I know about the loose skin too! I actually had my "pancake" tummy removed and my breasts lifted about a year ago, even though I was not at my goal weight. I had lost 110 lbs thanks to my lapband, but the pancake and the long boobs were keeping me from really appreciating my weight loss and moving forward. The big bonus is that most insurance companies will cover the panniculectomy ( removal of excess stomach skin) and mine did! I paid for the breast lift with care credit - a no interest credit card. Totally worth it and the surgeries were easy! I was off work for 2 weeks, but only really needed bed rest for about a week (which I totally enjoyed!! ). You all look a lot skinnier than I did when I had my skin removed, and beautiful! The first step I took when looking into skin removal was to meet with several plastic surgeons, then let them submit to my insurance company to see what's covered, and the rest is history. I still want to lose another 50-60 lbs, and will definitely have a breast reduction or one more lift. The bottom part of my tummy is still flat and is supposed to stay that way, but I am dealing with the muffin top now as I did not opt for the upper tummy tuck, but will when I am at goal. It's very motivating to get that pancake removed. Good luck to you guys and thanks for sharing!!