Fat Burning Advice Needed

Okay here are some better pictures. This is what I used to look like and what I want to get back to:

http://www.google.com/imgres?um=1&hl=en&safe=active&sa=N&tbo=d&biw=2133&bih=1040&tbm=isch&tbnid=yk7mjB8y89HBIM:&imgrefurl=http://www.webmd.com/diet/features/10-flat-belly-tips&docid=8d9SNX8KlcFIIM&imgurl=http://img.webmd.com/dtmcms/live/webmd/consumer_assets/site_images/article_thumbnails/features/10_flat_belly_tips_how_to_beat_bloating_features/375x321_10_flat_belly_tips_how_to_beat_bloating_features.jpg&w=375&h=321&ei=pccBUf6VE8rJyAGshIDwCw&zoom=1&iact=rc&dur=192&sig=107026711605295173811&page=1&tbnh=141&tbnw=154&start=0&ndsp=75&ved=1t:429,r:2,s:0,i:92&tx=86&ty=30

http://www.google.com/imgres?um=1&hl=en&safe=active&sa=N&tbo=d&biw=2133&bih=1040&tbm=isch&tbnid=1KQyYqI0T0IKsM:&imgrefurl=http://www.getholistichealth.com/7736/tips-for-getting-a-flat-stomach/&docid=lNKnkhu1MCgZ3M&imgurl=http://www.getholistichealth.com/wp-content/uploads/2012/10/flat-stomach-29-295x300.jpg&w=295&h=300&ei=pccBUf6VE8rJyAGshIDwCw&zoom=1&iact=rc&dur=352&sig=107026711605295173811&page=1&tbnh=128&tbnw=125&start=0&ndsp=75&ved=1t:429,r:30,s:0,i:183&tx=50&ty=74

http://www.google.com/imgres?um=1&hl=en&safe=active&sa=N&tbo=d&biw=2133&bih=1040&tbm=isch&tbnid=vRkQoxbuWhfgQM:&imgrefurl=http://allwomenstalk.com/12-best-ways-to-lose-stomach-fat/&docid=Y2VHe6wPfLX1pM&imgurl=http://allwomenstalk.com/wp-content/uploads/2011/12/1_a_draft1.jpg&w=500&h=428&ei=pccBUf6VE8rJyAGshIDwCw&zoom=1&iact=rc&dur=286&sig=107026711605295173811&page=1&tbnh=137&tbnw=173&start=0&ndsp=75&ved=1t:429,r:59,s:0,i:270&tx=24&ty=44

Is this a really low BF percentage? Or is that pretty attainable?

Thanks everyone for all the help. I will check out that other forum. Real quick, my husband seems to think that what I have is just loose skin instead of actually flab. He said there may be some fat in there too, but he thinks it's more loose skin. How can I tell? Again, I REALLY appreciate everyone's help!!

I wanted to post pictures up of myself but neither my husband nor myself think that is best, so I was trying to find some of what my stomach currently looks like. It looks really similar to this first picture except I can pinch a bit more flab:

http://www.google.com/imgres?start=258&um=1&hl=en&safe=active&sa=N&tbo=d&biw=2133&bih=1040&authuser=0&tbm=isch&tbnid=eyh8VrZ_e1vLWM:&imgrefurl=http://www.allaboutyou.com/health/health-advice/fight-middle-aged-spread&docid=uJPfquYhPV-9RM&imgurl=http://www.allaboutyou.com/cm/allaboutyou/images/mR/123-stomach-fat300sq-medium_new.jpg&w=300&h=300&ei=ZzUDUbWZA82WyAG6mYDQBw&zoom=1&iact=rc&dur=351&sig=107026711605295173811&page=4&tbnh=148&tbnw=144&ndsp=88&ved=1t:429,r:14,s:300,i:46&tx=99&ty=112


And when I sit or bend over the flatness goes away and it turns into wrinkles which I HATE. That is probably the biggest thing. As long as it tightens up enough for it to stop doing that, I will be thrilled!!! Okay, I found a better picture. Mine is a lot like this. There is a bit more to pinch, but not much more. http://www.google.com/imgres?start=436&um=1&hl=en&safe=active&sa=N&tbo=d&biw=2133&bih=1040&authuser=0&tbm=isch&tbnid=-LhiXZYGF8MaIM:&imgrefurl=http://f2cbootcamps.com/the-anti-crunch-6-pack-abs-solution/&docid=yzQ9-JnYKHBGZM&imgurl=http://f2cbootcamps.com/wp-content/uploads/2009/06/womens-abs.jpg&w=320&h=236&ei=FTYDUarjLOqDyAHTmoDYBA&zoom=1&iact=rc&dur=407&sig=107026711605295173811&page=6&tbnh=142&tbnw=195&ndsp=87&ved=1t:429,r:79,s:400,i:241&tx=92&ty=52

Almost there, going to definitely work on my diet and my strength training. Any other tips y'all have would be fantastic!!