Do you have separate bank accounts or pool your money?

ninerbuff

I thought of this because of another thread.

My wife and I have separate checking accounts (at different banks) and one "home" account which pays for the bills, mortgage and van. We pool our money on the home account, but use our own separate accounts for buying whatever we see fit to spend money on. We have NEVER argued about money at all.

So do you just have one account or split them up?

deex18

myself and my boyfriend keep it seperate... we are only living together a year and its wsorking good for us so far!

sarah44254

separate, it just works for us especially since our incomes are so incredibly different (he makes 4x as much as I do)

fitniknik

We do the same thing niner. It was tough at first now we have it figured out! Its a good way to go I think.

writtenINthestars

We have our own seperate checking and savings, and then we have a joint checking and savings for the house bills and such. Anything fun and extra for ourselves has to come out of our own accounts.

HoopFire5602

My husband and I keep it seperate. I pay the majority of the bills, so I keep most of the funds.

pnieuw

One account. I've always made more than my wife, and now that she is a stay at home mom, that goes double. Didn't seem fair to me to share everything else in life, but keep "my money" and "her money".

We never have had a disagreement about money, or what to buy, in twenty years of marriage.

_SusieQ_

Married for 18 years, totally separate accounts. I have $xxx deposited into his account each pay period, he pays household bills out of that account. We pay separately for student loans, cell phones, play money. When we bought our house 8 years ago, we adopted an "inside/outside" split. I pay for everything inside (groceries, maintenance inside, laundry/paper goods), he pays for outside (lawn care, pool supplies, garden supplies, etc.)

Seems to work for us.

12skipafew99100

Pool, its our money and we share everything. Of course, we are married. It would be foolish to share money if you are not. IMO

liftingbro

We have separeate acounts. We split up the bills and each pays the bills they can afford out of their own account.

TavistockToad

we pool it, and have a certain amount of spending money each month to spend on what we like after all our bills are paid. he buys tickets for sport, i go shopping!!

hollymcd1027

We have all joint accounts and pool our money.

When we first started living together and planning for our wedding/future we had a few fights about money, but really that was more about manageing our expectations and getting on the same page. It only took a few months and we had figured out the money thing that works for us.

4 and a half years later and we never fight about money either. Really no matter how you do set it up, its all about communication one way or the other.

deathstarclock

I'd hate to be married to me, I cost alot to feed...

voluptuous_veggie

I just get a sugar daddy to load up my bank account. It's much easier.

KittieLea

My boyfriend and I live together but have separate bank accounts. We each pay half for everything-rent, utilities, etc. but either I xfer money to him for certain bills or he does the same for me. When I was married my husband and I shared a bank account but he did all the banking. Not only was he burdened with keeping all of our finances straight I never knew if I could spend money! Keeping separate accounts works for me know because I know what bills I have and what "fun" money I have

SHBoss1673

No kids, about the same salary, separate accounts. She pays the "BIG" bill (house) so I give her about two grand per month for that, other than that we are separate. I don't recall us ever fighting about money and we've been married for 10 years coming up in March, so I guess it works.

Unwrapping_Candy

I am single and keep multiple accounts. This will never change.

anewattitude

Separate accounts. I pay some bills and my fiance pays some. We are, however, both pooling money on one of the accounts I had already set up dedicated for trips. It seems to work for us because even though the accounts are separate we both split expenses.

carrie564

We share everything. All money between us is family money (unless it was a gift of course, like birthday money). But neither of us go on shopping sprees, either, or I might say that wouldn't work for some couples. We both just buy what's needed, and if we don't think it's needed, we talk about it first. We have specific financial goals that could only be reached that way. I don't see how maybe "I" could be saving all "my" money for a down payment on a house, and then watch "him" be spending all "his" money at Best Buy or something. That would drive me nuts. I think you've gotta be on the same page & completely open with all your financial stuff.

SixCatFaerie

One account. I've always made more than my wife, and now that she is a stay at home mom, that goes double. Didn't seem fair to me to share everything else in life, but keep "my money" and "her money".

We never have had a disagreement about money, or what to buy, in twenty years of marriage.

Yep, one account. Been together 17 years & married for 15.5. Practically from the day he asked me to marry him we have had a joint account. Don't believe in his & hers! Works for us. :-D


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Punkedpoetess

I am married and we both keep separate bank accounts and each have designated bills that we pay. Rent we split 50/50 on and the others have a designated person to pay that bill. Since I make more money, I have more of the bills and pay for most of our food. Works for us, since we both are responsible with money.