do more if everything is just going to be handed to them. And hell yeah I will toot my own horn for working my *kitten* off for the life I have now,its an attitude that is being lost in this country where everything is becoming a handout and people feel they are to good to take jobs they see as beneath them. I did work damn hard to have a good life,I earned it,I will enjoy it and be PROUD of it.
I don't care about your sad, sad story. Like I said, congrats on not being on welfare, but if you and everyother "hard worker" can lump all welfare recipients into one category and act superior because you did it all with out a hand out, I think the people who didn't work all that hard and have all the same stuff you have should be able to look down on you. Pretty simple really. Hell, you were on drugs how long? And then you had to unload pallets only 3 weeks after having a c-section. Looks like someone made some dumb decisions. Glad you got out of it, glad you you worked through it, now you have graduated to the elite vast majority of people that can handle their own crap.
Yes and saying if I can do it anyone can is not looking down on people or feeling superior. I dont really care if people look down on me or not I know how awesome I am and thats all that matters. Calling out the attitude of entitle ment that is sweeping across this world is not acting superior.I aslo dont recall saying anything at all about welfare....just that people shouldnt get homes handed to them because they are poor.
And I think that entitlement can be good and bad. It's bad to feel entitled to things you don't earn. It's perfectly fine to feel entitled to more if you are worth it. I'm sure you are an awesome person, but this is just one of many threads where various people keep talking about this huge mob of entitled bums who are squashing the nation. Well, how about the positive? Any. How about a generation of soldiers who still joined up at the same rate as previous wars, but without a draft. That could mean something. How about all those geeks who made millions on computer tech and internet sites?
I guess the point is, you might think that unloading pallets at Walmart was hard, but there are citizens in this nation and around the world who look at that like a vacation.
Good for them yay for soldiers and all that but hey you know what thats NOT what this thread was about,it was about should empty homes be given to the homless.So why would I be talking about soldiers and computer geeks in this thread? And I never once said I worked harder than everyone else WHAT I SAID WAS I worked hard for everything I earned so no I dont belive people should just be given houses.0 -
To the people saying this guy should just go to McDonalds to get a job, did you miss the part about how he's been in and out of surgeries, etc? He can't work because of medical reasons, not because he doesn't want to. His story is different than just letting a homeless person off the street have a house like referenced in the earlier article I posted.
The way the bank behaved in this situation is ridiculous. I find it funny that when people are having issues paying their mortgage, everybody is always quick to say "Well contact your bank, they have programs in place and are willing to work with you and help you." This man did just that, and the bank yanked him around. What does everybody do? Still blame the guy who wants to get help and is trying to seek it out like advised.
I'm all about holding people accountable, but why force someone out on the streets in a situation like this where he's going to end up needing taxpayer assistance like food stamps, etc? All he wanted was the bank to cooperate and allow some flexibility, but it seems like people want to see others fail and then bash them for needing to get government assistance. You can't have it both ways.0 -
To the people saying this guy should just go to McDonalds to get a job, did you miss the part about how he's been in and out of surgeries, etc? He can't work because of medical reasons, not because he doesn't want to. His story is different than just letting a homeless person off the street have a house like referenced in the earlier article I posted.
The way the bank behaved in this situation is ridiculous. I find it funny that when people are having issues paying their mortgage, everybody is always quick to say "Well contact your bank, they have programs in place and are willing to work with you and help you." This man did just that, and the bank yanked him around. What does everybody do? Still blame the guy who wants to get help and is trying to seek it out like advised.
I'm all about holding people accountable, but why force someone out on the streets in a situation like this where he's going to end up needing taxpayer assistance like food stamps, etc? All he wanted was the bank to cooperate and allow some flexibility, but it seems like people want to see others fail and then bash them for needing to get government assistance. You can't have it both ways.
I did watch the clip he said he had some surgeries and is ready to go back to work now. He looked able bodied enough to work at wal mart there are plenty of things he can do but hes only looking in specific job fields. I knew plenty of people who worked wal mart and mc donalds after major surgerys people do it every day. The door greeter at my local wal mart just came back after open heart surgery . If hes having issues paying the loan he took then its time for him to downsize to an apartment.0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.
Well lets see hard work for me and my husband was me unloading trucks and pulling produce pallets at wal mart 3 weeks after having a c-section,my husband washing and detailing cars at a car lot outside in the snow for 6.50 an hour. Its not lumping people together to say they should do more and its always possible to do more.But then why should they have to do more if everything is just going to be handed to them. And hell yeah I will toot my own horn for working my *kitten* off for the life I have now,its an attitude that is being lost in this country where everything is becoming a handout and people feel they are to good to take jobs they see as beneath them. I did work damn hard to have a good life,I earned it,I will enjoy it and be PROUD of it.
I don't care about your sad, sad story. Like I said, congrats on not being on welfare, but if you and everyother "hard worker" can lump all welfare recipients into one category and act superior because you did it all with out a hand out, I think the people who didn't work all that hard and have all the same stuff you have should be able to look down on you. Pretty simple really. Hell, you were on drugs how long? And then you had to unload pallets only 3 weeks after having a c-section. Looks like someone made some dumb decisions. Glad you got out of it, glad you you worked through it, now you have graduated to the elite vast majority of people that can handle their own crap.
Yes and saying if I can do it anyone can is not looking down on people or feeling superior. I dont really care if people look down on me or not I know how awesome I am and thats all that matters. Calling out the attitude of entitle ment that is sweeping across this world is not acting superior.I aslo dont recall saying anything at all about welfare....just that people shouldnt get homes handed to them because they are poor.
And I think that entitlement can be good and bad. It's bad to feel entitled to things you don't earn. It's perfectly fine to feel entitled to more if you are worth it. I'm sure you are an awesome person, but this is just one of many threads where various people keep talking about this huge mob of entitled bums who are squashing the nation. Well, how about the positive? Any. How about a generation of soldiers who still joined up at the same rate as previous wars, but without a draft. That could mean something. How about all those geeks who made millions on computer tech and internet sites?
I guess the point is, you might think that unloading pallets at Walmart was hard, but there are citizens in this nation and around the world who look at that like a vacation.
Good for them yay for soldiers and all that but hey you know what thats NOT what this thread was about,it was about should empty homes be given to the homless.So why would I be talking about soldiers and computer geeks in this thread? And I never once said I worked harder than everyone else WHAT I SAID WAS I worked hard for everything I earned so no I dont belive people should just be given houses.
Your the one who began this conversation with me, but were one of many posters who were complaining about entitlements and how disgusting they were, and how hard you worked. Like I said, congrats, I didn't single you out, but you felt compelled to give me all the stuff you'd been through and I didn't ask nor do I care. But what I think is disgusting is that this country is so coddled that people think working at Walmart is hard work. And I brought up all the other stuff about soldiers and computer dudes because I know that things are sort of rough in this country right now, but it's not all crap.0 -
I never said I thought homeless people should get houses. I'm just sick and tired of hearing how hard everyone works
In September 2009, around 4 million Americans were served by a state cash-assistance or welfare program, more than 37 million received federal food stamps and about 9.1 million received unemployment benefits. If treated as exclusive numbers, there would be a total of 50.1 million Americans who received federal aid in September 2009. This data is based on a report published in USA today in January 2010.
So what is that, about 1/6th of our population in the United States? Now how many of those are defrauding the system? 100%? 50%? So if it's 50 %, that would mean less than 1 in 10 americans are lazy POS. SO when people who are always complaining about these lazy scumbags, which they are, and how they have to work so damn hard, great, so does the cast majority of everyone else in this nation.
And let's examine these claims of hard work? Is it back breaking labor? Or is it in an air conditioned room behind a computer. I think a lot of people mistake working long hours for actually working hard. But really it's besides the point, because just working doesn't make anyone a hero. Hell, if you are working so hard and only eeked out a middle class existance, I'm not really all the impressed. I have all that you do and I didn't really have to work so hard, so don't ask me to give someone a pat on the back for being mediocre. But don't feel bad, you are better in my eyes than people who abuse welfare, 1 huge step up.
But if I had to make a list of people in this country who are annoying besides welfare defrauders, I put people who always brag about how hard they work as a close second. Way to be average! Or maybe we could all not lump welfare people together since I'm sure their are extenuating circumstances why many of them are poor, just like there are reasons me and you are BSing on MFP forums rather than drinking tequila shots out of a models navel.
Well lets see hard work for me and my husband was me unloading trucks and pulling produce pallets at wal mart 3 weeks after having a c-section,my husband washing and detailing cars at a car lot outside in the snow for 6.50 an hour. Its not lumping people together to say they should do more and its always possible to do more.But then why should they have to do more if everything is just going to be handed to them. And hell yeah I will toot my own horn for working my *kitten* off for the life I have now,its an attitude that is being lost in this country where everything is becoming a handout and people feel they are to good to take jobs they see as beneath them. I did work damn hard to have a good life,I earned it,I will enjoy it and be PROUD of it.
I don't care about your sad, sad story. Like I said, congrats on not being on welfare, but if you and everyother "hard worker" can lump all welfare recipients into one category and act superior because you did it all with out a hand out, I think the people who didn't work all that hard and have all the same stuff you have should be able to look down on you. Pretty simple really. Hell, you were on drugs how long? And then you had to unload pallets only 3 weeks after having a c-section. Looks like someone made some dumb decisions. Glad you got out of it, glad you you worked through it, now you have graduated to the elite vast majority of people that can handle their own crap.
Yes and saying if I can do it anyone can is not looking down on people or feeling superior. I dont really care if people look down on me or not I know how awesome I am and thats all that matters. Calling out the attitude of entitle ment that is sweeping across this world is not acting superior.I aslo dont recall saying anything at all about welfare....just that people shouldnt get homes handed to them because they are poor.
And I think that entitlement can be good and bad. It's bad to feel entitled to things you don't earn. It's perfectly fine to feel entitled to more if you are worth it. I'm sure you are an awesome person, but this is just one of many threads where various people keep talking about this huge mob of entitled bums who are squashing the nation. Well, how about the positive? Any. How about a generation of soldiers who still joined up at the same rate as previous wars, but without a draft. That could mean something. How about all those geeks who made millions on computer tech and internet sites?
I guess the point is, you might think that unloading pallets at Walmart was hard, but there are citizens in this nation and around the world who look at that like a vacation.
Good for them yay for soldiers and all that but hey you know what thats NOT what this thread was about,it was about should empty homes be given to the homless.So why would I be talking about soldiers and computer geeks in this thread? And I never once said I worked harder than everyone else WHAT I SAID WAS I worked hard for everything I earned so no I dont belive people should just be given houses.
Your the one who began this conversation with me, but were one of many posters who were complaining about entitlements and how disgusting they were, and how hard you worked. Like I said, congrats, I didn't single you out, but you felt compelled to give me all the stuff you'd been through and I didn't ask nor do I care. But what I think is disgusting is that this country is so coddled that people think working at Walmart is hard work. And I brought up all the other stuff about soldiers and computer dudes because I know that things are sort of rough in this country right now, but it's not all crap.
I think that anything anyone does that keeps them off welfare and food stamps is hard work. Because if we just started handing out homes to people,why stop there why not cars,what will be the point of working at all?
working at wal mart is hard,working in an office is hard,getting up everyday and doing what needs to be done for your family is hard,working sick,missing your kids,dealing with jerks all day,everybody in the job field today is working hard because its far to easy to just stop and get assistance to go get them food stamps or rent assistance. Every week at the food pantry I volunteer at I hear people turn down jobs because they get more from the government so yeah not giving into that mindset like so many are is hard.0 -
Umm we can argue all day about what line of work is "harder" (ps working behind a computer can be 1000% "harder" than laying bricks, but Adrian I guess you would only discount "computer work" if you were blue collar yourself, so that's fine you can think what you want about "working behind a computer").. but the point is, people are sick and tired of those who perform no gainful work trying to claim for themselves certain privileges they did not earn. Living in a house is NOT a privilege. Get a job and rent an apartment, or a room in a house, or whatever!0
-
I don't understand why it's so black and white with some people. In the case of the man in the video, helping him create an acceptable program of repayment with the bank for a home he has lived in for decades isn't the same as handing out free houses to people off the street.0
-
To the people saying this guy should just go to McDonalds to get a job, did you miss the part about how he's been in and out of surgeries, etc? He can't work because of medical reasons, not because he doesn't want to. His story is different than just letting a homeless person off the street have a house like referenced in the earlier article I posted.
The way the bank behaved in this situation is ridiculous. I find it funny that when people are having issues paying their mortgage, everybody is always quick to say "Well contact your bank, they have programs in place and are willing to work with you and help you." This man did just that, and the bank yanked him around. What does everybody do? Still blame the guy who wants to get help and is trying to seek it out like advised.
I'm all about holding people accountable, but why force someone out on the streets in a situation like this where he's going to end up needing taxpayer assistance like food stamps, etc? All he wanted was the bank to cooperate and allow some flexibility, but it seems like people want to see others fail and then bash them for needing to get government assistance. You can't have it both ways.
Sorry. Every downtrodden unemployed or homeless person has a reason why they can't work, can't pay their bills, can't support themselves and it is alway someone else's fault. This guy may be that rare individual that is in this position through no fault of his own, but I seriously doubt it.
I don't want to see him fail, but I don't want to support him when he does, either.
If I loan you money, I expect to be paid back. Why wouldn't I? You said you would when you borrowed it? I have obligations too. Should I just forgive your debt and make adjustments in my life?
Loaning institutions hear every sad story you can imagine when it comes time to collect. Makes it hard to give a *kitten* about one more. I know I don't.0 -
To the people saying this guy should just go to McDonalds to get a job, did you miss the part about how he's been in and out of surgeries, etc? He can't work because of medical reasons, not because he doesn't want to. His story is different than just letting a homeless person off the street have a house like referenced in the earlier article I posted.
The way the bank behaved in this situation is ridiculous. I find it funny that when people are having issues paying their mortgage, everybody is always quick to say "Well contact your bank, they have programs in place and are willing to work with you and help you." This man did just that, and the bank yanked him around. What does everybody do? Still blame the guy who wants to get help and is trying to seek it out like advised.
I'm all about holding people accountable, but why force someone out on the streets in a situation like this where he's going to end up needing taxpayer assistance like food stamps, etc? All he wanted was the bank to cooperate and allow some flexibility, but it seems like people want to see others fail and then bash them for needing to get government assistance. You can't have it both ways.
Sorry. Every downtrodden unemployed or homeless person has a reason why they can't work, can't pay their bills, can't support themselves and it is alway someone else's fault. This guy may be that rare individual that is in this position through no fault of his own, but I seriously doubt it.
I don't want to see him fail, but I don't want to support him when he does, either.
If I loan you money, I expect to be paid back. Why wouldn't I? You said you would when you borrowed it? I have obligations too. Should I just forgive your debt and make adjustments in my life?
Loaning institutions hear every sad story you can imagine when it comes time to collect. Makes it hard to give a *kitten* about one more. I know I don't.
So you'd rather him be on gov't assistance with your tax dollars than the bank work with him to come up with an acceptable loan repayment program? Got it.0 -
I don't understand why it's so black and white with some people. In the case of the man in the video, helping him create an acceptable program of repayment with the bank for a home he has lived in for decades isn't the same as handing out free houses to people off the street.
That's a pretty big house he's in. Why not rent out some of the rooms instead of allowing random homeless people to stay there? Why not get a job that pays less and move some place he can afford? He made the comment about finding a job that pays enough to support his budget. Take a job that pays less and change your budget. Good grief. He does not "deserve" that house. None of us "deserves" anything.0 -
I don't understand why it's so black and white with some people. In the case of the man in the video, helping him create an acceptable program of repayment with the bank for a home he has lived in for decades isn't the same as handing out free houses to people off the street.
That's a pretty big house he's in. Why not rent out some of the rooms instead of allowing random homeless people to stay there? Why not get a job that pays less and move some place he can afford? He made the comment about finding a job that pays enough to support his budget. Take a job that pays less and change your budget. Good grief. He does not "deserve" that house. None of us "deserves" anything.
I guess I didn't think the house was all that big. It's been in his family for decades, so I certainly wouldn't want to sell my childhood home if I could avoid it either. I wonder if he did something dumb and took out a second mortgage or something on it, since it should have been paid off long ago.
I dunno. I can see both sides. I would much rather this man be able to catch up on the months he's behind on the mortgage than have to sell his childhood home.0 -
I guess I didn't think the house was all that big. It's been in his family for decades, so I certainly wouldn't want to sell my childhood home if I could avoid it either. I wonder if he did something dumb and took out a second mortgage or something on it, since it should have been paid off long ago.
I dunno. I can see both sides. I would much rather this man be able to catch up on the months he's behind on the mortgage than have to sell his childhood home.
Oh, I feel bad for the guy. That's sad that he has to get rid of his childhood home, and I certainly understand him not wanting to. Like I said, what really caught my attention in the video was him saying what a job "would have to pay him" for him to meet his budget. So many people get caught up in that mentality of what they think their work is "worth" or what they "deserve" to get paid that they end up not working at all.0 -
Congrats. If you can look down on people who can't get out of bad situations because you did, I can look down on you since I never did stupid crap like that.
Wow. Getting personal in a debate? Lose.
I never interpreted anything the poster said as her looking down on anyone. If anything, she's a living, walking example of how one can lift themselves up and move on. I never did some of the things she did, but I actually hold her in higher regard for it because she's probably stronger than I'd be. I admire that.
"Never look down on a man unless you're helping him up"0 -
If no one is using the homes, and no one owns them except the banks... why not come up with an agreement to let homeless people stay there? They could earn their keep. We could even work towards making the foreclosed homes into official homeless shelters, missions, or food banks.
I have not watched the videos (at work).0
This discussion has been closed.