Getting rid of 'fat'

Eat at a deficit.

All what you said is fine, and it would tone the muscles below the fat but until you burn that fat it wont look a whole lot different.

Yes, muschles burn more than fat, but the amount is widely overstated. More? Yes. A heckuva alot more like they want you to believe? NO.

Do what you state, and eat at a deficit.

YOu dont seem like you are far away from getting to where you want and it may take longer to lose weight, but you will get there.

I'm interested to hear what others say, I'm 5ft 8 and 147lbs, with a lot of belly fat and chunky thighs which I would love to loose.

My weight loss has really stalled, I'm try to be really stricked with my logging and see if I can get things moving again.

Good luck.

Doing crunches?

No.

This won't remove the fat that is on top of the muscle. Stop giving bad advice.

Lose weight. Plain and simple.

i agree. eat low calorie high protein high fiber low fat food. and eat less.

Doing crunches?

No.

This won't remove the fat that is on top of the muscle. Stop giving bad advice.

Lose weight. Plain and simple.

i agree. eat low calorie high protein high fiber low fat food. and eat less.

Hmm, some bad advice even here. Low fat food is only necessary if someone has a medical condition, such as gallbladder issues.

High fat is quite beneficial to keeping oneself satiated, bowel movements, hair, skin and nail health, etc.

Unless you have some sort of medical condition, cutting out sugar won't reduce belly fat anymore than just monitoring your calories.

Eat at a small deficit (think TDEE-10%, or even maintenance for body recomp).
Lift heavy weights.
Be patient.

That's pretty much it. Cardio is fine if you want it. Watching your protein is good, as usmcp on here said, "insurance" for those muscles.

If you're just starting to lift weights, try and follow a program (like Stronglifts 5x5) to help guide you.

ETA: OP, I notice you have lower UGW in your profile. If you're at a healthy weight and aiming to lose body fat, I'd almost neglect the scale completely and focus on measurements and photos as your progress tracker.

This. Great advice.

While losing weight if you are at too high of a deficet and not getting in enough protien and not doing some sort of resistence training you lose muscle and fat...

Now that you are at goal weight it's now a situation where you aren't happy with what you look like...

Short of being a smaller version of what you are now you have to go with a small deficet 5-10%, start doing some form of resistence training to maintain what you have for LBM and understand this will be a slow process...

At your Height (I am the same height and currently weight 156 and wear a size 5/6) you really shouldn't weigh too much less than you do atm...

Get your BF% done and aim for a number you are happy with...instead of scale weight.