Women: The best money advice you've ever received.

I hope this doesn't qualify as an advertisement, but...

I'm looking for quotes from WOMEN ONLY for a Yahoo! Shine article about the best money advice you've ever received. I figured this would be a way that everyone can benefit. If you answer (either here or through PM), please include your city and I might use your quote in the article. I love advice from both men and women, but I can only use quotes from women.