Which do I do - always NET at BMR

peppapig24_

Or cut 10-20% off my TDEE?

now_or_never12

It depends on how much you have left to lose. If you are less than 20lbs to your goal do a 20% cut tops... 10% ish when you are down the last few pounds. If you have more than 50lbs to lose you can have a higher deficit.