can't lose the love handles

Great question. Can't wait to read the responses. Good luck!!!

me too!

My love handles are always the last to go and they stick around until I get below 10% BF

thats why I love my eggs, they have the omega 3s and I also take a fish oil supplement 4 times a day, this is the first time in my life I have been this successful with weight loss and I am pumped about going even further.

My upper AND lower stomach are awful!!! Every time I do a jumping jack, etc. my stomach smacks against the top of my thighs Lovely right??? I've never had great abs but after being big for so long and having a c-section I fear my muffin top will never go away...

unfortunately the only way is to shed more weight, the lower belly fat ring is usually the last to go, I am on a quest for my very first 6 pack and as much as I have lost I still have the same thing its smaller but its there. Here are a few tips I would recommend diet wise though if you have not done so yet.
1) breakfast make sure that 30% of it is comprised of protein, I aim for 30g but I am also weight training
2) get extra fiber into the diet, I happen to like spinach in my morning omelet about 1 cup or so of it.
3) get extra vitamin D into you either via supplement or mushrooms, it will help trim down the waistline more.

Exercise wise just do core workouts that work the obliques and abs.

Start focusing on weight lifting. Building up muscle mass will increase your metabolism and will burn more fat during rest, normal activity and even sleeping. You don't have much weight left to lose and too much cardio will just decrease your metabolism and cause muscle mass loss instead of fat burning. And a decrease in muscle mass causes less calories burned through the day.
You can't spot reduce or target burn. You can do crunches until the sun comes home and you will not get rid of belly fat. Your muscles can get either bigger and/or stronger OR smaller and/or weaker. So making them bigger will increase your metabolism and you will burn more fat during the day and you get to eat more.

BUT you will have to push the scale aside to do this. Muscle is denser than fat and you can gain weight but you will be gaining muscle while losing fat and in the end that's what we want to do.

I try and get 100g of protein per day. My %s are 40carb/40pro/20fat. This has been working for me.

This might not be THE answer. when I first lost my 50 lbs that was my issue too .. I started boxing twice a week ... gone!

My PT says it's the twisting moves that really trigger that midsection area ... Now I try to incorporate twisting moves into my daily work outs ...

Right there with you. My spare tire is now a spare bike tire, but like others mentioned...it seems to be the last to go. I can't blame it on pregnancy, but the stress thing mentioned is interesting to me. I lost 35lbs last year on ww, and while I learned a good deal about better eating, they never really took into account things like sugar, protein and sodium. So, now I'm keeping an eye on those thing here to see if I can bust up this last bit of belly flab. Since I am in the same boat, I don't have advice to offer. Just know that you are not alone.
I get a great deal of cardio and that's good for talking off some pounds, but I think it will be important for me to add more strength training. They say muscle helps burn fat, so I'm going to try & firm up in addition to shedding the last bit of extra weight.
Best of luck to us all!

ugh, tell me about it. Do you have kid(s)? I'm pretty sure pregnancy did it to me. And if not, I'll just blame it on that ;P

yes, if you have kids it will be harder to lose. Many women tear their stomach muscles when they go through pregnancy and will have issues with their stomach fat from that point. If you have kids it may never go away fully, but you can get it down low.

If you don't have kids, like many people have said, it will be the last to go. And women generally do have a little extra there to keep our baby making organs safe. even if you get to your goal weight, you may still have a little, but keep trying. I'm sure you can get to that belly fat!