Calorie savings account; Good idea or hair-brained scheme?

missblondi2u
missblondi2u Posts: 851 Member
edited November 2024 in Health and Weight Loss
So, I've started to think about my calories as a sort of allowance. Like I have 1400 "bucks" I'm allowed to spend on food each day, so I ask myself if I really want to spend half of that on two slices of pizza and a beer, or would I rather spend a quarter of that on a well-balanced meal. Basically it's like my calorie checking account.

I've read where a lot of people bank calories for use later, like on the weekends or for an upcoming event. I like this idea since I tend to munch more on the weekends than during the week. I think of this like a calorie savings account, or "piggy bank" if you will :wink:

I came up with an idea of creating a food item called "calorie savings" for like 100 calories and logging that Monday-Friday, and then on Saturday logging an exercise called "calorie spending" so that I don't have to actually see those dreaded red numbers when I go over my allowance. It's like a debit/credit system, which appeals to my accounting and finance background.

Does anyone have any thoughts on this method? Is there some reason not to do something like this that I'm not seeing? I realize that my daily totals won't be completely accurate, but my overall numbers shouldn't be affected. Also, if I don't "spend" the saved calories within a certain amount of time, should I just consider them "expired," and if so, how long? One week? Am I overthinking this??

Thanks in advance for your input!
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Replies

  • Unknown
    edited September 2015
    This content has been removed.
  • SueInAz
    SueInAz Posts: 6,592 Member
    Sounds like a good plan to me! I think of my calories more on a weekly basis than daily and I've done something similar to what you're planning to do it. As long as you are ensuring that you're getting proper nutrition on the days that you cut calories it should work well.
  • afatpersonwholikesfood
    afatpersonwholikesfood Posts: 577 Member
    edited September 2015
    As long as your calories average out to 1,400 (or whatever your target is) a day over the course of the week, it's fine to eat less on some days in order to eat more on others. I wouldn't bank them longer than one week, and if you have a particular weigh in day, keep in mind that cashing in your calories the night before weighing in can make the scale swing up temporarily.
  • vgnfarmer
    vgnfarmer Posts: 108 Member
    I like your idea. I don't log it that way but I can see how it could work well. Are you meeting (or concerned about) any specific nutritional goals like protein, fiber, sodium etc? Maybe only log the "saving" as long as you meet your other goals that day?
    Personally I go to net week calories page a lot to make sure my calories for the week are around the average I want.
  • vgnfarmer
    vgnfarmer Posts: 108 Member
    arditarose this might be up your alley?
  • BarbieAS
    BarbieAS Posts: 1,414 Member
    As long as your calories average out to 1,400 (or whatever your target is) a day over the course of the week, it's fine to eat less on some days in order to eat more on others. I wouldn't bank them longer than one week, and if you have a particular weigh in day, keep in mind that cashing in your calories the night before weighing in can make the scale swing up temporarily.

    Agree with all of ^^this.
  • charliejenny
    charliejenny Posts: 79 Member
    Correct me if I'm wrong but I think that's how the point system works at weight watchers and that seems to get great results
  • cwolfman13
    cwolfman13 Posts: 41,865 Member
    the biggest possible issue I would have personally is that I'm very active and many of my workouts can be fairly intense either in duration or actual level of work effort or both, and when I cut I can already feel the impact on my performance and recovery...so I probably couldn't do this effectively...but otherwise I wouldn't see any issue with it provided you're getting adequate nutrition on your bigger cut days.
  • BarbieAS
    BarbieAS Posts: 1,414 Member
    edited September 2015
    Correct me if I'm wrong but I think that's how the point system works at weight watchers and that seems to get great results

    More or less. On WW, you're given a daily allowance and then a weekly allowance on top of that that you can use at your discretion - you can use a little every day or you can use it all on one way. You can't, however, choose to eat less than your daily allowance on one day and then move those points to another day (I mean, I guess you can do anything you want, but that's not how the plan works). But all of the points (daily plus weekly) are worked into a weekly deficit - I ballparked it once, and (depending on a lot of factors) if you eat 0 weekly points it comes out to about a 1.5lb/week deficit, and if you eat all of them it takes you down to about a pound per week, give or take a few hundred calories (ETA disclaimer - that's for my personal current stats, of course. YMMV, though I'd have to imagine that it's somewhat similar for others). The daily allowance is a little on the low side by design to allow you to use those weeklies and still lose - no different from shaving a little off M-F and using them on weekends on MFP, as long as we're not talking about eating 600 calories per day M-F and then 3400 or so per day on weekends - that just doesn't seem smart, IMHO.
  • Piggy Bank - LOL
  • SLLRunner
    SLLRunner Posts: 12,942 Member
    So, I've started to think about my calories as a sort of allowance. Like I have 1400 "bucks" I'm allowed to spend on food each day, so I ask myself if I really want to spend half of that on two slices of pizza and a beer, or would I rather spend a quarter of that on a well-balanced meal. Basically it's like my calorie checking account.

    I've read where a lot of people bank calories for use later, like on the weekends or for an upcoming event. I like this idea since I tend to munch more on the weekends than during the week. I think of this like a calorie savings account, or "piggy bank" if you will :wink:

    I came up with an idea of creating a food item called "calorie savings" for like 100 calories and logging that Monday-Friday, and then on Saturday logging an exercise called "calorie spending" so that I don't have to actually see those dreaded red numbers when I go over my allowance. It's like a debit/credit system, which appeals to my accounting and finance background.

    Does anyone have any thoughts on this method? Is there some reason not to do something like this that I'm not seeing? I realize that my daily totals won't be completely accurate, but my overall numbers shouldn't be affected. Also, if I don't "spend" the saved calories within a certain amount of time, should I just consider them "expired," and if so, how long? One week? Am I overthinking this??

    Thanks in advance for your input!

    I'm all for saving those calories for another day. Look at my diary: some days are over, some days are under, but 99 percent of the time I am within my maintenance calorie goals by the end of the week.

    Do you use the MFP app on your phone or tablet? If so, while in the app, you can go to your drop down menu and go to nutrition and choose calories for the week. You can see how many calories you are under or over for the week thus far, net average, and goal. So, today I am under for my week by 298 calories because I ate less on some days. I'm saving those for tomorrow because I'm going to a street festival and will eat lunch there.

  • PaulaWallaDingDong
    PaulaWallaDingDong Posts: 4,647 Member
    edited September 2015
    Calorie savings is a great idea. However, sometimes I get into a rut where I'm taking out credit from days ahead. It sort of works the same way, but let me tell you, it's a slippery slope. It hasn't screwed me thus far, but I wouldn't recommend it.
  • minties82
    minties82 Posts: 907 Member
    That is a very cool idea :-)
  • Protranser
    Protranser Posts: 517 Member
    SLLRunner wrote: »
    So, I've started to think about my calories as a sort of allowance. Like I have 1400 "bucks" I'm allowed to spend on food each day, so I ask myself if I really want to spend half of that on two slices of pizza and a beer, or would I rather spend a quarter of that on a well-balanced meal. Basically it's like my calorie checking account.

    I've read where a lot of people bank calories for use later, like on the weekends or for an upcoming event. I like this idea since I tend to munch more on the weekends than during the week. I think of this like a calorie savings account, or "piggy bank" if you will :wink:

    I came up with an idea of creating a food item called "calorie savings" for like 100 calories and logging that Monday-Friday, and then on Saturday logging an exercise called "calorie spending" so that I don't have to actually see those dreaded red numbers when I go over my allowance. It's like a debit/credit system, which appeals to my accounting and finance background.

    Does anyone have any thoughts on this method? Is there some reason not to do something like this that I'm not seeing? I realize that my daily totals won't be completely accurate, but my overall numbers shouldn't be affected. Also, if I don't "spend" the saved calories within a certain amount of time, should I just consider them "expired," and if so, how long? One week? Am I overthinking this??

    Thanks in advance for your input!

    I'm all for saving those calories for another day. Look at my diary: some days are over, some days are under, but 99 percent of the time I am within my maintenance calorie goals by the end of the week.

    Do you use the MFP app on your phone or tablet? If so, while in the app, you can go to your drop down menu andcgo to nutrition and choose calories for the week. You can see how many calories you are under or over for the week thus far, net average, and goal. So, today I am under for my week by 298 calories because I ate less on some days. I'm saving those for tomorrow because I'm going to a street festival and will eat lunch there.

    This makes piggybank checkbook balancing soooo much more simple!
  • lorrpb
    lorrpb Posts: 11,463 Member
    I do think of it like a budget but I don't carry it as far as you have. But I think it's great to come up with a tweak that works for you and motivates you. You just don't want to go crazy low like under 1000 on any day. Your bod still needs energy to function properly.
  • missblondi2u
    missblondi2u Posts: 851 Member
    no help here - but i'm stealing that fantastic idea to do myself.
    the idea needs a name.
    (one week at a time)

    Thanks! Maybe we call it the piggy bank method.
  • missblondi2u
    missblondi2u Posts: 851 Member
    As long as your calories average out to 1,400 (or whatever your target is) a day over the course of the week, it's fine to eat less on some days in order to eat more on others. I wouldn't bank them longer than one week, and if you have a particular weigh in day, keep in mind that cashing in your calories the night before weighing in can make the scale swing up temporarily.

    Good point.
  • missblondi2u
    missblondi2u Posts: 851 Member
    vgnfarmer wrote: »
    I like your idea. I don't log it that way but I can see how it could work well. Are you meeting (or concerned about) any specific nutritional goals like protein, fiber, sodium etc? Maybe only log the "saving" as long as you meet your other goals that day?
    Personally I go to net week calories page a lot to make sure my calories for the week are around the average I want.

    Right now, I'm just focused on staying under calories and not going crazy with saturated fat and cholesterol. I had some kinda high cholesterol numbers recently, but I think they were affected by my weight loss so my doc said not to worry too much but to try and add in whole grain when I can. I was doing semi-low carb and had not been eating any grains, so that may have messed with my numbers too.
  • missblondi2u
    missblondi2u Posts: 851 Member
    cwolfman13 wrote: »
    the biggest possible issue I would have personally is that I'm very active and many of my workouts can be fairly intense either in duration or actual level of work effort or both, and when I cut I can already feel the impact on my performance and recovery...so I probably couldn't do this effectively...but otherwise I wouldn't see any issue with it provided you're getting adequate nutrition on your bigger cut days.

    Good point. I'm just walking for exercise right now, so 100 calories wouldn't really make a big difference. I don't think I'd piggy bank more than that though.
  • Lorleee
    Lorleee Posts: 369 Member
    I do this, loosely. There will be weekdays where I'll be 100 or 200 calories short and I'm not really hungry anymore. But Saturday nights I always have a fabulous "cheat" dinner with dessert and/or wine so it all balances out.
  • missblondi2u
    missblondi2u Posts: 851 Member
    Piggy Bank - LOL

    Glad you liked that ;)
  • michelle7673
    michelle7673 Posts: 370 Member
    Super genius! I do a bit of that in my head, but you're right -- seeing the "over" calories isn't fun!
  • nyponbell
    nyponbell Posts: 379 Member
    I've been thinking about doing something similar, but never gone as far as you have with it - logging it as 'savings' and 'spending', that's a great idea! I think I'm going to look over my calorie goals and see what I can do there, though I might only start with 50 calories cut per day and change it if I notice it's not working (or I want more on the weekends and I can handle it during the week!).
  • Jillish23
    Jillish23 Posts: 226 Member
    I use the Piggy Bank Method© ( ;) ) because, quite simply, I can't deal with being in the red some days but being under my allowance other days. It somehow feels like I'm failing and doesn't sit well with my weight loss ethos. I quite often 'borrow" from the day ahead (maximum of 200-300 calories) or take from any "under spend" the previous day. For me it balances out over the week and I still lose weight. <3
  • GillianLF
    GillianLF Posts: 410 Member
    Great idea.

    Would be good if MFP had this feature to save calories. I hate seeing that I went over my calorie goal but thats on the days I eat out, when I cook at home I'm usually under so it balances I reckon. Would be nice to have a feature here that does that rather than having to work it out manually.
  • arditarose
    arditarose Posts: 15,573 Member
    vgnfarmer wrote: »
    arditarose this might be up your alley?

    lol how did you know I'd stumble in here?

    Yes. I do this. I don't think about it as hard as you do. When I'm in maintenance (sometimes deficit too) I add 2500 calories to Saturday because that's what I like, and work the rest of the week around it. In a deficit I prefer to set my goal low and go over on the weekend to equal a weekly average I'm happy with.
  • whatang
    whatang Posts: 102 Member
    SLLRunner wrote: »
    So, I've started to think about my calories as a sort of allowance. Like I have 1400 "bucks" I'm allowed to spend on food each day, so I ask myself if I really want to spend half of that on two slices of pizza and a beer, or would I rather spend a quarter of that on a well-balanced meal. Basically it's like my calorie checking account.

    I've read where a lot of people bank calories for use later, like on the weekends or for an upcoming event. I like this idea since I tend to munch more on the weekends than during the week. I think of this like a calorie savings account, or "piggy bank" if you will :wink:

    I came up with an idea of creating a food item called "calorie savings" for like 100 calories and logging that Monday-Friday, and then on Saturday logging an exercise called "calorie spending" so that I don't have to actually see those dreaded red numbers when I go over my allowance. It's like a debit/credit system, which appeals to my accounting and finance background.

    Does anyone have any thoughts on this method? Is there some reason not to do something like this that I'm not seeing? I realize that my daily totals won't be completely accurate, but my overall numbers shouldn't be affected. Also, if I don't "spend" the saved calories within a certain amount of time, should I just consider them "expired," and if so, how long? One week? Am I overthinking this??

    Thanks in advance for your input!

    I'm all for saving those calories for another day. Look at my diary: some days are over, some days are under, but 99 percent of the time I am within my maintenance calorie goals by the end of the week.

    Do you use the MFP app on your phone or tablet? If so, while in the app, you can go to your drop down menu and go to nutrition and choose calories for the week. You can see how many calories you are under or over for the week thus far, net average, and goal. So, today I am under for my week by 298 calories because I ate less on some days. I'm saving those for tomorrow because I'm going to a street festival and will eat lunch there.
    OK, so I haven't had lunch yet, but my Net Calories Under Weekly Goal right now is 4120. Pass the butter!

  • arditarose
    arditarose Posts: 15,573 Member
    whatang wrote: »
    SLLRunner wrote: »
    So, I've started to think about my calories as a sort of allowance. Like I have 1400 "bucks" I'm allowed to spend on food each day, so I ask myself if I really want to spend half of that on two slices of pizza and a beer, or would I rather spend a quarter of that on a well-balanced meal. Basically it's like my calorie checking account.

    I've read where a lot of people bank calories for use later, like on the weekends or for an upcoming event. I like this idea since I tend to munch more on the weekends than during the week. I think of this like a calorie savings account, or "piggy bank" if you will :wink:

    I came up with an idea of creating a food item called "calorie savings" for like 100 calories and logging that Monday-Friday, and then on Saturday logging an exercise called "calorie spending" so that I don't have to actually see those dreaded red numbers when I go over my allowance. It's like a debit/credit system, which appeals to my accounting and finance background.

    Does anyone have any thoughts on this method? Is there some reason not to do something like this that I'm not seeing? I realize that my daily totals won't be completely accurate, but my overall numbers shouldn't be affected. Also, if I don't "spend" the saved calories within a certain amount of time, should I just consider them "expired," and if so, how long? One week? Am I overthinking this??

    Thanks in advance for your input!

    I'm all for saving those calories for another day. Look at my diary: some days are over, some days are under, but 99 percent of the time I am within my maintenance calorie goals by the end of the week.

    Do you use the MFP app on your phone or tablet? If so, while in the app, you can go to your drop down menu and go to nutrition and choose calories for the week. You can see how many calories you are under or over for the week thus far, net average, and goal. So, today I am under for my week by 298 calories because I ate less on some days. I'm saving those for tomorrow because I'm going to a street festival and will eat lunch there.
    OK, so I haven't had lunch yet, but my Net Calories Under Weekly Goal right now is 4120. Pass the butter!


    Don't forget about tomorrow!

    Also, for some others who are looking, I think the default setting is a rolling weekly view. I find that can be a bit confusing. You can go in and manually set it from Monday-Sunday, or whatever you prefer.
  • Michael190lbs
    Michael190lbs Posts: 1,510 Member
    cwolfman13 wrote: »
    the biggest possible issue I would have personally is that I'm very active and many of my workouts can be fairly intense either in duration or actual level of work effort or both, and when I cut I can already feel the impact on my performance and recovery...so I probably couldn't do this effectively...but otherwise I wouldn't see any issue with it provided you're getting adequate nutrition on your bigger cut days.
    I agree 100%
  • lorrpb
    lorrpb Posts: 11,463 Member
    OK, so I haven't had lunch yet, but my Net Calories Under Weekly Goal right now is 4120. Pass the butter!

    4120 over 6 days is 700 per day below your recommended deficit. That's prob too drastic depending on what your actual daily CI is. You need to nourish your body adequately everyday. Something to think about. Read other threads on MFP about eating enough cals.
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