Ideal Body Fat %?

I'm 5 pounds away from my original weight-loss goal. When that's achieved, I'm going to have my body fat % measured to determine where I go from here.

I'd like to set a body fat % goal before I get the measurement. So what do you think my goal number should be?

I'm male, 45, 6' 2", 215 pounds (down from 250!) and fairly muscular (I don't think BMI is of much help here).

I was thinking 18% might be a reasonable goal to be "healthy", but I'm curious to hear opinions. Is 20% good enough or should I try to go lower?

Thanks!