Do these stats sound ok?

bumblebee

I'm 5ft 7.5in, 137lbs (9stone 12), BMI is 21.7 and fat% 23.9.

What do I need to change as I have a feeling the fat % is too high.

Oh and I'm 38 and female

grimendale

http://www.builtlean.com/2010/08/03/ideal-body-fat-percentage-chart/

It looks like your body fat is just fine, actually.

TavistockToad

I'm 5ft 7.5in, 137lbs (9stone 12), BMI is 21.7 and fat% 23.9.

What do I need to change as I have a feeling the fat % is too high.

Oh and I'm 38 and female

stand in front of a full lenght mirror in your underwear... then decide what you want to do. its not up to strangers on the internet...

but if you want an opinion, your stats are fine.