Calling all polar experts...FT7 or F60

Options
I keep going back and forth on this...
Alright you polar experts!
Give me the pros and cons of what you like and don't like about your HRM!

I keep going back and forth.
FT7 sounds easy enough....probably all I need and want for now. But for a little more money...I can get the F60 which can log and help design your workouts?
This purchase is like an investment to me...and I am afraid that I may not need all that right now (F60) on my journey..but in a few months, may wish I had.....

WHAT's YOUR.....IMO?