Last bit of tummy fat

Bding123

Hi, I've been at this exercising and fitness regime for around 4 months and have lost a considerable amount of weight and fat. I am really struggling however to find an exercise that will really blast that annoying bit of stomach fat (lower stomach around the belly button area). I jog a lot and do all the usual crunches etc, but if anyone has something that really worked for them I'd love to give it a go!

Help please!