Your best ever money saving tips

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Mutant13
Mutant13 Posts: 2,485 Member
in Chit-Chat
So I've had to start budgeting recently which is not something I'm accustomed to if I'm honest, but my supervillain lair won't build itself so I'm looking for your best money saving tips. They can be as weird and wonderful as you like!

This is what I already do-

•buy seasonal fruit and veg
•search prices for big purchases online
• use cheap alternatives to cleaning products (vinegar, bicarbonate soda etc)

Suggest away!
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Replies

  • salembambi
    salembambi Posts: 5,585 Member
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    only wash my hair once a week with baking soda & vinegar :smile:
    make own deodorant
    shop at the cheapest grocery store for me that is No Frills
    only buy fruit/veg that is on sale or is always cheap
    frozen fruit/veg
    lists , lists , lists
    cleaning with vinegar/baking soda
    shop for clothes and other stuff at value village or other thrift stores
    watch for dollar dazzzzzzzzeeeeeee at grocery stores and then stock up
  • curt40
    curt40 Posts: 137 Member
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    I love ideas like this. Read a book called "The Millionaire Next Door"

    My best tip is to pay off all debt first before worrying about savings. The interest rate is a killer for building wealth.

    Make a budget and stick to it.

    Pay in cash so you can see what you are really spending.

    Ignore friends who are into status. Be into the status of being debt free and building savings.
  • ntg13
    ntg13 Posts: 10
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    only wash my hair once a week with baking soda & vinegar :smile:
    make own deodorant

    How does your hair smell? I might like to try this but I like pretty smelling hair! And how do you make your own deoderant?


    My tips would be to turn down heaters and turn off anything electric or gas unless absolutely necessary for it to be on, never leave things on standby.
    Also, cook from scratch and learn to use leftovers.
  • AmyHammons1
    AmyHammons1 Posts: 49 Member
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    Never let your kids go to the grocery store with you ;)
  • Sinisterly
    Sinisterly Posts: 10,913 Member
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    Always steal ketchup packets from restaurants
    Don't use lipstick, use the juice of berries
    Don't bathe, you don't really need to remove your "protective layer"
  • wolverine66
    wolverine66 Posts: 3,779 Member
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    two words: automatic transfer.

    set up a separate account and have a portion automatically deposited into it each paycheck.

    I tend to spend what is in my account. if there is $50 (or whatever) less then i still spent what's in my account, but I have saved $50. It is so much easier (for me) when you set it aside at the beginning.
  • mank32
    mank32 Posts: 1,323 Member
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    pretend you don't have a car when you shop. walk, bike (in my case longboard) or take public transport instead. you'll buy less if you have to carry it all in your arms (or on your back) all the way home. and you'll be exercising. :bigsmile:
  • Browneyedbeff
    Browneyedbeff Posts: 24 Member
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    Never let your kids go to the grocery store with you ;)
    Amen to this!!!
  • Browneyedbeff
    Browneyedbeff Posts: 24 Member
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    I love ideas like this. Read a book called "The Millionaire Next Door"

    My best tip is to pay off all debt first before worrying about savings. The interest rate is a killer for building wealth.

    Make a budget and stick to it.

    Pay in cash so you can see what you are really spending.

    Ignore friends who are into status. Be into the status of being debt free and building savings.

    Best advice ever!!!
  • salembambi
    salembambi Posts: 5,585 Member
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    only wash my hair once a week with baking soda & vinegar :smile:
    make own deodorant

    How does your hair smell? I might like to try this but I like pretty smelling hair! And how do you make your own deoderant?


    My tips would be to turn down heaters and turn off anything electric or gas unless absolutely necessary for it to be on, never leave things on standby.
    Also, cook from scratch and learn to use leftovers.

    deodorant is made of melted down coconut oil, with baking soda, cornstarch & tea tree oil mixed in

    my hair smells like hair and is never ever dirty/greasy its pretty amazing that I only wash it once a week honestly

    you could add some kind of essence to the mix if you wanted like lavender or something
  • KenziesFrenzies
    KenziesFrenzies Posts: 1,014 Member
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    I set up an external savings account (separate from my regular checking/savings bank), and transfer money every pay period into separate savings funds ("emergency fund", "newer car fund", etc.), and it automatically withdraws every paycheck.

    I LOVE it, because financial self control is a work in progress for me, and this way it takes the money out and puts it in savings before I even see it in my checking account, it's fantastic.
  • justal313
    justal313 Posts: 1,375 Member
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    SHUT YOUR SPEND HOLE!!

    Yup, works just like food.
  • _Krys10_
    _Krys10_ Posts: 1,234 Member
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    1. Borrow movies from Walmart.
    2. Hunt your own food.
    3. Borrow your neighbors car when they're not looking.
    4. Watch cable Tv when your neighbors leave their blinds open.
    5. Don't get hair cuts or shave.
    6. Don't pay your bills, mortgage or rent.
    7. Use the same water in bathtub for the whole family. Then wash your dishes in it.
    8. Have sex more often.
    9. Never move out of your parents house.
    10. Get rid of your cellphone. What?!
  • wolverine66
    wolverine66 Posts: 3,779 Member
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    I set up an external savings account (separate from my regular checking/savings bank), and transfer money every pay period into separate savings funds ("emergency fund", "newer car fund", etc.), and it automatically withdraws every paycheck.

    I LOVE it, because financial self control is a work in progress for me, and this way it takes the money out and puts it in savings before I even see it in my checking account, it's fantastic.

    YOU TOOK MY ANSWER!

    congratulations, though. I find it fantastic, too :-)
  • tmpecus78
    tmpecus78 Posts: 1,206 Member
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    1. Borrow movies from Walmart.
    2. Hunt your own food.
    3. Borrow your neighbors car when they're not looking.
    4. Watch cable Tv when your neighbors leave their blinds open.
    5. Don't get hair cuts or shave.
    6. Don't pay your bills, mortgage or rent.
    7. Use the same water in bathtub for the whole family. Then wash your dishes in it.
    8. Have sex more often.
    9. Never move out of your parents house.
    10. Get rid of your cellphone. What?!

    :embarassed: :laugh: :laugh: :laugh: :laugh: :laugh: :laugh:
  • wolverine66
    wolverine66 Posts: 3,779 Member
    Options
    1. Borrow movies from Walmart.
    2. Hunt your own food.
    3. Borrow your neighbors car when they're not looking.
    4. Watch cable Tv when your neighbors leave their blinds open.
    5. Don't get hair cuts or shave.
    6. Don't pay your bills, mortgage or rent.
    7. Use the same water in bathtub for the whole family. Then wash your dishes in it.
    8. Have sex more often.
    9. Never move out of your parents house.
    10. Get rid of your cellphone. What?!

    if you are doing 5, 7, and 9 you probably aren't going to be able to do 8
  • wolverine66
    wolverine66 Posts: 3,779 Member
    Options
    1. Borrow movies from Walmart.

    actually, our local library has a lot of the recent movies on DVD and Audio books to check out, for free of course.
  • _Krys10_
    _Krys10_ Posts: 1,234 Member
    Options
    1. Borrow movies from Walmart.
    2. Hunt your own food.
    3. Borrow your neighbors car when they're not looking.
    4. Watch cable Tv when your neighbors leave their blinds open.
    5. Don't get hair cuts or shave.
    6. Don't pay your bills, mortgage or rent.
    7. Use the same water in bathtub for the whole family. Then wash your dishes in it.
    8. Have sex more often.
    9. Never move out of your parents house.
    10. Get rid of your cellphone. What?!

    if you are doing 5, 7, and 9 you probably aren't going to be able to do 8

    good catch
  • ninerbuff
    ninerbuff Posts: 48,669 Member
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    Mine are:

    Don't spend money you don't need to.
    Don't charge anything you can't pay off in a month unless it's an emergency.
    PAY your savings/retirement/IRA account monthly like you would a bill.
    Turn down your thermostat and switch your lights to LED if possible.
    Buy from local farms if you can.
    Don't spend money on BS diet programs.

    A.C.E. Certified Personal/Group FitnessTrainer
    IDEA Fitness member
    Kickboxing Certified Instructor
    Been in fitness for 30 years and have studied kinesiology and nutrition
  • sklarbodds
    sklarbodds Posts: 608 Member
    Options
    1. Borrow movies from Walmart.
    2. Hunt your own food.
    3. Borrow your neighbors car when they're not looking.
    4. Watch cable Tv when your neighbors leave their blinds open.
    5. Don't get hair cuts or shave.
    6. Don't pay your bills, mortgage or rent.
    7. Use the same water in bathtub for the whole family. Then wash your dishes in it.
    8. Have sex more often.
    9. Never move out of your parents house.
    10. Get rid of your cellphone. What?!
    The rest of the list is good, but that last one is absurd :)

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