Calorie "bank"

Hi everyone,
I have done MFP before, been on and off for a few years now. I did WW and I realized that the only time it worked its best it was when I double tracked with MFP so, ditched WW and kept MPF, but for real this time - I purchased premium so I could access macros and other stuff.

Now, here is te question: In WW, you could accumulate points (allowed calories) and fitpoints (calories gained during exercise) and then eat them or not. Some days your would eat more than others. The point is that all those points were and would reset weekly but for a week you could eat more or less some days but always within the allotted amount of points. Also, we already now that it is not that the body resets every night. For example, according to my macros and all that, I am allowed 1350 calories/day. Some days I can get more than 1000 calories from workout but do not eat them all, and sometimes I go over anywhere from 100 to 300 calories. And some other days, I just simply do not reach the calorie goal - so some days would compensate others, right?

Has anyone tried doing it like a "weekly bank of calories" where you put in and take out depending on the day? Like the WW guideline.

Sorry for the long post!

Thanks

Replies

  • emmamcgarity
    emmamcgarity Posts: 1,594 Member
    I frequently look at the weekly stats for calories to see my rolling average. Some days I go over and other days I am under. The weekly stats also help me plan for social events where I’d like to eat/drink more.
  • NovusDies
    NovusDies Posts: 8,940 Member
    Under my normal system I have a formal bank that allows me to eat my maintenance calories (or close to them) once a week and I have an informal bank based on my 7 day average. If my average stays too low, which happens often, I eat more on Friday to bring it back up.
  • WinoGelato
    WinoGelato Posts: 13,454 Member
    Yes if you’re using mobile app you can easily track weekly calories and how many are remaining.

    I did this while losing and in maintenance since I tend to have social events that involve eating/drinking on weekends.
  • callsitlikeiseeit
    callsitlikeiseeit Posts: 8,626 Member
    a lot of people do it that way.

    i dont typically, but when i have things i know are coming up that are higher calorie i will try to do it a little more. for example, my husband will be coming home after a couple of weeks away on a site and depending on what time he comes in, may grab dinner (usually pizza) for us. Thursday, I am going out to breakfast with my friend. So, I'll try to work out a little more each day and 'save' some of those calories' so (aside from water retention from higher salt) the scale wont really reflect the 'not normal' meals.
  • RelCanonical
    RelCanonical Posts: 3,882 Member
    AnnPT77 wrote: »
    Sure. I'm going into year 4 of maintenance now, and routinely eat under my actual TDEE, so that I can have occasional very indulge-y days.

    I sometimes joke that what I did for much of my life was multi-decade calorie banking, i.e., ate extra calories for about 30 years that I burned up during the weight loss period. ;)


    The kernel of truth in there is that you probably don't want such a long cycle (multi-weeks) that you're effectively yo-yo dieting, because longer cycles typically would mean storing body fat, and losing it later, in larger chunks.

    But a few days to a week or so is not very extreme, IMO.

    I'd also say it's a good plan to (1) make sure you eat enough pretty darned close to every day to avoid day-to-day undernutrition (adequate protein, fat, fiber, micros), and (2) pay attention to your energy level and don't bank so many exercise calories that noticeable fatigue results in the next day or so. But that's just common sense, right? :)

    Best wishes!

    I love this, lol.
  • Jackie9003
    Jackie9003 Posts: 1,115 Member
    I'm doing that now, I'm eating below my allowance for 3 days and "saving up" for a meal out on Thursday and a trip to a beer festival.
  • pridesabtch
    pridesabtch Posts: 2,458 Member
    I've found I can do a 3 day rolling average. When I try to bank for longer than that, it doesn't work for me. Good luck!
  • marialuna78
    marialuna78 Posts: 5 Member
    AnnPT77 wrote: »
    One further thought about banking: I'm only speaking for myself here, but - especially while I was actively in the weight loss process - it was much more successful for me to "bank" in the sense of a savings account, i.e., set aside some uneaten calorie allowance to spend later, and much less successful for me to emulate a credit card, i.e., eat extra calories and try to make up for it later.

    Most often, when I intentionally ate less in order to eat later, I would be satisfied by the indulgence at the culmination of that. If I tried to pay back calories after the fact, I was much more likely just to set up another future over-eating experience because of over-restriction, and get into a stupid cycle.

    As a consequence, I got into the routine of saving up calories for special events (when I could predict them), but pretty much just letting the rare unplanned event happen, and delay my reaching goal weight by a few hours or a day rather than trying to "pay back" the calories.

    YMMV.

    Thanks... It depends on the day for me. How do you estimate your TDEE? Do you have a tracker? I have apple watch and always eat below my TDEE.
  • AnnPT77
    AnnPT77 Posts: 34,052 Member
    AnnPT77 wrote: »
    One further thought about banking: I'm only speaking for myself here, but - especially while I was actively in the weight loss process - it was much more successful for me to "bank" in the sense of a savings account, i.e., set aside some uneaten calorie allowance to spend later, and much less successful for me to emulate a credit card, i.e., eat extra calories and try to make up for it later.

    Most often, when I intentionally ate less in order to eat later, I would be satisfied by the indulgence at the culmination of that. If I tried to pay back calories after the fact, I was much more likely just to set up another future over-eating experience because of over-restriction, and get into a stupid cycle.

    As a consequence, I got into the routine of saving up calories for special events (when I could predict them), but pretty much just letting the rare unplanned event happen, and delay my reaching goal weight by a few hours or a day rather than trying to "pay back" the calories.

    YMMV.

    Thanks... It depends on the day for me. How do you estimate your TDEE? Do you have a tracker? I have apple watch and always eat below my TDEE.

    I estimate my TDEE from my own food logging and weight change data, kept for 4+ years now. Most so-called TDEE/NEAT calculators (really statistical estimators), and my own good-quality fitness tracker, are very inaccurate for me, some of them by hundreds of calories daily. For some reason, I seem to be one of the rare outlier people.

    For almost everyone who logs carefully for a while, one's own experiential data is going to be the best guide.
  • NovusDies
    NovusDies Posts: 8,940 Member
    I do it the other way around. If I fancy a glass of wine I know that by the end of the week I'll have drunk it all, so I enter the whole bottle's worth of calories on the day I open it. Take the hit there and then, then I'm forced to cut back the rest of the week BUT I get to drink for free, same with bags of sweets and so on. Sounds perverse but it works for me.

    I have been known to log a treat into a maintenance day for the following week. It is always paid for by the previous week's eating though. On some maintenance days I just do not have enough calories planned and I require myself to "cash out" my bank by the end of the day. So I might log one of those 410 calorie bag of chips and then just eat on it a little each day for the next week. It is cheating my own system a little but it is nice to have food that is fully paid for to eat.
  • Cahgetsfit
    Cahgetsfit Posts: 1,912 Member
    edited September 2019
    AnnPT77 wrote: »
    One further thought about banking: I'm only speaking for myself here, but - especially while I was actively in the weight loss process - it was much more successful for me to "bank" in the sense of a savings account, i.e., set aside some uneaten calorie allowance to spend later, and much less successful for me to emulate a credit card, i.e., eat extra calories and try to make up for it later.

    Most often, when I intentionally ate less in order to eat later, I would be satisfied by the indulgence at the culmination of that. If I tried to pay back calories after the fact, I was much more likely just to set up another future over-eating experience because of over-restriction, and get into a stupid cycle.

    As a consequence, I got into the routine of saving up calories for special events (when I could predict them), but pretty much just letting the rare unplanned event happen, and delay my reaching goal weight by a few hours or a day rather than trying to "pay back" the calories.

    YMMV.

    Thanks... It depends on the day for me. How do you estimate your TDEE? Do you have a tracker? I have apple watch and always eat below my TDEE.

    I also bank calories and use TDEE. Unlike AnnPT the online TDEE calculator is relatively accurate for me ( www.tdeecalculator.net ) - not perfect but close enough.

    I like to eat a bit less from Sunday to Friday and then on Friday/Saturday have a few more hundred calories to play with so that I can "afford" to, you know, have an ice cream with my daughter, or eat something with a friend or not have to say "no" to something if I go to someone's house.

    I am also not good with a large deficit, I get too hungry and it leads to bingeing, so the longest I can really maintain a larger deficit (500 cals ish) is about 5 days anyway. When i'm on a mission to lose weight, the 2 "extra calorie" days are still at just below maintenance so that overall I'm still in a weekly deficit. So for example, my TDEE is ~2000. I'll eat 1500-1600 during the week, then allow myself to go up to 1800 or even 1900 for one or two days. But still under the 2000. If by some chance there was something like dinner with friends on, then I will eat 2000+ but I will then not have 2 days of extra calories, i'll bring one day back down to 1500. So it depends on situation.

    But overall, it works for me.

    And I don't need to worry or fuss about eating back exercise calories - those are entered as "1" in my log.

    EDIT - and I forgot to add - my Fitbit tells me my TDEE is actually a bit higher than the online calculator, but I think it's wrong, because from experience when I do consistently eat 2200-2300 cals a day, I get fat. The online thingy is better than the Fitbit for me.

    It takes some time for you to work out what is accurate(ish - none are perfetc) for you.
  • NorthCascades
    NorthCascades Posts: 10,968 Member
    jjpptt2 wrote: »
    Yes, lots of people do it this way... gives a bit more flexibility which some people really like.

    Ultimately it's no different than a bank/savings account. Some days you spend a little more, others you save a little more. If, over time, the spending is greater than the saving, your balance will go down. If not, it'll go up. Same with your weight.

    And this is why you don't have to think of it in a weekly basis any more than a daily. When there's a 3 day weekend, you can use some of that week's calories on Monday.

    It also means you can go over your goal occasionally if you need to. Consistency is what gets you to the goal, but everything in moderation including moderation.
  • NovusDies
    NovusDies Posts: 8,940 Member
    jjpptt2 wrote: »
    Yes, lots of people do it this way... gives a bit more flexibility which some people really like.

    Ultimately it's no different than a bank/savings account. Some days you spend a little more, others you save a little more. If, over time, the spending is greater than the saving, your balance will go down. If not, it'll go up. Same with your weight.

    And this is why you don't have to think of it in a weekly basis any more than a daily. When there's a 3 day weekend, you can use some of that week's calories on Monday.

    It also means you can go over your goal occasionally if you need to. Consistency is what gets you to the goal, but everything in moderation including moderation.

    I agree. I do confine mine to a week that ends on Sunday but that is a matter of preference not necessity.

    On a Monday holiday I might choose to eat at maintenance or half deficit that day depending on the day and what we have going on. I never stress about going over my calories as long as it remains occasional. I consider avoiding feeling deprived to be part of my sustainability.
  • cbihatt
    cbihatt Posts: 319 Member
    I don’t bank calories in any kind of formal way, but I do keep it in the back of my mind if I have eaten over or under my daily goal. It helps me rethink my decisions the following day. As in, do I really want this cookie? Well, I have plenty of calories because I didn’t eat them all yesterday. Or, I ate over goal yesterday, so I probably should pass.
  • LivingtheLeanDream
    LivingtheLeanDream Posts: 13,342 Member
    Yes I bank calories, I normally eat at slight deficit during the week so I can eat at TDEE or slightly above on the weekends - this worked for me when losing and now in maintenance.
  • sgt1372
    sgt1372 Posts: 3,997 Member
    I don't "bank" cals.

    I am "in maintenance" and while I have the same cal goal each day that goal is not rigid but l can vary as much as +/- 200 to 500 cals/day. So, I treat each day as a separate event and mainly pay attention to the trend.

    My daily weigh-ins will tell me in just a few days, if I am gaining, losing or maintaining my wt at the desired level.

    I'm not concerned about losing wt below my goal wt of 150, where I am now because I have never been able to lose more than 1-2# below that level even when severely cut back on how much I eat.

    The main problem I have is regaining wt between 150-160, which can occur quite rapidly, so when I see my wt rise over 2-3 days, I take immediate steps to cut back on my cal intake again to bring the wt back down but I am NOT accounting for a specific amount of cals when I do this.

    This is not "banking" because I am not focused on the cals that I eat each day.

    Instead, I consider it "wt management" because I am focused primarily on how much I weigh each day, which I think is the more important standard of measurement.
  • lgfrie
    lgfrie Posts: 1,449 Member
    I don't bank calories. When I tried it, it led me to a bad place: excessively depriving myself of calories for days to "earn" a mega off meal/day. To me, it felt like my pre-diet mindset of arranging things so I could gorge, and left me hungrier than I wanted to be on the lead-up to the off-meal.

    I found my comfort zone in the simplicity of having the same calorie target every day, and just taking a time-out for an occasional big meal or a snack when I want one. At those times, I go over the number for the day, and just knowing there's no compensation for it as far as fat-loss is concerned tends to make me keep it under control.

    But everyone's different. Calorie banking is great for people who don't need the totalitarian structure that I seem to require. I wish I could operate under a looser structure, but as they say, "Know thyself."