moving out at 18 (UK)

kennie2
kennie2 Posts: 1,170 Member
edited October 3 in Chit-Chat
does anyone know how i can move out and actually afford anything. like i cant get a job because im still at school. is there any sort of benefits that would help me out?
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Replies

  • SlimSadieG
    SlimSadieG Posts: 323 Member
    Don't do it.
  • hush7hush
    hush7hush Posts: 2,273 Member
    Don't do it.

    ^Pretty much.^
  • kennie2
    kennie2 Posts: 1,170 Member
    dont really have an option
  • purple_punk
    purple_punk Posts: 174 Member
    only advantage you have right now is you get free council tax as a student then you're gonna have lots of bills bills bills
  • Banks01
    Banks01 Posts: 945 Member
    Sugar daddy
  • SlimSadieG
    SlimSadieG Posts: 323 Member
    I am 24, working full time, have a partner who is also working full time and we are STILL struggling to make ends meet.

    If I could, I would stay at home as long as possible until I was in a position to comfortably afford it.

    Move out when you can't afford it and it will be a constant Catch 22.
  • leilaphoenix
    leilaphoenix Posts: 839 Member
    I moved out at 16 and went to uni. Not because of family problems. It worked out and 8 years on I'm happy and successful.

    Advice for Kennie - if you need to move out, move into a shared house. Get a weekend and evening job to pay for the rent - easy peasy.
  • catcrazy
    catcrazy Posts: 1,740 Member
    Not sure why you HAVE to go but if there really is no choice go and see C.A.B who will go thru all your options and will know what benefits you can claim. Your best bet would be moving in with a relative, after that a house share...I wouldn't even consider going it alone, the type of property you could afford will likely be very poor and could well end up pulling you down.
  • meerkat70
    meerkat70 Posts: 4,605 Member
    Advice for Kennie - if you need to move out, move into a shared house. Get a weekend and evening job to pay for the rent - easy peasy.

    This would help.

    If you are in further education, unfortunately changes in the EMA etc mean you probably don't qualify for much help from the state. However, this depends a little on the reason you're having to leave home. It might be worth contacting Citizen's Advice, just to talk through your circumstances, and to see what might be available to you. They tend to be pretty creative in the way they tackle these kinds of problems, and will be able to support you in making changes.

    Do not, under any circumstances, just walk out and hope for the best. The streets just aren't any fun at all for a young woman.
  • tasman11
    tasman11 Posts: 79 Member
    My suggestion is don't add a huge source of stress to your life.Don't move out yet.Finish your studies,get a job and then think about it.
  • kennie2
    kennie2 Posts: 1,170 Member
    Not sure why you HAVE to go but if there really is no choice go and see C.A.B who will go thru all your options and will know what benefits you can claim. Your best bet would be moving in with a relative, after that a house share...I wouldn't even consider going it alone, the type of property you could afford will likely be very poor and could well end up pulling you down.

    dont have any relatives that i could live with. whats a C.A.B?
  • beccarockslife
    beccarockslife Posts: 816 Member
    When you are a full time student you can't claim benefits, you won't get a house and you won't get help. The only option is a job but that isn't an option.

    If you are really having to move - and pretty much the only reason I would at 18 is to go to Uni or if I was being abused in some way - then you're going to need to get a job in the evenings. See the catch 22 here. I held down a part time evening job in a call centre at 18 while at uni so that I could support myself, it's doable but it's damn hard.

    If you can sort it out then do it. Leaving home now will start your life off at a very difficult point.
  • marianne_s
    marianne_s Posts: 983 Member
    Contact your council's Social Services department, who will be able to point you in the right direction.
  • beccarockslife
    beccarockslife Posts: 816 Member
    Not sure why you HAVE to go but if there really is no choice go and see C.A.B who will go thru all your options and will know what benefits you can claim. Your best bet would be moving in with a relative, after that a house share...I wouldn't even consider going it alone, the type of property you could afford will likely be very poor and could well end up pulling you down.

    dont have any relatives that i could live with. whats a C.A.B?

    Citizens Advice Bureau. I used to volunteer for them. They give advice. I would consider seeing your local councils housing department and you'll be listed for a home and banded as to your need. It's very tough competition though and it will have to be an extremely serious reason to be housed anytime soon.
  • meerkat70
    meerkat70 Posts: 4,605 Member
    Not sure why you HAVE to go but if there really is no choice go and see C.A.B who will go thru all your options and will know what benefits you can claim. Your best bet would be moving in with a relative, after that a house share...I wouldn't even consider going it alone, the type of property you could afford will likely be very poor and could well end up pulling you down.

    dont have any relatives that i could live with. whats a C.A.B?

    The Citizen's Advice Bureau (mentioned in my post too)
  • I moved out at 17 and am now 24 with 90% of a uni degree finished, a loving partner who also moved out at 17, a full time, well paying job and I own an inner city apartment. Moving out when you are young is not always a bad thing. I can't stand it when I meet people around 20yo and they still live with their parents. Especially the ones that aren't even working and are just at uni. I say it's better to be chucked in the deep end. I don't know how your government does things but in aus we have a thing called living away from home allowance for kids who have to move out and austudy for people under 25 at uni. Maybe there is something like that you can apply for. Are you going to study or work? If you are moving out to work you should be fine. Like leila said; try a share house. That way all your costs are cut down and you might make some awesome friends. Just go into your local support office or hop online and see what government support will apply to you. Good luck!
  • catcrazy
    catcrazy Posts: 1,740 Member
    Not sure why you HAVE to go but if there really is no choice go and see C.A.B who will go thru all your options and will know what benefits you can claim. Your best bet would be moving in with a relative, after that a house share...I wouldn't even consider going it alone, the type of property you could afford will likely be very poor and could well end up pulling you down.

    dont have any relatives that i could live with. whats a C.A.B?

    Citizens Advice Bureau....they can give help and advice on all kinds of things. As you are still very young connexions shoul also be able to help.

    If you have no relatives do you have any close friends whose parents might put you up. I have kids your age, it kills me thinking of them going it alone at your age and although I have no room or spare money if any of their friends were in your situation I'd do my best to help

    ETA: If its urgent and imminent try contacting shelter... http://england.shelter.org.uk/

    Call Shelter's free housing advice helpline on 0808 800 4444 for advice on where to stay.
  • 10fairywings
    10fairywings Posts: 136 Member
    Seeing as you have said there is no choice, then as said above try and find a shared house option. You should go to the local council office and register there, it won't do much good in terms of housing but you will get some advice and be given some rented house info that will take a bond payment from your local council instead of a deposit.
    You need to try and find a job for 16 hours or more and then you can claim tax credits which will give you a little extra each week. Do you get EMA? It's not much but you will still be entitled to this, after this course if you were still under level 2 in qualifications you can also get ALG once you are 19 which is the adult version of EMA. Once you have found somewhere, you can claim housing benefit, you won't get it paid in full but you will get some, so it is worth it. As has been said you will also get council tax benefit as students do not have to pay this. Direct.Gov is a good site that can give invaluable advice on benefit entitlements.
    After you have finished this round of study are you planning to go to Uni? If not then I would consider it, you will get maximum loans and grants and will come out the other end able to get a good job and be self-sufficient, (yes you will ahve loans to pay back but not until your income exceeds £21000 per year). If not, then getting full-time work after you finish school will be a must. I left home at 14, ran away then returned to leave again at 16, I was very lucky. It is definitely harder for young people now, so plan it carefully and you will be fine. Also find your local shelter office, they will help and advice on all aspects of this. Remember at 18 you are considered an adult so there will be no extras because you are young. I have worked in this industry for years, if I can help further let me know! Good Luck with everything :)
  • purple_punk
    purple_punk Posts: 174 Member
    FYI i moved out of home at 17 and my partner at 18- Im a full-time uni student and he works full time and studies part-time, luckily i have a supportive mum that pays for my bills but it isnt easy having all the responsibility of moving out so young when you cant afford it, my partner and I struggled with bills when he didnt have a job
  • tiggersstar
    tiggersstar Posts: 193 Member
    if you are already 18 and still at school you will struggle to get any help, sorry, its a rubbish system. you could try applying for income support and council tax/housing benefit. but most people are expected to stay at home and be cared for by your family.
  • Adynata
    Adynata Posts: 128 Member
    I assume seeing as you said you're still at school then you're currently doing your A levels. Will you be going to university? That would likely sort out your problem. It sucks that you would be going to uni with the higher rates, but the benefits have also increased, and if you go to a university in a cheaper area you would have no problems affording it (note this does not equal a bad university, my uni won university of the year twice and it's located in the cheapest area of the country to live in).
  • azQmaster
    azQmaster Posts: 448 Member
    Step into my office and take a seat on that leather couch!
  • xHelloQuincyx
    xHelloQuincyx Posts: 884 Member
    im 19 and live with my boyfriend.
    709$- rent
    90$- electricity
    40$- gas
    90$- phone bill
    200+$ food
    35$-internet
    1164
    cant afford cable
    cant afford a 2nd car
    cant afford a working car for that matter
    i work 56 hrs a week (counting college) half the time i colaspe by 9pm... its not really enjoyable. i cant even afford clothes let alone food some times... i dont get any assistance because there are people in the world who need it more then me.
    oh and college 10 thousand dollars. not counting books. (700 per semester... so 2800$)
  • billsica
    billsica Posts: 4,741 Member
    im 19 and live with my boyfriend.
    709$- rent
    90$- electricity
    40$- gas
    90$- phone bill
    200+$ food
    35$-internet
    1164
    cant afford cable
    cant afford a 2nd car
    cant afford a working car for that matter
    i work 56 hrs a week (counting college) half the time i colaspe by 9pm... its not really enjoyable. i cant even afford clothes let alone food some times... i dont get any assistance because there are people in the world who need it more then me.
    oh and college 10 thousand dollars. not counting books. (700 per semester... so 2800$)

    ^^^ this. Its really the best option for you.
  • Qarol
    Qarol Posts: 6,171 Member
    My husband got no financial help whatsoever from his folks. He worked a full time job at night while going to school. He lived with several roommates in cheap housing. He did what he had to do. He got very little sleep. It took him 8 years to get his degree. But he graduated with a degree in mechanical engineering without any student loan debt. It can be done.
  • infamousmk
    infamousmk Posts: 6,033 Member
    I moved out at 17 - with a toddler in tow. I had a roommate, worked my *kitten* off, and lived on ramen so I could feed my baby more healthy foods. If I can do it, anybody can. You find a way to make it work.
  • lor007
    lor007 Posts: 884 Member
    I hear you could design some websites and apps.
  • MrsCon40
    MrsCon40 Posts: 2,351 Member
    I moved out at 17 and lived alone. I worked full time and went to college full time at night. I didn't get any help from my parents and did not take out any loans.

    I was able to do this because I had marketable work experience and therefore was able to get a decent paying job - because I had awesome skills and worked hard.

    :flowerforyou:
  • TDGee
    TDGee Posts: 2,209 Member
    You could always work for a living. Good luck!
    :flowerforyou:
  • CakeFit21
    CakeFit21 Posts: 2,521 Member
    I hear you could design some websites and apps.

    yeah, it's not that hard. Just sayin'.

    :flowerforyou:
This discussion has been closed.