Skinny-Fat... Building Muscle... Cut? (Pictures)

Dofflin

Great job on the weight loss! Really good effort. Don't stress too much, I think you're taking the right steps by seeking information and working hard.

Split routines 5 days a week or compound routines 3 days a week.. Both have their good points and bad points. Make sure (especially if you choose compound moves like 5x5's), that you practice good form. Bodybuilding.com has a lot of workouts if you follow the tabs up the top.
You could also hire a Personal Trainer to run you through things if you need clarification.

If you're weight training, and you eat at a slight deficit, its called cutting, if you eat at maintenance, its recomping, if you eat at a surplus its bulking. Mostly, it depends on what your goals are. Set a clear body fat goal. 8%? 12%? 18%? The leaner you get, the harder it is to measure progress with the scale and your weight, especially if you are lifting and maintaining/gaining muscle, so perhaps track your bf%.

If I were you I'd do something between a cut and recomp. Like, weekdays eat at a deficit, weekends at maintenance (or the other way around so you eat most after working out).

Keep it up!