Body shape: Narrow waist but with belly bigger than hips?

I accumulate fat in the misdection, most articles say that with this description, I am an apple. Some say I'm an hourglass based on my picture but my bust is not big and my muffin top is wider than my waist. I am confused lol idk if the "waist" we're talking about here, when it comes to body shapes, is the narrowest portion or the level of the navel? It's kinda important to know the body shape for me when choosing clothes especially in this season when I usually shop for lots of my clothes and sometimes I feel lazy to line up on a queue just to see if a certain something flatters my figure lol

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