Ideas to raise money for my future skin removal surgery
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I understand, the church was just an idea. The church I attend isn't your typical idea of a church, it's very small, laid back and casual. My father and step mother have very close long term friendships with the members there. Maybe myself and the members there can help me come up with some ideas.0
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Most insurance companies have an appeal process. Ask for a second opinion, and a third from a skin care specialist--your primary care physician can refer you. Then call membership services and appeal the denial. I work with healthcare insurance daily, and many people I know have gotten the appeal approved. It helps if one specialist is also a psychologist. You can also talk to reputable plastic surgeons, some have reduced rates for people in your situation. Some may let you work part of it off by providing office help. Good luck, I'll be in the same situation soon. In the meantime, get your weight into your ideal body weight range and build muscle, it will show you are serious and will improve your looks, too.0
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i used care credit. It took a long time to pay off, but it was worth every dime0
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@amberlyda1 Do you mind me asking if your credit score was good?0
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Second job, start a savings account specifically to fund this?
This ^^
And now is the time to get that second job with Christmas coming. Lots of people I know pick up Christmas retail work to fund things like a holiday in February or work on the house or something.
You might have left it a little bit late ... I think most of the hiring is usually done in early October, but you could still try.
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oh god no. my credit was horrible. My x husband used my social to open a bunch of credit cards in my ssn before the divorce paperwork was final. I had to file for bankruptcy. I got the surgery about 3/4 years later. I paid for half of my surgery from savings and the other with carecredit0
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insurance will not cover plastic surgery in the US unless it is reconstructive because of an accident/cancer etc.
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amberlyda1 wrote: »insurance will not cover plastic surgery in the US unless it is reconstructive because of an accident/cancer etc.
This isn't true. Depending on the insurance company, often with the correct documentation and MD recommendation, insurance will cover plastic surgery for other things. If a woman has very large breasts, for instance, and they are causing damage to her neck and back, many insurance companies will cover a reduction. I have heard of companies covering skin reconstruction after weight loss when severe rashes and pain are happening. Rhinoplasties have been performed for both deviated septum repair, and for those who are suffering emotional distress from their appearance.
It's not always black and white.0 -
Wow that's horrible what happened regarding your husband. Half with savings and half with credit sounds like it could be a great option for me. My credit score is just okay. Did you have a really high interest rate with care credit? Did they work with you regarding payment plans?0
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Just skin removal may not be all that expensive. I had a full tummy tuck with muscle repair and an insurance covered breast reduction. The muscle repair was because of two pregnancies that essentially tore my abs apart. Have you spoken to a plastic surgeon? Got an actual estimate? I went to the best in my area for an opinion, and then went to a doctor that would cover my reduction. I wish I would have gone to the best and not worried about having the reduction covered. Everything went fine, and I'm happy with my results, but the "best doctor" would have done things just a little neater and perfectionist than the one that was covered.
If you have any questions about the actual procedure or recovery you can send me a message!
Good luck in your research!0 -
The excess skin on my lower stomach (a Panniculectomy) is typically about $5k, and a full tummy tuck is about 8k. These are estimated prices in my area. I have not personally consulted with a plastic surgeon. I have only done research through realself.com. I also have talked with several people through my insurance company about this and have made appeals.
I know for sure a tummy tuck is never covered. A panniculectomy is the only procedure that may be covered by insurance and is the procedure I am trying to get coverage for.
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The excess skin on my lower stomach (a Panniculectomy) is typically about $5k, and a full tummy tuck is about 8k. These are estimated prices in my area. I have not personally consulted with a plastic surgeon. I have only done research through realself.com. I also have talked with several people through my insurance company about this and have made appeals.
I know for sure a tummy tuck is never covered. A panniculectomy is the only procedure that may be covered by insurance and is the procedure I am trying to get coverage for.
Did you look into CareCredit?0 -
I'm a young woman who has lost a little over 200 pounds. I'm happy to say I've kept it off for over a year.
The frustrating and sad part is that I don't have the financial means to cover the cost of skin removal surgery. I have a significant amount of loose skin on my stomach that extends to my back, and my thighs. I was even more discouraged when I found out my insurance will not help at all with anything, despite rashes and discomfort.
I'm not one to ask for help, especially help with money, but I feel as if I have no other choice if I want to get this done. I'm not sure where to start or how to go about doing this.
Any ideas are appreciated.Alatariel75 wrote: »I'd be wildly uncomfortable asking people to fund me, and would be wildly uncomfortable being asked to fund someone else.
Ummmm....it's perfectly acceptable to ask for help when you've gone through any major life change, the matter of what life event it was shouldn't deter anyone from stepping outside their comfort zone, it fosters; self-worth, commitment, encouragement, pride, accountability....I could go on.
Having a shell of a body of former self still attached to you is a psychological trauma much like being morbidly obese, no one should have to suffer through that alone (and the popular opinion on both issues, "you did this to yourself undo it yourself" IS DISGUSTING AND IS. PARTLY WHAT'S SO WRONG WITH HUMANITY!).
Asking for help subjects you to micro-scrutiny so the only thing you need to really ask yourself when thinking about asking anyone for help (publicly or privately) is can I:
#1 handle & accept rejection, it will people will gladly ignore your plea for help or tell you outright they don't want to help rather than risking being nice & take the passive approach of just ignoring it
#2 cope through being scrutinized & be prepared to answer the plethora of questions that come with it
#3 ignore or gracefully respond to the degradation thrown at you by the scum bottom feeders of humanity who are 100% THE REASON THAT MAKE MOST PEOPLE HAVE DOUBT, DIMINISH SELF-WORTH AND LEAD US TO WANT TO QUIT AND FAIL. The opinion of our peers both known and through social sites (which it seems like the people we don't know tend hurt more with their words) is CRAZY important to almost everyone, and has a possible lifetime impact on your psyche. So the response you get has the ability to boost and/or deplete the volume of that little voice in your head; good thoughts begin to soften and negative thoughts get soooo loud that there is no escape it. It truly shouldnt be like this but it is so prepare prepare yourself for the worst and train yourself to hear the positivity and convert the negativity into constructive criticism.
#4 stay true to self and learn humility to become humble. Following up with those who have supported you & thanking the naysayers, a simple "thank you" is all it takes. Giving updatest about your progress and the foot work you're doing to achieve your goal independent of asking for help, the research you've done on the subject matter the approach you're taking etc. That demonstrates your comittment and that any money donated to you will indeed be used for that purpose and not on a shopping spree lol (that's where my mind goes when I see someone askin for money sometimes I admit it and not proud of that but I might not think that if I'm given more information to look outside my narrow judgment.
People with similar needs or relatable journeys will be your biggest and loudest cheerleader supporters, so knowing the appropriate audience to ask for help will greatly increase your chances of reaching your goal as well as give positive support, EVEN IF THEY DON'T DONATE. This audience should also be the one you give back to after you've reached your goal....YOU MUST GIVE BACK THE SAME GENEROSITY THAT WAS GIVEN TO SELFLESSLY (you don't have to go broke doing it but you must be selfless. You'll feel great helping others and you don't have to limit yourself giving back to your need based community it can be anything, anyone or anywhere, anytime or all the time.
Message me and I'll do my best to help you market yourself to those who WILL be happy to help you. It takes time so don't give up on your goals dreams. Stay until the miracle happens for you ♡ 8)
Don't doubt yourself, asking for help is ALWAYS ok.1 -
There are board certified surgeons in Mexico who do excellent work at a lower price. Many of my Canadian group have used them.
Please, please be careful when thinking about this route. Do a lot of research and verify that you are seeing a board certified surgeon who is trained and works in a facility which is recommended by an organization within the US.
I helped treat a woman who wanted bariatric surgery, and when she was told she didn't qualify for it, she went to Mexico to have it done. The day she was discharged from the Mexican hospital, she had a temperature of 104. She was told that was 'part of the natural healing process'. By the time she was brought to our hospital, she was septic (a system-wide blood infection). She had a large abscess in her abdomen that required additional surgery. Because of the sepsis, her body started to shut down and her lungs went into ARDS (a condition where the lungs get so stiff it's very difficult to ventilate the patient-she couldn't breathe on her own at all). She was on the ventilator for three weeks and came very close to death.
Please be careful when considering surgery outside of the country.
And as a contrasting view, my mother had a wonderful experience having her bariatric surgery in mexico. Accidents and infections happen in America too. Basically surgeons exist everywhere. Referrals from people who used thextensively doctor you pick are what you want to be able to find online, in addition to checking certifications.0 -
Remilia_Scarlet wrote: »I've heard of people who receive discounts on the surgery if they arrange it through a burn treatment center with the intent to donate. Maybe look into that?
I know this is a pretty old thread, but I looked into this before I had my tummy tuck & couldn't find any burn treatment center with this kind of program. All of the ones I looked at wanted skin that was in excellent condition. Skin from someone who is morbidly obese is generally stretched out--that's why we have it removed after all. They get better quality skin from cadavers from what I remember.0 -
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pomegranatecloud wrote: »
I don't know. We finance elective cars, elective homes ETC all the time. Don't see why the OP couldn't finance this surgery if it's important to her0 -
pomegranatecloud wrote: »
I don't know. We finance elective cars, elective homes ETC all the time. Don't see why the OP couldn't finance this surgery if it's important to her
I agree. My tummy tuck was absolutely worth the huge amount of interest I'll end up paying before I get it all paid off. I spend more time in my body than I do in my car. I'll keep driving my 17 year old mini-van. I just ripped off the sagging cloth headliner & scraped the old foam off with a grill brush, the paint is peeling, & the electrical system flickers all the time--like driving around in a disco
. I tell my kids the various noises it makes are the sounds of its awesomeness. But, when I'm sitting in my seat my skin apron isn't resting on my thighs & when I get out, I think I look d@mn good. 2
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