Insurance & Boob Jobs

Pedal_Pusher
Pedal_Pusher Posts: 1,166 Member
in Chit-Chat
I have a friend named Amber that swears insurance won't pay for her friend's boob job. This is ridiculous, right? Has anyone had success with their insurance company when it comes to doing the right thing and paying for a boob job? I've got some money riding on this so I'm hoping I can prove her WRONG. Help me out here.............................
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Replies

  • workoutgirl23
    workoutgirl23 Posts: 267
    Insurance is not gonna pay for a boob job. because its cosmic surgery, its not necessary. although, insurance may cover a breast reduction surgery, if the woman has a lot of back problems from her breasts being too big. but there is no way an insurance company is going to cover a woman getting bigger boobs. no way.
  • cobracars
    cobracars Posts: 949 Member
    Need more info as to why its 'the right thing' to have an insurance company pay for elective surgery that is not medically necessary.

    Perhaps in the case of a mastectomy patient who needs reconstructive surgery, yes

    For someone who just wants bigger boobs, no
  • Maude_Lewbowski
    Maude_Lewbowski Posts: 395 Member
    I have an insurance policy ON mine but no insurance company would pay for them. I did.
  • erinlea75
    erinlea75 Posts: 47 Member
    Insurance does not typically cover cosmetic procedures.

    There would be a few exceptions to this of course. For example, reconstructive surgery after a mastectomy.

    I've also heard of insurance covering partial costs of tummy tucks, if the apron is really bad or if the muscles underneath are severely separated
  • cobracars
    cobracars Posts: 949 Member
    Insurance is not gonna pay for a boob job. because its cosmic surgery, its not necessary. although, insurance may cover a breast reduction surgery, if the woman has a lot of back problems from her breasts being too big. but there is no way an insurance company is going to cover a woman getting bigger boobs. no way.

    I think there has been some links done between medical illness such as negative body image depression and the insurance company stepping up. That doesn't make it right.
  • Ariana_75
    Ariana_75 Posts: 224
    Insurance is not gonna pay for a boob job. because its cosmic surgery, its not necessary. although, insurance may cover a breast reduction surgery, if the woman has a lot of back problems from her breasts being too big. but there is no way an insurance company is going to cover a woman getting bigger boobs. no way.

    Haha!! 'Cosmic Surgery'! Oh brother!
  • workoutgirl23
    workoutgirl23 Posts: 267
    cosmetic surgery. sorry, spelled that wrong. so sue me. :(
  • Pedal_Pusher
    Pedal_Pusher Posts: 1,166 Member
    Insurance is not gonna pay for a boob job. because its cosmic surgery, its not necessary. although, insurance may cover a breast reduction surgery, if the woman has a lot of back problems from her breasts being too big. but there is no way an insurance company is going to cover a woman getting bigger boobs. no way.

    Haha!! 'Cosmic Surgery'! Oh brother!

    Hey Ariana..............your boobs are Cosmic :-) Just sayin'..................
  • MustBeTheRows
    MustBeTheRows Posts: 377 Member
    I know someone that got their insurance to pay for implants, however she needed complete reconstructive surgery from the waist up from a horrible car accident.
  • sweetchildomine
    sweetchildomine Posts: 872 Member
    If that was the case I would have awesome boobs right now.
  • ChrisRS87
    ChrisRS87 Posts: 781 Member
    The teachers union here in buffalo has a provision in their policy that allows insurance to pay for boob jobs. They pretty much just have the say that having small boobs makes them depressed because of poor self esteem and that effects their job, yada yada yada. Then voila, free boob job. I'm not kidding, feel free to google it.
  • DisneyAddictRW
    DisneyAddictRW Posts: 800 Member
    Last year I got my insurance to cover my surgery. However the dr had to remove a certain amount and it would have taken me from a DD to a small B. I know it would make a huge difference for my shoulders and back. However I'm not going to allow the insurance to make that choice. My goal is to pay for the surgery myself (apx $5200) after I lose the weight I need to if I still need it. My insurance states it doesn't pay but the dr office filled out the required papers to get an appeal approved.
  • hcg1
    hcg1 Posts: 1 Member
    Most insurance will only pay if its reconstruction surgery or mastectomy. Thats after complete review from Doctor and clinical information.
  • UpEarly
    UpEarly Posts: 2,555 Member
    Has anyone had success with their insurance company when it comes to doing the right thing and paying for a boob job?

    In my opinion, it's only 'doing the right thing' when the surgery is for reconstructive purposes - like after a woman loses her breasts to cancer. I don't want my insurance premiums going up so that women can have larger breasts for cosmetic and/or emotional purposes. I think that would be ridiculous.
  • DianatheRed
    DianatheRed Posts: 41
    So my bil mom got a boob job paid for by insurance. She claimed that her self-image was bad and this was just the thing to cure her.
  • DannyMussels
    DannyMussels Posts: 1,842 Member
    If that was the case I would have awesome boobs right now.


    You and me both honey.
  • erin023
    erin023 Posts: 123 Member
    I do know someone who had insurance pay for a boob job. She claimed having small boobs was effecting her mental health because her confidence was so low. FREE BOOBS!
  • mrsevanrust
    mrsevanrust Posts: 71
    I was a nurse for a cosmetic surgeron for a few years and typically the only way to get them paid for by insurance is, if it is for reconstruction after breast cancer. Something you may want to suggest to your friend is to find a surgeon that participates in studies. New types of implants need to be "tested" on patients all the time. If her surgeon offers that, she can have them done for free (not including anesthesia) and will even have all of her mammograms and breast MRI's paid for, for the next 10 yrs.
  • ekking69
    ekking69 Posts: 44
    I've been selling health insurance for decades (oh my god I sound so old!). I have never heard of health insurance covering a "boob job" unless it's after a mastectomy and reconstructive surgery. Sometimes, they may allow coverage for a reduction, as someone else said, if there is a history of back problems, documented by their physician. But elective no way. Bigger, no way. Reduction no way, unless you can get an exception. I would recommend visiting your doctor for some back pain if you plan on getting a reduction, cause you aren't going to have a chance of getting it covered otherwise.

    Good luck!
  • taylor5877
    taylor5877 Posts: 1,792 Member
    19_popcorn_beer.gif
  • ambrwaves27
    ambrwaves27 Posts: 206
    19_popcorn_beer.gif


    Can you pass some of those over?
  • AmberJslimsAWAY
    AmberJslimsAWAY Posts: 2,339 Member
    I somehow feel involved in this...

    Insurance doesn't pay for bewbs.
  • cc12jr
    cc12jr Posts: 5
    Until recently I felt like it was wishy washy girls who just wanted bigger boobs when they said it was a self esteem issue. But I do have a friend who has a beautiful body and face, but has barely A cups, so she went to the cosmetic surgeon just out of curiosity to see how much it costs. They ran her credit, and set her up that day on a payment plan where she pays it like a car payment. She got a full B cup that looks natural and it has completely changed her self esteem. She still is working through her problems, but it helped her immensely. So to the original post-ee, no I don't think you won the bet that insurance will pay for it because it's pretty hard to prove that a poor self esteem from boobs alone is so life altering that you need bigger ones to thrive. The only way insurance will pay for it is reconstructive surgery like everyone has said already. Even gastric bypass surgery isn't covered by all insurances, and the ones that do cover it only do if the patient is more than 100 pounds over weight. As far as the post-er who said that teachers where he lives can get bigger boobs from depression issues, I'm a teacher here in Virginia and we have trouble even getting approved for depression meds and/or therapy.
  • Pedal_Pusher
    Pedal_Pusher Posts: 1,166 Member
    I do know someone who had insurance pay for a boob job. She claimed having small boobs was effecting her mental health because her confidence was so low. FREE BOOBS!

    AWESOME
  • BAMFMeredith
    BAMFMeredith Posts: 2,810 Member
    If it's a reduction for medical purposes and your doctor recommends it, some insurances will cover it. Or if one requires reconstructive surgery after a mastectomy, but that depends on your insurance because many policies will say it's cosmetic since you don't need breasts to live.
  • cc12jr
    cc12jr Posts: 5
    .
  • abnerner
    abnerner Posts: 452 Member
    How about if your friend wants new boobs and it is not for a medical purpose she pays for them herself? Sheesh!
  • labellavitaxo
    labellavitaxo Posts: 26
    A friend of mine got hers covered by insurance because they were two completely different sizes, therefore detrimental to her (mental) health in some form or another. And by different sizes, I mean one is a D and the other a B, and her a small-framed skinny girl.. quite noticeable.
  • gwduker
    gwduker Posts: 293
    I have an insurance policy ON mine but no insurance company would pay for them. I did.

    You have your boobs insured??
  • _the_feniks_
    _the_feniks_ Posts: 3,412 Member
    If it was as easy as telling your insurance company, "it will make me feel better about myself", I'd have to carry my crank around in a wheelbarrow. As many others have said, if the boob job is not medically necessary you are going to be hard-pressed to find an insurance company to pay for it.

    Holy $#!t. I just said crank, boobs and hard with a straight face.

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