Tax Returns

We went shopping at Sam's Club...lol. We also paid off our credit card debts, the medical bills, paid car insurance for 6 months, bought propane, bought a few new pairs of jeans, an HRM...there's still some left, not sure what we'll do with that. Thinking about buying a new mattress as ours is soooooooo old! And we're going on our honeymoon!

Im going on vacation and i bought myself a new mattress!

We are having a WONDERFUL time.

Did our returns. We're owed $4500 between state and federal taxes. HOWEVER, we never received a letter the Dept of Ed says they sent back in August, so they are HOLDING the entire amount for my husband's student loan. So we've lost $4500. They said we can do a hardship appeal due to my health issues, and that maybe we'll get some of it back, but I won't hold my breath. We probably never got the letter because of our postal carrier, who we at the complex have filed complaints against because he just puts all our mail in whatever box he feels like.

F#$%ing government.

Paying off a credit card, fixing my husband's sailboat, and my husband, son and I are all going clothes shopping to update our wardrobe. I will happily update mine with clothes that are 4 sizes smaller! I will also be getting fitted for new running shoes.

We had to pay back our homeowner credit this year, so even though we filed our taxes on Jan 10th, they were not processed until February 14th and we will not get our refund until March 1st. Sad panda. One more week to wait .

Just filed mine on Monday night and once I get my refund I am going to pay off a credit card, register for a 4 week women's-only fitness boot camp, and register for a series of 7 different 5Ks (the series is held annually in my county and the races all benefit different charities).

I need new clothes for all occasions!! so bargain hunting here I come!!
2 pairs of workout shoes:happy:
more Jillian M stuff (new clothing line out in April)
more organic food

Payoff one motorcycle so I can start looking for the second bike this summer.

Now to be the downer here, but my gosh, what kind of returns are you people getting??? I work in finance and I always strongly recommend to my clients to shoot for getting a return between $300-500 maximum. Anything you get in a return is an interest-free 12 month loan to the government. Change what you are claiming at work and use that money during the year!! What's more valuable - a $6000 tax refund or $500 extra every month? In my experience, most - not all, but most - people would prefer the monthly raise.

However, I know some people like having that money out of their hands for the year so they can use it for vacation, property taxes, etc. If that's you, great. But I know a lot of people get their refund, look at it as "free money" and use it irresponsibly. If that sounds familiar, please consider talking to a CPA and figuring out what you should REALLY be claiming on your W-4 at work.

Again, sorry to be a downer and I'll butt out of this conversation now. Have a good day y'all!!

Save it. The more cushion in our bank account, the better.

Charmagne