Post anything you want (as long as it follows MFP guidelines)

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  • km8907
    km8907 Posts: 3,861 Member

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  • NorthCascades
    NorthCascades Posts: 10,968 Member
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  • km8907
    km8907 Posts: 3,861 Member
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    When your toddler tries to put something they shouldn't in their mouth.
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  • IzzyBooNZ1
    IzzyBooNZ1 Posts: 1,289 Member
    ah doms... thai boxing class on weds and my hammy is soooo sore today (friday) from one of the drills we were doing. I want to do another thai boxing class tonight but dunno if it is a good idea seeing as I will being using the leg to balance on while I kick.
  • Motorsheen
    Motorsheen Posts: 20,508 Member
    Villae81 wrote: »
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    You could've let me down nicer ya know

    PFFFFT please. You KNOW it doesn't apply to you. It's a joke anyway so I hope others don't take it to heart :)

    Oh someone will take offense

    Your assumption that someone will take offense is offensive

    Post Reported.
  • melmelw03
    melmelw03 Posts: 5,332 Member
    My Jesus meme got deleted. Freaking communists

    My post simply saying is this when we post JC memes got deleted. Maybe we can't say his name. ?
  • slimgirljo15
    slimgirljo15 Posts: 269,456 Member
    melmelw03 wrote: »
    My Jesus meme got deleted. Freaking communists

    My post simply saying is this when we post JC memes got deleted. Maybe we can't say his name. ?

    Maybe the thread name should read "Post almost anything you want" lol..
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  • GymRatSF
    GymRatSF Posts: 8,903 Member
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  • lisag1288
    lisag1288 Posts: 31 Member
    I need to spend more time in the forums so I'm not so confused

    Me too, I'm lost.
  • km8907
    km8907 Posts: 3,861 Member
    Currently irritated. I'm trying to save 20% for a down payment and everyone is encouraging me to go the first time home buyer route and get into a house for only 3.5% down. I'm an impulsive person anyways and want to move out desperately, but there's too many risks with only 3.5
  • cee134
    cee134 Posts: 33,711 Member
    km8907 wrote: »
    Currently irritated. I'm trying to save 20% for a down payment and everyone is encouraging me to go the first time home buyer route and get into a house for only 3.5% down. I'm an impulsive person anyways and want to move out desperately, but there's too many risks with only 3.5

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  • NorthCascades
    NorthCascades Posts: 10,968 Member
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  • km8907
    km8907 Posts: 3,861 Member
    lstrat115 wrote: »
    km8907 wrote: »
    Currently irritated. I'm trying to save 20% for a down payment and everyone is encouraging me to go the first time home buyer route and get into a house for only 3.5% down. I'm an impulsive person anyways and want to move out desperately, but there's too many risks with only 3.5

    There are 3% down options for 1st time homebuyers too. And the majority of the risk for 3% or 3.5% down is to the lender. Anything under 20% down will require mortgage insurance though which can be expensive. You will likely also get a lower interest rate the more money you put down.
    I may know a bit about this topic ;) If you have questions, message me

    Definitely have questions lol. PMI is a huge negative for me, as I'm single and buying a house on a social workers salary is scary lol.
  • cee134
    cee134 Posts: 33,711 Member
  • NorthCascades
    NorthCascades Posts: 10,968 Member
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  • NorthCascades
    NorthCascades Posts: 10,968 Member
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  • km8907
    km8907 Posts: 3,861 Member
    Villae81 wrote: »
    lstrat115 wrote: »
    Villae81 wrote: »
    lstrat115 wrote: »
    km8907 wrote: »
    lstrat115 wrote: »
    km8907 wrote: »
    Currently irritated. I'm trying to save 20% for a down payment and everyone is encouraging me to go the first time home buyer route and get into a house for only 3.5% down. I'm an impulsive person anyways and want to move out desperately, but there's too many risks with only 3.5

    There are 3% down options for 1st time homebuyers too. And the majority of the risk for 3% or 3.5% down is to the lender. Anything under 20% down will require mortgage insurance though which can be expensive. You will likely also get a lower interest rate the more money you put down.
    I may know a bit about this topic ;) If you have questions, message me

    Definitely have questions lol. PMI is a huge negative for me, as I'm single and buying a house on a social workers salary is scary lol.

    Buying a house is always scary! Let me know if I can help. I won't try to sell you anything ;) haha

    Are you a real estate lady?

    I am a math nerd who happens to know a lot about qualifying for mortgages

    Oh okay
    km8907 wrote: »
    lstrat115 wrote: »
    km8907 wrote: »
    Currently irritated. I'm trying to save 20% for a down payment and everyone is encouraging me to go the first time home buyer route and get into a house for only 3.5% down. I'm an impulsive person anyways and want to move out desperately, but there's too many risks with only 3.5

    There are 3% down options for 1st time homebuyers too. And the majority of the risk for 3% or 3.5% down is to the lender. Anything under 20% down will require mortgage insurance though which can be expensive. You will likely also get a lower interest rate the more money you put down.
    I may know a bit about this topic ;) If you have questions, message me

    Definitely have questions lol. PMI is a huge negative for me, as I'm single and buying a house on a social workers salary is scary lol.

    I had a 100% financing when I purchased mine
    Or you can borrow your 401k for down payment

    I have a 403B. Would rather not have to use that.
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  • BoosDimples
    BoosDimples Posts: 2,826 Member
    edited October 2016
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  • gojaqs
    gojaqs Posts: 471 Member
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