Is it too much to ask for a nice guy with good credit

2

Replies

  • SpeSHul_SnoflEHk
    SpeSHul_SnoflEHk Posts: 6,256 Member
    I have an awesome cedrit score. I'm just not that nice. Sorry.
  • Rage_Phish
    Rage_Phish Posts: 1,507 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    So no interest in home ownership?
  • AlsDonkBoxSquat
    AlsDonkBoxSquat Posts: 6,128 Member
    next you're going to ask for a big **** too . . . come on now, girl, don't be selfish.
  • AlsDonkBoxSquat
    AlsDonkBoxSquat Posts: 6,128 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    See, for a man looking for a potential mate...that right there is SEXY!

    Unless you want to buy a house or a car . . . no credit score can actually be worse for you than a poor credit score.
  • ldrosophila
    ldrosophila Posts: 7,512 Member
    Mine got bumped up buying multiple vehicles of course I'm tied to the "man" for the next 10 years and can never not work, but at least I have big shiny things in my drive way.
  • ldrosophila
    ldrosophila Posts: 7,512 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    So no interest in home ownership?

    If you can walk in with a big old wad of cash and buy a home that would just be friggin' awesome.
  • fat2strongbeth
    fat2strongbeth Posts: 735 Member
  • MercenaryNoetic26
    MercenaryNoetic26 Posts: 2,747 Member
    Why women gotta have their OWN high credit scores. And if you tie the knot, keep it separate. It's always good to have 'back-up' good credit. In our modern little family, that would be ME.
  • tuckerrj
    tuckerrj Posts: 1,453 Member
    900+, I'm a hell of a nice guy. Unfortunately, I'm hung like a stud gerbil.

    Pssst! Don't tell anyone, but the maximum credit score is 850. . . :wink:
  • kellijauch
    kellijauch Posts: 379 Member
    I'm 29, and just Now have found a nice guy with good credit. Keep in mind, when you find him, he is going to hold you to very high standards though. Be prepared for that, as well as him being frugal with his money. I have my own money, so that doesn't bother me, but that's how it works.
  • mestacy010
    mestacy010 Posts: 577 Member
    ok, now you are just being unrealistic.


    Bahahahaha I'm enjoying MFP today
  • ldrosophila
    ldrosophila Posts: 7,512 Member
    Why women gotta have their OWN high credit scores. And if you tie the knot, keep it separate. It's always good to have 'back-up' good credit. In our modern little family, that would be ME.

    This is why I dont want to get married
  • whierd
    whierd Posts: 14,025 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    So no interest in home ownership?

    I won't need to borrow money to buy a home. And if I do, there are other ways to get a home loan than using the FICO. Such as manual underwriting.
  • _Krys10_
    _Krys10_ Posts: 1,234 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    So no interest in home ownership?

    That is the ONLY thing I have financed.
  • Nissi51
    Nissi51 Posts: 381 Member
    Apparently!

    I feel ya lady - wondering the same thing.
  • whierd
    whierd Posts: 14,025 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    See, for a man looking for a potential mate...that right there is SEXY!

    Unless you want to buy a house or a car . . . no credit score can actually be worse for you than a poor credit score.

    I have bought a car with cash, not a problem. I am currently saving to buy a house. It will take another 5 years or so, depending on the housing and stock market.
  • DPernet
    DPernet Posts: 481 Member
    900+, I'm a hell of a nice guy. Unfortunately, I'm hung like a stud gerbil.

    Pssst! Don't tell anyone, but the maximum credit score is 850. . . :wink:

    Unless you live in another country where the score is out of 1000 :wink:
  • csuhar
    csuhar Posts: 779 Member
    Why, hello there.

    As my t-shirt says "Here I am. Now, what were your other two wishes?"

    Personality: "Nice", well-educated, well-mannered, slightly nerdy (hence the t-shirts with witty comments), comedic, equally comfortable digging in the dirt as I am at black-tie events, and caring, although potentially too honest at times.

    Finance: No college debt. Own my own home. Car is paid off. Maxing out my IRA. Healthy savings in the bank. And a credit score well above 775 (not gonna share the exact number. A guy's got to keep some secrets.).
  • whierd
    whierd Posts: 14,025 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    So no interest in home ownership?

    That is the ONLY thing I have financed.

    Hi. :flowerforyou:
  • _Krys10_
    _Krys10_ Posts: 1,234 Member
    How about no credit score? I dont borrow money.

    Me either, If I don't have the cash, I don't buy it.

    So no interest in home ownership?

    That is the ONLY thing I have financed.

    Hi. :flowerforyou:

    :laugh: Well hello
  • Ebcanada
    Ebcanada Posts: 133 Member
    From a guy with a seven figure debt load...I suggest opening your horizons to the guys with cash and no or low debt. After all a credit score is only a measure of how good of a slave you are. Believe me, at times I feel owned and can appreciate those with financial freedom.
  • aakaakaak
    aakaakaak Posts: 1,240 Member
    I'll show you mine* if you show me yours**.

    *Mine = Credit score

    **Yours = Stable career
  • whierd
    whierd Posts: 14,025 Member
    From a guy with a seven figure debt load...I suggest opening your horizons to the guys with cash and no or low debt. After all a credit score is only a measure of how good of a slave you are. Believe me, at times I feel owned and can appreciate those with financial freedom.

    And this is exactly it.
  • _Krys10_
    _Krys10_ Posts: 1,234 Member
    From a guy with a seven figure debt load...I suggest opening your horizons to the guys with cash and no or low debt. After all a credit score is only a measure of how good of a slave you are. Believe me, at times I feel owned and can appreciate those with financial freedom.


    This ^^^
  • SoViLicious
    SoViLicious Posts: 2,633 Member
    From a guy with a seven figure debt load...I suggest opening your horizons to the guys with cash and no or low debt. After all a credit score is only a measure of how good of a slave you are. Believe me, at times I feel owned and can appreciate those with financial freedom.


    I like the slave idea
  • 900+, I'm a hell of a nice guy. Unfortunately, I'm hung like a stud gerbil.

    Pssst! Don't tell anyone, but the maximum credit score is 850. . . :wink:

    There are several types of FICO score: generic, bankcard, personal finance, mortgage, installment loan, auto, NextGen and expansion score. The generic FICO score is between 300 and 850 exhibiting a negative skewed distribution. The FICO bankcard score and FICO auto score are between 250 and 900. The FICO mortgage score is between 300 and 850
    (850-740 range
    You have an excellent credit score. You are absolutely the best borrower lenders can imagine. You’ll easily secure almost any loan of your choosing and receive the very best interest rates, lowest fees, and repayment terms."

    Mine is in the 830s +(FICO Mean) and 900 (FICO Auto)
    My wife's is better (that why we have been married for 41 years this month).
  • vtmoon
    vtmoon Posts: 3,436 Member
    900+, I'm a hell of a nice guy. Unfortunately, I'm hung like a stud gerbil.

    Pssst! Don't tell anyone, but the maximum credit score is 850. . . :wink:

    There are other countries beside the US that use credit. :wink:
  • dirty_dirty_eater
    dirty_dirty_eater Posts: 574 Member
    900+, I'm a hell of a nice guy. Unfortunately, I'm hung like a stud gerbil.

    Pssst! Don't tell anyone, but the maximum credit score is 850. . . :wink:

    Psst! Don't tell anyone, but I've also got a huge ****! It's the internet, I'm allowed to make stuff up.
  • The_Enginerd
    The_Enginerd Posts: 3,982 Member
    How about no credit score? I dont borrow money.
    I borrow money pretty much daily, but I pay it all back every month :smile: A CC is quite useful if used responsibly.

    The way the tax code is written, and with how low interest rates are right now, a mortgage isn't a bad thing to have right now either. I can invest that money elsewhere.
  • 900+, I'm a hell of a nice guy. Unfortunately, I'm hung like a stud gerbil.

    Pssst! Don't tell anyone, but the maximum credit score is 850. . . :wink:

    Psst! Don't tell anyone, but I've also got a huge ****! It's the internet, I'm allowed to make stuff up.

    Wait... I am confused! I thought everything on the internet was true!