Down 20 lbs and finally below 18% body fat but still so far to go!

So I have the dreaded skinny fat body type, but it was turning into fatty fat so I made some changes! I see progress, but not in the area I want to see it in and still have a ridiculously high subcutaneous fat level for my size. Any tips? Kind words? In case it isn't apparent I suffer from gynecomastia and one of my biggest goals is to hide it as much as possible.