Guidance Needed

Needing some advice please! I am expected to graduate before my next school year and because I am graduating early FAFSA will not cover what I need covered. So do I risk it and push my classes back, graduate much later where I could end up with what I need from FAFSA? Or do I find a personal loan and graduate when I am to be expected? And if so who should I go through for a personal loan? I will be like $4,000 short and I have to have a decision by Monday morning. Stressed to the max! Thanks for all the help