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How much debt do you have including mortgage etc..

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  • Ketch_22Ketch_22 Posts: 1,204Member Member Posts: 1,204Member Member
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    getting off topic on this one. The point was to address what happens to your debt if you die. It doesn't get absorbed unless you died penny less and alone

    idk idk idk like @JustReadTheInstructions student loan debt will die whenever she shuffle off this mortal coil even if she a millionaire scientist by then

    yes true if it was a federal loan and/or if the estate didn't have the funds to cover if a private loan and they are not married in a community property state. So single federal loan... good to go. Question is.. why would someone with a million even have student loan payments?
  • slessofmeslessofme Posts: 5,509Member Member Posts: 5,509Member Member
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid. On a side note... if you leave no one anything then debts are absorbed and if you have no life insurance you will be buried. They don't just leave you in the street ;)

    Just throw me in the trash

    Nah, I'mma stuff you and put you in my museum.

    That's actually a thing you can do. It's called plastination.

    This is very interesting to see on display. I've been to a few exhibits.
  • RunHardBeStrongRunHardBeStrong Posts: 33,125Member Member Posts: 33,125Member Member
    slessofme wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid. On a side note... if you leave no one anything then debts are absorbed and if you have no life insurance you will be buried. They don't just leave you in the street ;)

    Just throw me in the trash

    Nah, I'mma stuff you and put you in my museum.

    That's actually a thing you can do. It's called plastination.

    This is very interesting to see on display. I've been to a few exhibits.

    This shouldn't creep me out because it's really just a shell of our existence but this creeped me out to think there's dead people on display somewhere.
  • bojack5bojack5 Posts: 2,397Member Member Posts: 2,397Member Member
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    getting off topic on this one. The point was to address what happens to your debt if you die. It doesn't get absorbed unless you died penny less and alone

    idk idk idk like @JustReadTheInstructions student loan debt will die whenever she shuffle off this mortal coil even if she a millionaire scientist by then

    yes true if it was a federal loan and/or if the estate didn't have the funds to cover if a private loan and they are not married in a community property state. So single federal loan... good to go. Question is.. why would someone with a million even have student loan payments?

    Because they can pry my money from my cold, plastinated hands

    And a $2500 write off on student loan interest is something even a millionare can appreciate ;)
  • MotorsheenMotorsheen Posts: 14,948Member Member Posts: 14,948Member Member
    bojack5 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    getting off topic on this one. The point was to address what happens to your debt if you die. It doesn't get absorbed unless you died penny less and alone

    idk idk idk like @JustReadTheInstructions student loan debt will die whenever she shuffle off this mortal coil even if she a millionaire scientist by then

    yes true if it was a federal loan and/or if the estate didn't have the funds to cover if a private loan and they are not married in a community property state. So single federal loan... good to go. Question is.. why would someone with a million even have student loan payments?

    Because they can pry my money from my cold, plastinated hands

    And a $2500 write off on student loan interest is something even a millionare can appreciate ;)

    Gotta play the game


    .... and stick it to 'The Man'.
  • LeGaCyGiAnTLeGaCyGiAnT Posts: 36Member Member Posts: 36Member Member
    Give or take $200,000.
  • tinkerhellraisertinkerhellraiser Posts: 4,197Member Member Posts: 4,197Member Member
    Motorsheen wrote: »
    bojack5 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    getting off topic on this one. The point was to address what happens to your debt if you die. It doesn't get absorbed unless you died penny less and alone

    idk idk idk like @JustReadTheInstructions student loan debt will die whenever she shuffle off this mortal coil even if she a millionaire scientist by then

    yes true if it was a federal loan and/or if the estate didn't have the funds to cover if a private loan and they are not married in a community property state. So single federal loan... good to go. Question is.. why would someone with a million even have student loan payments?

    Because they can pry my money from my cold, plastinated hands

    And a $2500 write off on student loan interest is something even a millionare can appreciate ;)

    Gotta play the game


    .... and stick it to 'The Man'.

    gotta get your hands dirty to live outside the box
  • mattig89chmattig89ch Posts: 1,732Member Member Posts: 1,732Member Member
    Ketch_22 wrote: »
    mattig89ch wrote: »
    Ketch_22 wrote: »
    mattig89ch wrote: »
    I have more in debt, then I do years on this earth. Though not by much.

    I live with my parents, have a single car, and I live in the 3rd most expensive place in the continental USA. I don't even have a large enough nest-egg, to live on if I lost my job tomorrow. NY sucks folks, plain and simple.

    What do you do? if I can ask that, oops I just read your answer. I too was in IT in NYC (lived in NJ). IT is def vague. A person could be a print room jockey and still be "in IT". NY is one of the highest paid for IT. NJ has even higher property tax than NY so I left. Retired at 30 and living the dream in Maryland ;) house prices on my street are 600k so theres that

    Fair enough. I have 2 degrees with computer networking, and I currently work in a Network Operations Center.

    I'm currently applying to IT related positions in TX, TN, Kentucky, Penn., VA, & NC. We'll see if I get any call backs...I'm guessing no. I'm trying to move away from helpdesk related positions, but if they pay 60k a year (or 33 an hour), I'm turning in an application. Helpdesk or no.

    Best of luck on your search. Basic BS degree is really all that is necessary, hopefully you are getting your certs that's where your money comes in. Know your field; not sure how old you are or years in but 60k is entry level for sure. At that price you should be moving jobs every 2 years at most. Sadly, gone are the days of moving up within an org. Also gone are the pensions, and employer matched 401ks. My company had both luckily. Young people today need to invest to secure retirement. Without a plan... you plan to fail

    Yea, I have like 3 401k's from previous jobs atm. And...like I said in a previous post, every time I try to make a plan, everything goes sideways. So I have no plan/scheme/idea. Just keep on going, and keep applying as needed.
  • MotorsheenMotorsheen Posts: 14,948Member Member Posts: 14,948Member Member
    Motorsheen wrote: »
    bojack5 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    getting off topic on this one. The point was to address what happens to your debt if you die. It doesn't get absorbed unless you died penny less and alone

    idk idk idk like @JustReadTheInstructions student loan debt will die whenever she shuffle off this mortal coil even if she a millionaire scientist by then

    yes true if it was a federal loan and/or if the estate didn't have the funds to cover if a private loan and they are not married in a community property state. So single federal loan... good to go. Question is.. why would someone with a million even have student loan payments?

    Because they can pry my money from my cold, plastinated hands

    And a $2500 write off on student loan interest is something even a millionare can appreciate ;)

    Gotta play the game


    .... and stick it to 'The Man'.

    gotta get your hands dirty to live outside the box


    hands aren't the only things that are getting dirty....
  • RunHardBeStrongRunHardBeStrong Posts: 33,125Member Member Posts: 33,125Member Member
    Motorsheen wrote: »
    Motorsheen wrote: »
    bojack5 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    getting off topic on this one. The point was to address what happens to your debt if you die. It doesn't get absorbed unless you died penny less and alone

    idk idk idk like @JustReadTheInstructions student loan debt will die whenever she shuffle off this mortal coil even if she a millionaire scientist by then

    yes true if it was a federal loan and/or if the estate didn't have the funds to cover if a private loan and they are not married in a community property state. So single federal loan... good to go. Question is.. why would someone with a million even have student loan payments?

    Because they can pry my money from my cold, plastinated hands

    And a $2500 write off on student loan interest is something even a millionare can appreciate ;)

    Gotta play the game


    .... and stick it to 'The Man'.

    gotta get your hands dirty to live outside the box


    hands aren't the only things that are getting dirty....

    Why you sharing my side hustle secrets?
  • conklilconklil Posts: 78Member Member Posts: 78Member Member
    I always joke my retirement party and my funeral will be the same day. Looking into Dave Ramsey.
  • deannalfisherdeannalfisher Posts: 5,142Member, Premium Member Posts: 5,142Member, Premium Member
    bojack5 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    getting off topic on this one. The point was to address what happens to your debt if you die. It doesn't get absorbed unless you died penny less and alone

    idk idk idk like @JustReadTheInstructions student loan debt will die whenever she shuffle off this mortal coil even if she a millionaire scientist by then

    yes true if it was a federal loan and/or if the estate didn't have the funds to cover if a private loan and they are not married in a community property state. So single federal loan... good to go. Question is.. why would someone with a million even have student loan payments?

    Because they can pry my money from my cold, plastinated hands

    And a $2500 write off on student loan interest is something even a millionare can appreciate ;)

    excep tunless the law has changed - you can't write off interest from Student Loans unless your income is below 80k...says the poor schmuck who paid $18k in student loans last year and couldn't claim any interest
  • ghudson92ghudson92 Posts: 1,178Member Member Posts: 1,178Member Member
    I don't know that I want to work this out lol
  • tams_89tams_89 Posts: 1,057Member Member Posts: 1,057Member Member
    I have about £3000 left
  • T1DCarnivoreRunnerT1DCarnivoreRunner Posts: 9,714Member Member Posts: 9,714Member Member
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    Unless you are one of the idiots that names your estate as a life insurance beneficiary.
  • ythannahythannah Posts: 2,798Member Member Posts: 2,798Member Member
    slessofme wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid. On a side note... if you leave no one anything then debts are absorbed and if you have no life insurance you will be buried. They don't just leave you in the street ;)

    Just throw me in the trash

    Nah, I'mma stuff you and put you in my museum.

    That's actually a thing you can do. It's called plastination.

    This is very interesting to see on display. I've been to a few exhibits.

    This shouldn't creep me out because it's really just a shell of our existence but this creeped me out to think there's dead people on display somewhere.

    Now I'd want to know if there is a fee charged to view these exhibits, and if the estates of the dead folk receive a portion of that, like royalties....
  • ythannahythannah Posts: 2,798Member Member Posts: 2,798Member Member
    Ketch_22 wrote: »
    Ketch_22 wrote: »
    Debt and credit scores are a racket. They don't mean anything. If I had to put a number on it though, like $348K

    You know, the whole world is in debt anyway. Like, when you die...that debt...where does it go? Its just numbers then..bouncing around in a bubble of speculation.

    Right? It's all in imaginary figures anyway. If all the databases went down tomorrow I wouldn't be in debt.

    Actually, if you die and you plan to leave something to someone... ex life insurance they can't collect on the estate until the bills are paid.

    wow this is really super not true
    life insurance is separate from the estate

    without a Will yes you are correct, if you have a will and name that person then it is different

    nah life insurance is separate from estate
    a will got nothing to do with it

    Unless you are one of the idiots that names your estate as a life insurance beneficiary.

    Ah. I had to do that (mandatory employer life insurance) since I have no beneficiaries.
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