Am I eating too much carbs?

I think you need to swap in some more veggies and whole fruit and less breads and granola. It doesn't have to be all or nothing, just mix it up. If you have the bagel in the morning have an apple for the snack instead of granola or mac and cheese. Like previous poster mentioned, try lettuce leaf wraps once in a while instead of bread.

Most whole grain bread is so refined that there really isn't that big of a difference between that and white bread. When talking about complex carbs most breads don't qualify. Also a typical raisin bagel isn't much different then a doughnut. Not saying give them up just keep looking for something else.

It really doesn't take that long to whip up some eggs in the morning. Frying pan can heat up in about 5 mins and takes about 2-3 mins to cook. Toss in some of that chicken you've been using and maybe a palm full of spinach if you like, some tomato, or even avocado. Hell for a while I used to just crack an egg on a plate and stick it in the microwave for 1 min. You can also pre-cook bacon the day before and store it in the fridge and use in your other meals to swap in some variety or just as an alternative snack.

Just remember it doesn't have to be some huge all or nothing change. Just mixing in different things here and there and maybe you find better results.

What is your daily average intake of carbs, fat and protein? The day you described doesn't look bad to me, except that it's low on fruits and vegetables.

If you have a medical condition such as insulin resistance or diabetes, you should check with your doctor for your carb limits. Otherwise, you are eating too many carbs when carbs cause you not to eat enough of other things - like fat, protein or fruits/vegetables. Micronutrients are important too.

Every person's sensitivity to carbs is different, so no-one can say whetehr your diet is "too much carbs" except you.

This! Another important thing to take into consideration is what is sustainable for you in the long term. Most of us can stand to go through a short period eliminating or severely restricting certain foods or food groups for the sake of weight loss but the weight finds it’s way back once those foods are re-introduced. Although I agree with the posters who suggested swapping out for more whole grains where you can. But if you are comfortable with your current choices and are losing weight, I would stick with whatever works best for you. Best of luck!