Exercises that target hips/love handles, and upper/lower abs

Unfortunatly you can't target areas to lose fat. What you can do is weights that build muscle and lower your body fat %

running and aerobic dancing is helping me out with all those areas...

Same here! And its seriously getting rid of back fat, too

Yup, lose fat. But you can strengthen those areas. I find using the cable machine at my gym and doing side bends have really helped my core. And you can do side bends with weights too. Turn it all to muscle baby, and let your body do the rest!

Compound lifts are working for me in that they are giving me an all over workout, and my abs, hips, tush and legs are seeing the benefits (as well as my upper body, too).

I was soooo disappointed when I learned that you can't spot target, so I found something that not only do I enjoy, but gives me the most bang for my buck.

The most effective workout is one you will do.

Compound lifts are working for me in that they are giving me an all over workout, and my abs, hips, tush and legs are seeing the benefits (as well as my upper body, too).

I was soooo disappointed when I learned that you can't spot target, so I found something that not only do I enjoy, but gives me the most bang for my buck.

The most effective workout is one you will do.

This!

Sorry if I didnt make it clear. Im not trying to lose weight in those areas Im trying to tone them. My abs mostly, since you cant exactly tone love handles LMAO.

Since you do crunches and leg lifts, your ab muscles are currently "toned". If they don't look toned, it's either because the fat layer covering the muscle is too thick, or you have loose skin there. Ab exercises don't target either of those. To reduce fat (from anywhere) do vigorous cardio often, eat correctly, and follow a full-body strength training program, like New Rules of Lifting, for example.

Eat at a moderate deficit, lower your bodyfat percentage, and fullbody compound lifts. It really does work. Whereas targeting areas does not, and can actually lead to injury because the stabilization isn't in place. I learned that the hard way.

Here lately ive been walking two hours a day, a hour in the morning and a hour at night. Ive seen quite a difference in the inches ive lost. specially in the hips and stomach area.

What most people want when they say "tone" is to lose fat and keep muscle, reveling firm, somewhat defined muscles.

The best way to do this is to continue eating at a calorie deficit and lift heavy weights. I'd recommend most beginners use a good standard program like Strong Lifts 5x5, or Starting Strength. Although you won't be individually targeting your problem areas directly, I promise you they will still be worked and you'll see a nice balanced increase in strength and fitness that includes your problem areas. Once you lose the fat you want I bet money you'll be happy with those areas, if not, then maybe you might consider some targeting moves.