Need opinion on equipment

RKAY89

I really need a utility bench and squat racks as well.. however money is a bit of an issue.. Should I get a York DB4 Dumbbell Bench (£50) http://www.amazon.co.uk/York-Fitness-4022-Dumbell-Bench/dp/B000N3T0RI/ref=sr_1_5?s=sports&ie=UTF8&qid=1347703158&sr=1-5 or a York 13 in 1 Hyper bench? (£100) http://www.amazon.co.uk/York-13-DB-Hyper-Bench/dp/B000N3T0S2/ref=sr_1_1?s=sports&ie=UTF8&qid=1347780475&sr=1-1 .. then there's squat racks.. should I get a generic Barbell Squat Rack Stand (£58) http://www.amazon.co.uk/Barbell-Squat-Support-Weights-Weightlifting/dp/B00901VU5E/ref=sr_1_4?ie=UTF8&qid=1347702560&sr=8-4 or wait til next month and spend like £100-200 on one?

I know "you get what you pay for" but unfortunately my job isn't very high paying lol so... like would the DB4 bench and generic squat rack do the job? I see that the DB4 actually takes 20kg more weight surprisingly but it doesn't look like it'd go COMPLETELY flat.. want a bench that can do incline/decline/flat/90 degrees but could settle for 70 degrees