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It’s my body, not the governments
Replies
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For those who advocate minimal government, I wonder how they propose completing national collaborative projects? And if another agency is used, how is it any less bureaucratic than the government?
Take roads for instance. An enterprising citizen may be able to take care of the pot-hole outside their property, but what about a nation spanning highway or railway? Such projects demand collaborative effort.9 -
For those who advocate minimal government, I wonder how they propose completing national collaborative projects? And if another agency is used, how is it any less bureaucratic than the government?
Take roads for instance. An enterprising citizen may be able to take care of the pot-hole outside their property, but what about a nation spanning highway or railway? Such projects demand collaborative effort.
Paygo.
FedEx/DHL/UPS do better than USPS for most stuff larger than 2 lbs.
A Paygo transit system would likely do so as well.3 -
For those who advocate minimal government, I wonder how they propose completing national collaborative projects? And if another agency is used, how is it any less bureaucratic than the government?
Take roads for instance. An enterprising citizen may be able to take care of the pot-hole outside their property, but what about a nation spanning highway or railway? Such projects demand collaborative effort.
How would they be competing? Unless you mean competing to get funds from those who would voluntarily fund them. Of course, we can argue at what level should it be done? Do we really need to send money all the way to DC to have it come back to fix a pothole? Maybe we expect local communities to take care of their roads without Federal funds.
I'm not quite a "Taxation is theft..." Libertarian, but I do believe there are instances where taxes are taken by one group and used to buy the votes of others. So I can see why some believe taxation is theft. Some are asked to pay a higher percentage of their earnings, but don't get a comparable "return" in government goods and services. Take Social Security. Those who pay close to the minimum will get 90% of the adjusted monthly income in monthly benefits. Those who pay the max in FICA taxes will only get 30% of their adjusted monthly income in monthly benefits. Shouldn't both get the same 90% or same 30%?
Most have no problem with voluntary cooperation and commerce. Freedom loving people have a hard time with others making the determination that they should foot the bill for a vision of the greater good that isn't theirs.
I think of things like asking churches to fund birth control or forcing bakeries to bake cakes based on another's vision of the greater good.
If you think baking cakes or birth control are good things, write checks or open bakeries. But don't demand that others adopt your values. Forcing others to act in accordance with your values is really no less offensive than those who sought to impose their marriage values on same-sex couples.
In both cases, the forcing of values due to one or the others vision of the greater good is antithetical to freedom.
Giving people the freedom to participate or not ensures freedom is preserved. If values are imposed on people, freedom is lost. The only limit to freedom should be that it only impacts the decision maker. I.E. I don't have the freedom to punch you in the nose and take your bicycle. I cannot commit violence on you and take your property. Again, those actions are my imposing my values on you.
Where as if you want to have a same sex marriage, or not, or bake a cake or not, or buy someone birth control or not are all in the realm of personal freedom. It costs me none of my freedom for you to have the ability to make that choice. And if there are other costs, they should be borne solely by those exercising their freedom to choose.
I.E. if you ride your motorcycle without a helmet and become injured, you and you alone are responsible for the costs and consequences of your choices.
It is those who mandate shared consequences who are anti-freedom. Voluntary sharing, such as insurance is acceptable as long as it is strictly voluntary. Again, once you start mandating what the coverage should be or that you cannot make conditions or risk rate the policies or tax one group to cover another then someone's freedom is abridged.14 -
johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »Sad thing is we're one of the only nations in the world that require a prescription for viagra so it shows how stupid the system is.
Considering Viagra is (was originally) intended as a med for a few cardiac issues, it makes sense that it would be a prescription medication.
My chem professor was on the team that "invented" Viagra. It wasn't until trials where they noticed that it helped with erectile dysfunction. He told us of their looking at side effects - "hey, look at that!" Then they thought about it and realized it made sense, so they ran trials regarding that usage.
Yeah but viagra and cialis can easily be bought without a prescription....
So can cocaine, crystal meth, and heroin
Little difference in terms of side effects and purpose though. Why should one be restricted from a vasodilator unless they have heart problems?
Because many have heart problems that are undiagnosed. Hence the need for a prescription.
But we can legalize alcohol and smoking for those with health problems as well?
Cost/Benefit (to society)
History shows how well prohibition worked out.
What would be the benefit of removing the prescription requirement for viagra? (For society, not date-rapey frat boys)
Have you ever taken pre workout??? I can tell you right there, that is a benefit in itself....skin splitting pumps! Lol. And even if it has no muscle anabolism benefit, the placebo of looking bigger and feeling/chasing the pump leads me to a more aggressive workout with better results long term. There’s a benefit I see lol.15 -
pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »Sad thing is we're one of the only nations in the world that require a prescription for viagra so it shows how stupid the system is.
Considering Viagra is (was originally) intended as a med for a few cardiac issues, it makes sense that it would be a prescription medication.
My chem professor was on the team that "invented" Viagra. It wasn't until trials where they noticed that it helped with erectile dysfunction. He told us of their looking at side effects - "hey, look at that!" Then they thought about it and realized it made sense, so they ran trials regarding that usage.
Yeah but viagra and cialis can easily be bought without a prescription....
So can cocaine, crystal meth, and heroin
Little difference in terms of side effects and purpose though. Why should one be restricted from a vasodilator unless they have heart problems?
Because many have heart problems that are undiagnosed. Hence the need for a prescription.
But we can legalize alcohol and smoking for those with health problems as well?
Cost/Benefit (to society)
History shows how well prohibition worked out.
What would be the benefit of removing the prescription requirement for viagra? (For society, not date-rapey frat boys)
Have you ever taken pre workout??? I can tell you right there, that is a benefit in itself....skin splitting pumps! Lol. And even if it has no muscle anabolism benefit, the placebo of looking bigger and feeling/chasing the pump leads me to a more aggressive workout with better results long term. There’s a benefit I see lol.
Cool story bro.
And your pumps provide a benefit to society how, exactly?12 -
johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »Sad thing is we're one of the only nations in the world that require a prescription for viagra so it shows how stupid the system is.
Considering Viagra is (was originally) intended as a med for a few cardiac issues, it makes sense that it would be a prescription medication.
My chem professor was on the team that "invented" Viagra. It wasn't until trials where they noticed that it helped with erectile dysfunction. He told us of their looking at side effects - "hey, look at that!" Then they thought about it and realized it made sense, so they ran trials regarding that usage.
Yeah but viagra and cialis can easily be bought without a prescription....
So can cocaine, crystal meth, and heroin
Little difference in terms of side effects and purpose though. Why should one be restricted from a vasodilator unless they have heart problems?
Because many have heart problems that are undiagnosed. Hence the need for a prescription.
But we can legalize alcohol and smoking for those with health problems as well?
Cost/Benefit (to society)
History shows how well prohibition worked out.
What would be the benefit of removing the prescription requirement for viagra? (For society, not date-rapey frat boys)
Have you ever taken pre workout??? I can tell you right there, that is a benefit in itself....skin splitting pumps! Lol. And even if it has no muscle anabolism benefit, the placebo of looking bigger and feeling/chasing the pump leads me to a more aggressive workout with better results long term. There’s a benefit I see lol.
Cool story bro.
And your pumps provide a benefit to society how, exactly?
Lol love when people get all flustered. And I’ll tell you how: my body is a source of income for me, which in return, I pay taxes on that income......there you go “bro”9 -
johnslater461 wrote: »
Cool story bro.
And your pumps provide a benefit to society how, exactly?
Irrelevant question. The real question is why does society feel the need to mandate what he does or doesn't put into his body? It's HIS body.
So benefiting society is a pointless question.10 -
tbright1965 wrote: »johnslater461 wrote: »
Cool story bro.
And your pumps provide a benefit to society how, exactly?
Irrelevant question. The real question is why does society feel the need to mandate what he does or doesn't put into his body? It's HIS body.
So benefiting society is a pointless question.
THANK YOU ;p4 -
tbright1965 wrote: »johnslater461 wrote: »
Cool story bro.
And your pumps provide a benefit to society how, exactly?
Irrelevant question. The real question is why does society feel the need to mandate what he does or doesn't put into his body? It's HIS body.
So benefiting society is a pointless question.
Read above re: congenital heart conditions.
More heart attacks => more medical expenses paid by insurance companies => higher insurance premiums for everyone
I'm not willing to pay for some bro to get pumped18 -
pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »johnslater461 wrote: »pinggolfer96 wrote: »Sad thing is we're one of the only nations in the world that require a prescription for viagra so it shows how stupid the system is.
Considering Viagra is (was originally) intended as a med for a few cardiac issues, it makes sense that it would be a prescription medication.
My chem professor was on the team that "invented" Viagra. It wasn't until trials where they noticed that it helped with erectile dysfunction. He told us of their looking at side effects - "hey, look at that!" Then they thought about it and realized it made sense, so they ran trials regarding that usage.
Yeah but viagra and cialis can easily be bought without a prescription....
So can cocaine, crystal meth, and heroin
Little difference in terms of side effects and purpose though. Why should one be restricted from a vasodilator unless they have heart problems?
Because many have heart problems that are undiagnosed. Hence the need for a prescription.
But we can legalize alcohol and smoking for those with health problems as well?
Cost/Benefit (to society)
History shows how well prohibition worked out.
What would be the benefit of removing the prescription requirement for viagra? (For society, not date-rapey frat boys)
Have you ever taken pre workout??? I can tell you right there, that is a benefit in itself....skin splitting pumps! Lol. And even if it has no muscle anabolism benefit, the placebo of looking bigger and feeling/chasing the pump leads me to a more aggressive workout with better results long term. There’s a benefit I see lol.
That's a benefit for you using it. It's not a benefit for removing the prescription requirement.7 -
johnslater461 wrote: »tbright1965 wrote: »johnslater461 wrote: »
Cool story bro.
And your pumps provide a benefit to society how, exactly?
Irrelevant question. The real question is why does society feel the need to mandate what he does or doesn't put into his body? It's HIS body.
So benefiting society is a pointless question.
Read above re: congenital heart conditions.
More heart attacks => more medical expenses paid by insurance companies => higher insurance premiums for everyone
I'm not willing to pay for some bro to get pumped
Lol your logic makes me laugh. No, you’re not paying for my pump, I am......
You’re just angry and trying to lash out at me to elevate your “argument”. I’m not a bro either, whatever you mean by that.....and if you’re referring to bro as some meathead or bro science guy/ tool, then you could be offending a lot of people. See you’re lashing out at me, while I’m posing an general debate regarding a topic. You sound like trump....attacking the person and not the topic23 -
If personal freedom resulted in personal responsibility 100% of the time then I would say yes. personal freedom is paramount. However as long as we live in a nation where the results of my personal freedom become a cost for others (healthcare, use of national/state infrastructure, federal/state funded emergency services, etc.) then personal freedom has to be redefined to allow limitations.
"But how can that be called personal freedom if it's controlled by the state?" In it's strictest sense, it can't, but in a limited sense it absolutely can be. If I take my kid to McDonald's and say "You're free to order whatever you want and I'll get it." They are free to order 4000 cheeseburgers and all the milkshakes they can drink, but can they order steak and lobster? No, because it's not on the menu. So they have freedom in a sense but it is limited by my decision to take them to McDonald's. If they want steak and lobster then there's a whole lot of red tape they have to cut through to get it, and their ability to do so drastically affects everyone else in the family.
Much like the exercise of our personal freedoms must be weighed against the edict of a government established by and for the common good of some 300 million people (or whatever the population is where you are). If what you decide to put in your body didn't affect me, then I'd say go for it. It's your right as a human being, but the minute you become a liability to me because we both happen to live under a common system that attempts to legislate cause/effect fairly, I get to have a say in it because suddenly your personal freedom is affecting my personal freedom. This is why we vote and no one is ever completely happy with the government because the balance never seems to get struck exactly where we want it.
Ideologically, I lean towards anarchism, but realistically without a strong cooperative ethic in place, the ideas of anarchist/libertarian/socialist/communist utopias will ultimately fail. To sum it up in a lesson my kids have taught me, "If you people would just play nice, share with one another, and stop fighting, we wouldn't have to have so many damned rules in this house."16 -
I see both sides of this argument honestly. There are MLMs out there claiming wild *kitten* things that have no scientific backing and people gullible enough to believe them. Government (the FDA) has stepped in for limited cases and made companies stop claiming things not scientifically true. I agree with this.
On the other side of that, my wife has a genetic condition (MTHFR) which is pretty common. She can't produce the enzymes effectively needed to break down synthetic B vitamins (mostly B12 and Folic Acid) to useful downstream products her body can use, so she has to take the "methyl" versions or active versions of certain B vitamins. This has helped her health tremendously. When Methyl Bs were first discovered, the only one that sold them was one pharmaceutical company and they were around $300 a bottle. Now, I assume the patent expired but they are only around $15 a bottle now. I certainly don't want the government to "step in" again and turn over Methyl Bs, a simple vitamin, to be under the control of only large pharmaceutical companies. The price would be outrageous. Same with AHCC. It's a mushroom derivative that helps cancer patients with side effects of chemo (and some say helps improve immunity as well also helping in cancer therapy). One company in Japan makes all the AHCC in the world. Several nutraceutical companies sell it for around $60 a bottle. Two pharmaceutical companies sell the exact same product but charge between $300 and $500 a bottle. If you restrict the sale of AHCC to pharmaceutical companies, anyone that needs it with cancer loses.
The problem is, when you have legislators determining what's regulated and what's not, that's an issue. And most with FDA have financial ties to the drug industry, hardly unbiased. Look at how little Congressmen knew about Facebook! Their ignorance was stunning. And this was with prep!2 -
stanmann571 wrote: »For those who advocate minimal government, I wonder how they propose completing national collaborative projects? And if another agency is used, how is it any less bureaucratic than the government?
Take roads for instance. An enterprising citizen may be able to take care of the pot-hole outside their property, but what about a nation spanning highway or railway? Such projects demand collaborative effort.
Paygo.
FedEx/DHL/UPS do better than USPS for most stuff larger than 2 lbs.
A Paygo transit system would likely do so as well.
Whilst that would be a reasonable approach in the economy as it was in the 19th Century, the practicality would stymie wider development. Gladstonian Liberalism didn't survive the emergent needs towards the end of the industrial revolution. A level of intervention reduced economic fratricide.
Going back to the original question, different products all regulated in different ways. Essentially the question becomes whether there should be any regulatory environment for pharmaceuticals, or should there be a free for all.
One could take the position that the market will tend to penalise those that sell dangerous products. At it's most extreme what happens if a product explicitly results in death? Who bears responsibility, and how is that enforced? Is there a suggestion that there should be no regulatory environment?
Assuming that there is a regulatory environment, you're then into profit motive. Is it cost effective to process something through that regulatory environment, to prove that the product is safe and effective. We also know that most medications have side effects, so that needs to be managed. Hel even medication for athletes foot causes liver damage if used for a protracted period.
So on the basis that there is a regulatory environment, the reason that many things are banned, is because they're not profitable enough to be worth processing through. That may be because they're easily replicated, or it may be because a socially conservative culture would create significant barriers to approval; marijuana.
It's also interesting that upthread, having whined about some things being unapproved, there are a few narcotic that are accepted as appropriately illegal.
fwiw the political party that I'd tend to support have a long standing policy around the legalisation of marijuana. Biggest opponents of legalisation tend to be those who most complain about government interference.4 -
johnslater461 wrote: »tbright1965 wrote: »johnslater461 wrote: »
Cool story bro.
And your pumps provide a benefit to society how, exactly?
Irrelevant question. The real question is why does society feel the need to mandate what he does or doesn't put into his body? It's HIS body.
So benefiting society is a pointless question.
Read above re: congenital heart conditions.
More heart attacks => more medical expenses paid by insurance companies => higher insurance premiums for everyone
I'm not willing to pay for some bro to get pumped
If only the current set of laws would allow insurance companies to accept and charge clients based on risk. Those more at risk of a 'Roid Rage' aneurysm or similar could be charged premiums in accordance with the risk they present.
Instead, we have about 1/2 of those who care who want everyone to pay the same, regardless the risk they present in the name of their vision of "fairness."
They are not signing up to pay themselves, but they are willing to sign up all of society to pay the risk of those they deem less fortunate.
If only you had the freedom to be part of an insurance program that matched your values. Instead, you are forced into a plan crafted by the values of others who think the risk of that person should be spread out to you.
It's not their freedom to use that is your problem. It's your lack of freedom to say no to the responsibility unilaterally shifted to you.
The answer is not to take the 'roid user's freedom away. The answer is to restore you freedom so you are NOT responsible for his actions.10 -
All governments do is enact laws that regulate society to maximize things that benefit the society and minimize the things that harm the society. They can do that either through force (in the form of policing and jail time) or they can do that through incentives and disincentives such as tax breaks or fines.
I think adults should be able to do whatever they want to do but I wouldn't go as far as to say they should be free of any consequences for their actions that a society dictates. If you want to be reckless you can be reckless but if society deems that that sort of behavior is harmful and decides it would be of the most benefit to that society to discourage that behavior via disincentives to me that just makes sense. The requirement to wear seatbelts for example.
I guess I view it this way. You aren't alone, you are part of a society...a team. If you were the only person on a field you could run and kick and punch and do whatever you want but if you are part of a team playing a sport on a field then there are some rules you need to abide by to remain a member of that team playing that sport.
The difficulty comes in we can't exactly kick people out of society and in modern civilizations it is almost impossible to really be off the grid. All that said I think I would be completely fine with a person abusing steroids if they had no medical insurance and lived in the middle of the woods in Alaska somewhere where there was no chance that society would end up having to pay for the resulting heart condition or whatever other complications are likely to accompany that decision. That said as soon as that person is held up by society and given that safety net then society is perfectly within its right to make decisions with regards to what behaviors should be discouraged because they end up costing that society.
There is still room for debate. Marijuana for example I think people are coming around to the idea that it is not all that harmful and actually society as a whole can benefit through revenue that comes from something that amounts to something about as harmful as alcohol or cigarettes. Perhaps a future society will decide that alcohol or cigerettes should be illegal but then they might find that the cost of enforcing that as a society outweighs the actual benefits and then back off of those regulations like what happened with prohibition. That is the give and take. No need to make it this weird "us versus them" the government is an other sort of situation, the government is the society...at least in a functional democracy. Now if you want to argue we don't actually live in a functional democracy that is a whole other topic.
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Aaron_K123 wrote: »All governments do is enact laws that regulate society to maximize things that benefit the society and minimize the things that harm the society. They can do that either through force (in the form of policing and jail time) or they can do that through incentives and disincentives such as tax breaks or fines.
I think adults should be able to do whatever they want to do but I wouldn't go as far as to say they should be free of any consequences for their actions that a society dictates. If you want to be reckless you can be reckless but if society deems that that sort of behavior is harmful and decides it would be of the most benefit to that society to discourage that behavior via disincentives to me that just makes sense. The requirement to wear seatbelts for example.
I guess I view it this way. You aren't alone, you are part of a society...a team. If you were the only person on a field you could run and kick and punch and do whatever you want but if you are part of a team playing a sport on a field then there are some rules you need to abide by to remain a member of that team playing that sport.
The difficulty comes in we can't exactly kick people out of society and in modern civilizations it is almost impossible to really be off the grid. All that said I think I would be completely fine with a person abusing steroids if they had no medical insurance and lived in the middle of the woods in Alaska somewhere where there was no chance that society would end up having to pay for the resulting heart condition or whatever other complications are likely to accompany that decision. That said as soon as that person is held up by society and given that safety net then society is perfectly within its right to make decisions with regards to what behaviors should be discouraged because they end up costing that society.
There is still room for debate. Marijuana for example I think people are coming around to the idea that it is not all that harmful and actually society as a whole can benefit through revenue that comes from something that amounts to something about as harmful as alcohol or cigarettes. Perhaps a future society will decide that alcohol or cigerettes should be illegal but then they might find that the cost of enforcing that as a society outweighs the actual benefits and then back off of those regulations like what happened with prohibition. That is the give and take. No need to make it this weird "us versus them" the government is an other sort of situation, the government is the society...at least in a functional democracy. Now if you want to argue we don't actually live in a functional democracy that is a whole other topic.
Very well put, and I agree completely.1 -
stanmann571 wrote: »For those who advocate minimal government, I wonder how they propose completing national collaborative projects? And if another agency is used, how is it any less bureaucratic than the government?
Take roads for instance. An enterprising citizen may be able to take care of the pot-hole outside their property, but what about a nation spanning highway or railway? Such projects demand collaborative effort.
Paygo.
FedEx/DHL/UPS do better than USPS for most stuff larger than 2 lbs.
A Paygo transit system would likely do so as well.
Except that the more you go down that rabbit role, the more complex it becomes. Who decides who pays and how much? It’s not as simple as “those who use it”. A major infrastructure project can have far-reaching benefits that are impossible to quantify and to assign the “payment”. In most of these cases, where you end up is where we are now—a social collective that collects revenue from all and uses representative bodies elected by citizens to determine how the revenue.
I think most grand “privatization” schemes are simplistic fantasies. For every one that can be identified as “good” (my local garbage pickup), I can name plenty that are bad to horrible. (Prisons, military support services, 401k plans). It is a cliche that government services are inherently inefficient, but I would counter that privatized services are almost always corrupt, and often cost much more than the government services they replace.
PS: and the USPS is pretty efficient. They are hampered by the laws that govern their operations. FedEx and ups get to cherry-pick the most lucrative business. You can’t really compare them to the USPS.12 -
One thing regulated in the past few years is pure caffeine powder. Teenagers were killing themselves taking just a few grams of the stuff. Incredibly dangerous. I pointed out two things I would have a problem above if they were regulated and just one that I thought was a good idea to regulate. Just heard a story on caffeine this weekend and that's was a no-brainer to regulate. That's a perfect example of balancing the rights of individuals versus the dangers posed to society. I have to agree that no one really needs caffeine powder and the potential for misuse far outweighs the "rights" of people to have easy access to it.0
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For those who advocate minimal government, I wonder how they propose completing national collaborative projects? And if another agency is used, how is it any less bureaucratic than the government?
Take roads for instance. An enterprising citizen may be able to take care of the pot-hole outside their property, but what about a nation spanning highway or railway? Such projects demand collaborative effort.
There is a difference in a collaborative effort in providing infrastructure and the government (city, state, national) telling you that you can no longer buy a Big Gulp soda because that's too much sugar.1 -
For those who advocate minimal government, I wonder how they propose completing national collaborative projects? And if another agency is used, how is it any less bureaucratic than the government?
Take roads for instance. An enterprising citizen may be able to take care of the pot-hole outside their property, but what about a nation spanning highway or railway? Such projects demand collaborative effort.
There is a difference in a collaborative effort in providing infrastructure and the government (city, state, national) telling you that you can no longer buy a Big Gulp soda because that's too much sugar.
There is also a difference between a government telling you that sugary drinks are illegal and a government that imposes additional taxes on unnecessary foods and drinks tied to the obesity epidemic as a means of helping to offset additional health care costs that they result in.
Making things adults choose to use that harm their own health illegal in the sense of jailtime I think is extreme and inappropriate. Discouraging their use through additional taxes or fines in order to offset the actual monetary cost they place on the society as a whole just makes financial sense.
I don't want to live in a country where being a reckless jerk is applauded. I want to live in a country where being a reckless jerk is tolerated but there are consequences to that sort of behavior.
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Except that the more you go down that rabbit role, the more complex it becomes. Who decides who pays and how much? It’s not as simple as “those who use it”. A major infrastructure project can have far-reaching benefits that are impossible to quantify and to assign the “payment”. In most of these cases, where you end up is where we are now—a social collective that collects revenue from all and uses representative bodies elected by citizens to determine how the revenue.
I think most grand “privatization” schemes are simplistic fantasies. For every one that can be identified as “good” (my local garbage pickup), I can name plenty that are bad to horrible. (Prisons, military support services, 401k plans). It is a cliche that government services are inherently inefficient, but I would counter that privatized services are almost always corrupt, and often cost much more than the government services they replace.
PS: and the USPS is pretty efficient. They are hampered by the laws that govern their operations. FedEx and ups get to cherry-pick the most lucrative business. You can’t really compare them to the USPS.
Odd, I find it the other way around.
When I was in the military, people are rated based on the size of their kingdom. If an organization had money left over at the end of the fiscal year, they didn't return it for others to use. They spent it so they would get as much if not more the next fiscal year.
401(k) vs Social Security, hands down, 401(k) is the big winner here. Those who pay in the maximum will get an indexed benefit of 30% of their indexed monthly wage. Those who pay in the minimum will get 90% of their indexed monthly wage as a benefit at full retirement age.
Unlike Social Security, my return on my investment isn't diminished by putting more into the system. The first dollar I invest earns the same as the next 1000 for any given contribution.
For Social Security, there are bend points where the 90% becomes 32% and then 15% of the indexed lifetime monthly wage.
A very bad deal relative to the 401(k).
Sorry, the fantasy here isn't the 401(k) but that you are getting a good deal with Social Security.
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tbright1965 wrote: »When I was in the military, people are rated based on the size of their kingdom. If an organization had money left over at the end of the fiscal year, they didn't return it for others to use. They spent it so they would get as much if not more the next fiscal year.
I'm not entirely clear on your point here. Are you suggesting that the delivery of military effect is something that should be provided by the private sector?0 -
MeanderingMammal wrote: »tbright1965 wrote: »When I was in the military, people are rated based on the size of their kingdom. If an organization had money left over at the end of the fiscal year, they didn't return it for others to use. They spent it so they would get as much if not more the next fiscal year.
I'm not entirely clear on your point here. Are you suggesting that the delivery of military effect is something that should be provided by the private sector?
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tbright1965 wrote: »MeanderingMammal wrote: »tbright1965 wrote: »When I was in the military, people are rated based on the size of their kingdom. If an organization had money left over at the end of the fiscal year, they didn't return it for others to use. They spent it so they would get as much if not more the next fiscal year.
I'm not entirely clear on your point here. Are you suggesting that the delivery of military effect is something that should be provided by the private sector?
My father used to work for a defense contractor and we could always tell when the contract was about to go into negotiations for the next phase - he and his co-workers would start working overtime to make sure that they spent every last cent of the present contract to justify asking for more on the next contract.2 -
I see that others have broadened and contributed to my collaborative effort question. Thank you. Having worked for both big government and big business I believe both are capable of being grossly inefficient. There is no magic in privatization. Potholes are civic responsibility but it’s still an exercise in collaboration.
In regards to the “it’s my body” argument, we had a case here in our province where some young men broke in to a facility late at night and did a joy ride down a luge track. Two young men died horribly; decapitated by a barrier they did not see. There had been joy rides before with no injuries. They had done a risk assessment and thought they were safe.
We are getting through an inquiry right now if more can be done to secure the track from future incidents.
Besides the tragic loss of life, what was the societal cost of this incident? There are the first responders, medical intervention, policing, court costs, and an inquiry. Compare this with the cost of putting up a more robust barrier. Prevention is ALWAYS cheaper.
We have regulated medications that are held behind the counter that do not need a prescription. You need to ask the pharmacist for it, and they can counsel you on the proper use. It’s less regulation than a prescription but more than free access. I have gotten over the counter for instance, therapeutic iron (too much iron is bad for you) and the prep solution for a colonoscopy (consequences are clearly spelled out).
How is it a hindrance to free will (it’s my body) to make sure that the person is fully informed of the consequences? These sorts of rules come in to place because someone somewhere was a bloody idiot.7 -
tbright1965 wrote: »MeanderingMammal wrote: »tbright1965 wrote: »When I was in the military, people are rated based on the size of their kingdom. If an organization had money left over at the end of the fiscal year, they didn't return it for others to use. They spent it so they would get as much if not more the next fiscal year.
I'm not entirely clear on your point here. Are you suggesting that the delivery of military effect is something that should be provided by the private sector?
So the issue isn't with the delivery of military effect being a government function?
I'd agree that the behaviours that incremental budgeting encourages are unhelpful, but that's an issue with the budgeting technique rather than public services.
Zero based budgeting encourages its own bad behaviours, although in truth I think it's a more comprehensive approach to it.
0 -
MeanderingMammal wrote: »tbright1965 wrote: »MeanderingMammal wrote: »tbright1965 wrote: »When I was in the military, people are rated based on the size of their kingdom. If an organization had money left over at the end of the fiscal year, they didn't return it for others to use. They spent it so they would get as much if not more the next fiscal year.
I'm not entirely clear on your point here. Are you suggesting that the delivery of military effect is something that should be provided by the private sector?
So the issue isn't with the delivery of military effect being a government function?
I'd agree that the behaviours that incremental budgeting encourages are unhelpful, but that's an issue with the budgeting technique rather than public services.
Zero based budgeting encourages its own bad behaviours, although in truth I think it's a more comprehensive approach to it.
The issue is blind belief that either government or private sector is the best.
Why not give people the choice? I.E. if one believes Social Security is better than a 401(k) let them VOLUNTARILY put their money in Social Security and live with the outcome. If others believe a 401(k) is the better option, instead of making them be part of Social Security (all or just the income security portion of FICA taxes) let them choose. Maybe they choose 0-100% of the 6.2% portion of their FICA taxes to go into SS and a similar choice for the employer's matching 6.2% "contribution."
But just passing a law saying you must be part of this great plan we've developed may not be the best for all involved.
I know I could be retired in my mid-50s had I had control of the 12.4% taken each year and immediately spent instead of modestly invested in index funds.
That's a high-tech job that could be filled by another instead of me, if I had control over those funds.
Instead, I'm forced into SS where not only must I contribute, but I'll only see 30% of my indexed monthly income s a benefit vs the worker who paid closer to the minimum who will get 90% of his indexed monthly income at full retirement age.
It's a bad deal all the way around for me.2 -
It's a bad deal all the way around for me.
Have you considered that if you have 401k options and work in the tech sector that the existence of social security may intentionally be not "for you"? That the purpose of said deal is not to support you but to support others who have a much stronger need for support? Maybe you don't want to do that, fair enough, but it seems to me to be a misunderstanding of what programs like social security are for if you think they are to enable well off people to retire early.
Its more to ensure that people who have been blue collar low wage all their life don't end up in utter destitution when they can no longer work because we, as a society, don't want to see that happen. You putting into a 401k for yourself isn't going to make that happen and those blue collar workers probably don't have matched 401k's and stock options available to them because those are perks not a protective social net.13 -
I have no problem with the concept of possessing personal freedom to be reckless , as long as the person who engages in this doesn't become a liability to the government as a result.
For example, go ahead and abuse steroids and drugs or refuse to wear motorcycle helmets and seatbelts, but if this decision results in an impairment to your health, the ensuing medical treatment and other costs associated with the health problem (lost work, for example) are completely on you, not the government. You can't ask the government to butt out of your life when it suits you and then scurry over and ask for government assistance when the *kitten* hits the fan...6
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