Belly Flap?

I know I can't target a certain past of my body to lose weight however after getting to be overweight and then having kids I have a belly flap. Im not proud of it and I dare not show it because it scares even me! But I'm looking for hope. Hope that someday it n gets better if not go away completely. Has anyone else had to deal with this? What did you do about it and does it ever go away?