Does anyone have fat go to very specific areas?

Ever since I can remember, I've always had this large pooch of fat on my stomach. I went through my puppy fat stage between 10-15yrs old, and when that extra weight mostly went away (sadly some stayed), I still had this belly on me.
I've seen other people mention troublesome fat on their mid-section, but wanted to know if anyone else has it pile itself on to just the front of their torso. I don't have much overhang on the sides of my torso, just this blob on the front.
I have been asked if I'm pregnant because of it!
Would just like to know if anyone else had this, and if they knew specific ways of dealing with it. I've cut right down on my sugar (have been a sugar addict for years, so I'm sure this has something to do with it), and keep the salt intake as low as possible to avoid additional bloating, which I'm also very prone to.
Any advise, tips, basically anything would be appreciated!!