ObamaCare....Your thoughts
Do not want to start a political argument (though Im sure it will).But I am just curious about your thoughts on the new healthcare bill about to go into effect.Like it? Dont like it? You worried? Is it one of the reasons your trying to get healthy,for fear of higher costs for being over weight? Im just curious....please no arguing.Just want some opinions
0
Replies
-
In before the sh*tstorm, but I feel it doesn't do enough. If we had the healthcare that Canada and the UK has, it would be way better. Just my opinion though. So it's a good start, but it could have been better. I would rather have Universal Healthcare. Then everyone could get basic healthcare. Also, would be nice if dental was covered.0
-
In the past two years, my health plan has gone up 35%, $250 a month this year alone and this is NOT a "cadillac" plan (I'd hardly call that affordable)...they are saying that it might also go up another 40% after it takes full effect at the end of the year. Why? How has this helped?
Insurance was originally designed to transfer the risk of major issues not to cover all the things people "want"...many bankruptcies created by medical expenses are due to major issues and expenses and not the little things people could pay themselves.
When are we going to learn to tell ourselves and others "no", the country is bankrupt, we can't keep saying "yes" to get reelected ESPECIALLY when those DC smucks won't even allow this crap to apply to themselves.0 -
I myself can't wait till i can get it after losing my job 5 years ago I have been w/o insurance. I can only find part time work and recently got laid off again. I don't qualify for state medical although my 10 yr old does (Thank God) . It would be nice to have something affordable so I could go to the Dr when I'm sick. I have been fighting a chest cold for over 2 months. I do go to a local free clinic for my female visits ( gyno/ mamogram) But when it comes to basic stuff I just have to deal with it or try over the counter stuff and hope it works.0
-
When the swine flu hit in 2009, Australia (population 22 million-ish) had 1/6 the number of cases as the USA (population 305 million-ish). So, percentage wise, Australia had a far higher number of cases.
Australia's death rate in percentage was 0.005%. USA was 0.4%. Subsequent studies showed that this was almost solely due to American citizens not going to the doctor or emergency room, or waiting too long to go, because they didn't have insurance and were concerned about the costs. Universal healthcare, even in a basic sense, saves lives.0 -
As a bill that was intended to make health care affordable, and available to all Americans, it is probably a colossal failure. Prices are going up, and that means less people can afford it. (Mine went up to $17,500 a year for my family which does not include what my employer pays - I live in MA and we MUST have insurance) What I don't get is that poor people can have their insurance paid for by the government. Rich people can easily afford insurance, and now, we are forcing more people who already couldn't afford it, to buy it. And interestingly, Congress doesn't have to have this plan. And to top it off, certain groups can opt out.0
-
Bottom line is your rates are going to increase and doctors are going to retire because their margins are getting smaller.0
-
While i am not that informed nor educated on this latest health care bill, i believe the healthcare system in general, among many others in the U.S., is a giant cluster**** and simply broken. I think modeling it along the same lines as the UK and Canada isn't a bad idea, but there are some major kinks to be worked out. Forcing everyone to pay for healthcare whether they want it or not and regardless of economic status, i don't think is a good idea. But, the argument seems to be that that is the only way to make it accessible and possible to everyone. Preemptively fund it, i guess?
I don't know what the answer is, but i do not think we've found the solution yet.0 -
Bottom line is your rates are going to increase and doctors are going to retire because their margins are getting smaller.
i love the memes in your photo gallery!! :laugh:0 -
The thing I never get about US healthcare is how the US puts up with a situation were it spends such a high percentage of its gdp on healthcare but have so few people covered in so few circumstances. Most european countries have pretty universal healthcare and pay 9-12% of gdp for it. The US pays 18% of gdp for a system that seems to let a lot of people have no healthcare.
Many countries spend much less per person but achieve much better coverage (and longer life expectancy, lower maternal and infant mortality rates). It's a clear case of market failure. The way its being done isn't working and I think it needs a better rethink than obamacare- which is a good start from a humanitarian point of view.
As someone who lives in the UK, there are some difficulties with the UK system- as with all public sector entities it can be a big bureaucratic behemoth. But it has saved my skin several times and it costs the UK just a little over half in gdp terms of what the US pays ( just over 9% as opposed to just under 18%) France has a pretty good system that allows both universal provision and a market competition between providers that comes in at 12% of gdp. It is insurance based, premiums are capped I think, people have to pay a small fee to see a doctor so they don't go frivolously and anyone who cannot afford insurance gets state provided insurance. There is competition between different physicians and hospital chains and so on, so there is genuine choice of provider and incentives for providers to have good standards and a good reputation.0 -
Well I certainly do not want to model it after the UK.I have read hundreds and hundreds of horror stories about their healthcare system.Bottom line is it is flat broke.I for one do NOT want my Dr's decisions dictated by a someone in DC only concerned with saving money.
Personally I like some of the bill.But overall I think we are in huge trouble.My Dr and insurance agent agree.I know personally my rates were just jacked up $29 a month as of 5-1-2013.I have my own insurance.I get it cheaper than I can through my job.
As for Canada....They are currently re-introducing private insurance.I have an uncle that lives in Toronto.Has told me all about it.Says the quality is decent but the long long waits for simple procedures is way to much.
My question is....why not just open up the market? Why should we be able to have only a hand full of insurers in each state? Auto insurance,home owners,fire....just about all other forms of insurance are available over state lines.Why not medical? What are they hiding from us? We all know competition brings down costs.Look at Lasik eye surgery as an example.It use to be astronomical .....now its failry cheap.Competition.
I guess time will tell0 -
The France system sounds like something doable.I guess Obamacare is kind of the same in some sense.0
-
Now that we've fixed all the healthcare problems in the US, its time to fix other things.
I think the government should give everyone 'affordable transportation' also, so everyone can have a car.
The rich already have multiple cars, the middle class will have to pay more for theirs, and the poor will all be given free access to cars while the working class foot the bill for it.0 -
Now that we've fixed all the healthcare problems in the US, its time to fix other things.
I think the government should give everyone 'affordable transportation' also, so everyone can have a car.
The rich already have multiple cars, the middle class will have to pay more for theirs, and the poor will all be given free access to cars while the working class foot the bill for it.
Did you seriously just compare healthcare to cars?:huh:0 -
Now that we've fixed all the healthcare problems in the US, its time to fix other things.
I think the government should give everyone 'affordable transportation' also, so everyone can have a car.
The rich already have multiple cars, the middle class will have to pay more for theirs, and the poor will all be given free access to cars while the working class foot the bill for it.0 -
I wish it was single payer. It's alright. I mean I have a preexisting condition in the form of a genetic condition and now I can't be denied because of that.0
-
The US already has universal healthcare, it's just a lot more expensive. In emergency cases, a person must be treated and stabilized, regardless of ability to pay. Since preventative care is expensive without insurance, those who cannot afford it do not seek treatment until the condition has progressed to emergency condition, which is almost always more expensive to treat. When hospitals cannot recoup those costs from patients, those costs are covered by tax dollars. Providing universal access to preventative care will help reduce costs. Tax dollars already pay for health care. This way, people get a better life for a lower total cost; the costs are just more visible now.0
-
I was taught that if you can't say something nice about someone or something, don't say anything at all. Silence!!!!0
-
My thinking: It costs way more to treat someone who has had a heart attack, than it does to have that person on a preventive program (because they can afford to see a physician regularly). Whatever gets us there as a country, I'm for it.
Our healthy country is a productive country. National healthcare is an investment in our country.0 -
The US already has universal healthcare, it's just a lot more expensive. In emergency cases, a person must be treated and stabilized, regardless of ability to pay. Since preventative care is expensive without insurance, those who cannot afford it do not seek treatment until the condition has progressed to emergency condition, which is almost always more expensive to treat. When hospitals cannot recoup those costs from patients, those costs are covered by tax dollars. Providing universal access to preventative care will help reduce costs. Tax dollars already pay for health care. This way, people get a better life for a lower total cost; the costs are just more visible now.
So accurate.0 -
It is not good enough. We need universal health care coverage for everyone, like the rest of the civilized world has. The cost of health care is out of control and even many of us that have coverage do not go to the doctor because of outrageously high deductibles and co-pays. It is really shameful.0
-
I don't know anyone who's rates have not increased. Doctors are being paid less for their services. And with more and more people getting on their state Medicaid plans, doctors will see even less money. And that's if they even agree to see those patients. It's not in the doctors best interest to see Medicaid patients so that will leave many people left out in the cold without a doctor to see.0
-
As for Canada....They are currently re-introducing private insurance.I have an uncle that lives in Toronto.Has told me all about it.Says the quality is decent but the long long waits for simple procedures is way to much.
I live in Canada and haven't heard such a thing - RE private insurance. Long waits apply mostly for elective surgeries like joint replacements, etc.. Not for simple procedures. My wife had to get her gallbladder taken out a few years ago. After it was requested from the Dr., she was operated on within 2 weeks.0 -
I wish it was single payer. It's alright. I mean I have a preexisting condition in the form of a genetic condition and now I can't be denied because of that.
[/quote
Just curious how our why you have something denied thru a pre existing clause...as they do not exist unless you are without insurance for 6 months.0 -
our HC system was ****ed up before and it's still going to be ****ed up. It's ridiculous that the wealthiest nation on the planet has such a ****ty HC system...how does the wealthiest country on the planet have a HC system that is ranked 21st in the world? Ridiculous and the Affordable Care Act does nothing to really change that IMHO.0
-
ok, I am going to PREFACE 1. I used to be an RN- 2. i currently work in HR 3. i have family in the insurance industry, so am fairly familiar with it.
then i am going to add my comments.
company supported insurance, the insurance company will analyze the company you are in and compare it to statistical averages within the industry of "comparable" so if you are ,
FOR EX. an accountant, and most companies that are the size of yours have about 60% obesity rate in the office,
it doesn't matter to them if your office is filled with fitness geeks -
because the statistical average over time for your office is not that model...
so the ins. company issues you a policy.. based on that average,
with maybe a bit cut off because your office is healthy, but not much
because,
in all your healthy office is going to help cover the costs of the obese guys across the street.
that's how the company makes money, they sell insurance to both healthy groups and unhealthy groups,
but unhealthy groups pay more, and healthy groups don't pay all that much less.... it is in effect a bit of (don't cry now) socialism..
everyone is all paying, and everyone covers everyone else..
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++
Obama care
at its heart is a GREAT idea, but it will not do what it was hoped to do , which is bring the cost of healthcare down by covering everyone, few surgeons are going to drop their prices, hospitals and pharmaceutical companies still must report a profit, medical equipment will still cost an arm and a leg, a Tylenol given in a hospital is still going to cost 5.00 per pill because EVERYONE has a hand in the pot , on the take .. the doctor who prescribes it , the nurse who dispenses it , the cup you drink out of , the portion pack company who purchased them medication and repackaged it the hospital bed you sit on and the lights in the room where you sit to take it
medicine is big big big business..
if the obama care type bill had been passed 70 years ago , we would be a far far stronger country--- as it sits, i hope it works for everyone.. mandatory insurance starts in january... if you are losing weight now, i wouldnt shop for it until december..
just saying0 -
being from the uk i dont know much about obamacare
but here we have free nhs, and as good as it sounds its such a burden on the economy, and is actually getting to the point where its not sustainable so hospitals are closing (big story playing out over my local hospital closing departments) and waiting times for operations etc is growing to unreasonable lengths,
i think everyone who can should contribute, although not at unaffordable prices,
or at least introduce a system where the overwhelming number of patients who have self inflicting problems (smokers/drinkers/obese) that if you are admitted for those reasons you pay towards your costs0 -
our HC system was ****ed up before and it's still going to be ****ed up. It's ridiculous that the wealthiest nation on the planet has such a ****ty HC system...how does the wealthiest country on the planet have a HC system that is ranked 21st in the world? Ridiculous and the Affordable Care Act does nothing to really change that IMHO.
[/quot
Who ranked us @21?0 -
part 2.
medical insurance, in the past year , me and my family of 9 total people , went to the hospital 1x.
it cost 6k- its already been paid for , negotiated the costs down and settled for 3500.00
it was an emergency room visit for my daughter
and our son had his eyes checked and bought glasses, 250.00
in june of last year i tried to get a quote for insurance, for 7 of the 9 people in house it was 525.00 a month for 80% coverage with a 2000.00 deductible...
so , doing the math , had we bought that insurance ..
we would have paid, until today...
6300.00
+ the 2000.00 deductible, and the insurance would have covered appx. 1500.00 in medical bills... Glasses aren't covered. because it was another 50.00 per month to add vision......
so WITH insurance , my medical "expenses last year would have been 8300.00+250.00= total of 8550.00
Yeah ..universal healthcare doesn't sound so bad when you do the math.....
there are so darn many parts of the system that are broken , the health care bill cannot possibly hope to fix them all0 -
i have friends from canada who would disagree that their ins. is superior in any way to ours. They cross the border every time they need to go to the doctor or have a surgery. She needed a surgery and was able to schedule it within 2 weeks of diagnosis in the USA, for the same surgery she would have had to wait 6 months.
my 76 yoa neighbor who has survived cancer for 5 years thinks its a diaster as her doctor of 15 years has told her find another doctor as he will no longer accept medicare or any other gov. funded plans.
it will prove to be a diaster just like all other gov. funded frauds on the working class.0 -
I am super educated on this subject. I work as an RN and am so excited. We all need health insurance and every employer should offer it. Premiums should go DOWN to keep up with the awesome rate the government will offer. It should catch soooo much fraud and crap that is currently billed for. I just want it to roll out already and for all the details to be released. Doctors are not going to quit! They are actually going to have to do their job! Right now they see you when they want, make you wait forever...well not anymore because we will have choices and can expect some actual CUSTOMER SERVICE. I say hell yeah!0
This discussion has been closed.
Categories
- All Categories
- 1.4M Health, Wellness and Goals
- 393.7K Introduce Yourself
- 43.8K Getting Started
- 260.3K Health and Weight Loss
- 176K Food and Nutrition
- 47.5K Recipes
- 232.6K Fitness and Exercise
- 431 Sleep, Mindfulness and Overall Wellness
- 6.5K Goal: Maintaining Weight
- 8.6K Goal: Gaining Weight and Body Building
- 153K Motivation and Support
- 8.1K Challenges
- 1.3K Debate Club
- 96.4K Chit-Chat
- 2.5K Fun and Games
- 3.8K MyFitnessPal Information
- 23 News and Announcements
- 1.2K Feature Suggestions and Ideas
- 2.6K MyFitnessPal Tech Support Questions