NSV: Approved for Life Insurance at Preferred Plus

My wife and I are expecting our third child in April 2014 and I'm 39 years old so I want to get more life insurance. My wife is a stay at home mom. I have a policy through my employer but I wanted to get a portable life insurance policy in case something happens to my employment. Anyway, I just found out that I was approved for a policy at the preferred plus rate which is the best possible rating. I have been shopping around for several quotes and applied to two insurers. I will be saving a ton of money.