How Do You Lose Belly Fat?

Eat a deficit to lose weight.
Strength train to minimize muscle loss.
Get enough protein to help retain your muscle.

Combining all of this will help you lose weight while minimizing muscle loss, thus resulting in a lower bodyfat percentage which is what you need to lose belly fat.

I know exactly what you are talking about. The only way I was ever able to lose the belly hand was continuing to lose weight. I got down to 150 before I noticed that my tummy had shrank up and even that was hard to do. I was there was a miracle way to do, but unfortunately not.

Young adults are already in a category that lose weight a lot faster than say someone who is 45.
I am 40 and found P90X and Insanity worked well..very well. Bill Phillips Body for Life worked very well years ago.
And I wanted something that was easier on my body, didn't take as much time, and I didn't have to think about what my next meal was going to be.
I researched and found two that my full criteria. I know there are more out there...
First I found one that is great for men and women at http://buildthemuscle.net.
And the one I decided to do because it has a great support system of women doing the program and finished the program, just for women, and simply laid out and guaranteed and I found it at http://inshapenow.net.
I'm losing on average 1 1/2 pounds a week.
I think one of the keys to success is setting yourself up for success. Find a plan that is realistic to your lifestyle so you aren't cheating or angry at yourself for missing a workout or a meal.

To your lifestyle change!