Is it just me......Always overbudget
Replies
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I can't believe how many people are justifying the shoe price because they are "work shoes"
I wear suits and dressy clothing to work every single day. I've never had to spend $150 on shoes. That's a crock of crap.
I can't believe how many people are *****ing about his shoes. Whatever man. Let him spend however much he feels is necessary for his work shoes.
Holy crappoly. Just let it go.
Isn't that the point of the OP's post? The OP is freaking out about being overbudget...and yet the shoes are what is essentially causing it. So yes...people are going to talk about it. IT'S THE POINT OF THE ENTIRE FREAKING POST.
PSHT! PSHT I say!
I figured the point of the entire post was to ask if anyone else has experienced the same problem.
I have. I totally get it.
I spend the same amount on shoes. Because I don't like wearing crap footwear. Because my back kills me if I wear anything less then the best.
Maybe your back is tough enough to put up with dollar store shoes but some of us don't have that luxury.
So :P. And get over it already.
There's a huge difference between "Dollar Store Shoes" and quality footwear. You can buy a good quality, comfortable pair of shoes for much less than $150.
Oh...and I'm pretty certain you're back doesn't know the difference between brands. Let's be clear here. Most expensive shoes are no different than the cheaper ones when it comes to back/foot/neck pain. Why do you think people spend $80 on orthotics half the time. Because everyones feet are different. It's not like just because a pair of steve maddens cost $150 your back pain will automatically go away.0 -
There's a huge difference between "Dollar Store Shoes" and quality footwear. You can buy a good quality, comfortable pair of shoes for much less than $150.
Oh...and I'm pretty certain you're back doesn't know the difference between brands. Let's be clear here. Most expensive shoes are no different than the cheaper ones when it comes to back/foot/neck pain. Why do you think people spend $80 on orthotics half the time. Because everyones feet are different. It's not like just because a pair of steve maddens cost $150 your back pain will automatically go away.
Brands don't matter, quality does. I can't believe you're arguing with me over shoes????
Let me tell you. When I go into a shoe store I don't care about brand or price. I try on every shoe they have that fits the criteria for my work place (certain color, no open toe, etc). The ones that support my foot the best and seem most likely to stand up to the abuse I'll put them through are the ones I buy. And everytime the price is usually $150.00 or more. Once I lucked out and found a good supporting pair that cost $120.00. It doesn't happen often. Anyway, I generally need new shoes every two-three years. They wear out FAST because I put them through the paces.
I defy you to find a pair of $60.00 shoes that actually offer proper support and can stand up to 12 hour shifts on your feet. Go ahead. Try it. I dare you. I've tried. I have never, ever been able to do it.
My back says you can't judge. And my feet say you can suck it. :P
Right, and I've had orthopedic inserts straight from the chiropractor. They did jack all but a good pair of well supported shoes? They did the trick. So it works for me and you can't tell me any different.0 -
There's a huge difference between "Dollar Store Shoes" and quality footwear. You can buy a good quality, comfortable pair of shoes for much less than $150.
Oh...and I'm pretty certain you're back doesn't know the difference between brands. Let's be clear here. Most expensive shoes are no different than the cheaper ones when it comes to back/foot/neck pain. Why do you think people spend $80 on orthotics half the time. Because everyones feet are different. It's not like just because a pair of steve maddens cost $150 your back pain will automatically go away.
Brands don't matter, quality does. I can't believe you're arguing with me over shoes????
You do realize it takes 2 to argue right?0 -
There's a huge difference between "Dollar Store Shoes" and quality footwear. You can buy a good quality, comfortable pair of shoes for much less than $150.
Oh...and I'm pretty certain you're back doesn't know the difference between brands. Let's be clear here. Most expensive shoes are no different than the cheaper ones when it comes to back/foot/neck pain. Why do you think people spend $80 on orthotics half the time. Because everyones feet are different. It's not like just because a pair of steve maddens cost $150 your back pain will automatically go
Brands don't matter, quality does. I can't believe you're arguing with me over shoes????
You do realize it takes 2 to argue right?
Why so angry?0 -
There's a huge difference between "Dollar Store Shoes" and quality footwear. You can buy a good quality, comfortable pair of shoes for much less than $150.
Oh...and I'm pretty certain you're back doesn't know the difference between brands. Let's be clear here. Most expensive shoes are no different than the cheaper ones when it comes to back/foot/neck pain. Why do you think people spend $80 on orthotics half the time. Because everyones feet are different. It's not like just because a pair of steve maddens cost $150 your back pain will automatically go
Brands don't matter, quality does. I can't believe you're arguing with me over shoes????
You do realize it takes 2 to argue right?
Why so angry?
Why so angry?0 -
There's a huge difference between "Dollar Store Shoes" and quality footwear. You can buy a good quality, comfortable pair of shoes for much less than $150.
Oh...and I'm pretty certain you're back doesn't know the difference between brands. Let's be clear here. Most expensive shoes are no different than the cheaper ones when it comes to back/foot/neck pain. Why do you think people spend $80 on orthotics half the time. Because everyones feet are different. It's not like just because a pair of steve maddens cost $150 your back pain will automatically go away.
Brands don't matter, quality does. I can't believe you're arguing with me over shoes????
You do realize it takes 2 to argue right?
OH absolutely! I'm willing to argue over shoes because I LOVE them. But you're arguing out of hate and that confuses me. Love the shoes. Love them and they will reward you greatly.0 -
I try to buy foods that are buy one get one free. Definately take advantage of store texts and incentives. Famous foot wear if you sign up for email notfications you can save money. I shop dollar stores for some household items. One way to save money as well is diy laundry detergent. For buying a few ingredients you can make enough laundry for a year. I made 10 gallons and gave some away and I have a neighbor that keeps on asking for more. It was a fun activity and the kids have fun. My daughter shared the recipe and gave her teacher a sample. Google duggers laundry detergent. It is also great for sensitive skin, great for HE washing machines as well. There is also DIY fabric softener. I also have a recipe for diy fabric softener we are working on a Science Badge for Cub Scouts and the boys learned about going Green and back to the old days.0
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Wow I would almost wonder if it would be better for one of you to stay home and maybe work weekends. When my kids were babies I worked 12 hours shifts on Saturday and Sunday. I am a RN. It was better for us for me to work part time because day care would have been too much. Curious if it would be cheaper for you to hire a Nanny or a live in perhaps maybe a college student.0
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I like shoes. Skate shoes, walking shoes, running, casual and dress. Gotta have em all.
What was the question again?0 -
I like shoes. Skate shoes, walking shoes, running, casual and dress. Gotta have em all.
What was the question again?
Well, aparantly, paying more than $20.00 for dress shoes for work is the equivalent to sacrificing babies to satan.0 -
I like shoes. Skate shoes, walking shoes, running, casual and dress. Gotta have em all.
What was the question again?
Well, aparantly, paying more than $20.00 for dress shoes for work is the equivalent to sacrificing babies to satan.
And orthopedics will solve any back problems you might experience while you're wearing your cheap *kitten* shoes.0 -
i'm in the same boat, dude!0
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I think the most I ever paid was $100.00 and being a nurse working 14 hour days I really needed a good pair of shoes. I tried buying cheaper shoes but my feet were hurting. I am a Diabetic so my doctor told me buy a pair of shoes that are alot more on the expensive side I wore those shoes for 2 years. I would never pay $150.00 for a pair of shoes for my kids. The most I have paid are around $50.00 and my son did extra chores to earn them. Otherwise Payles BOGO. I would never spend $75.00 for another kids birthday present. Seriously? The most I pay is $10.00 and that is usually for a kid we know. A kid from school the kids are allowed $5.00 and they make their own card and wrap with newspaper. Kmart and Walmart now have layaway. I put some of my daughters school clothes on layaway. I had to pay a $5.00 fee but it was well worth it. She got the clothes before everybody started looking for clothes for back to school. When we want to save for something special we put change in a pickle jar. Also try opening a account with your debit card. It is called keep the change. It adds your change to your account. I saved $25.00 in 4 months. It was enough money to take the kids to the money0
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My shoes live.0
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I think it was $150, not $20. More tah $20 is akin to sacrificing marshmallow to the fire, maybe. But they look pretty when they burn!I like shoes. Skate shoes, walking shoes, running, casual and dress. Gotta have em all.
What was the question again?
Well, aparantly, paying more than $20.00 for dress shoes for work is the equivalent to sacrificing babies to satan.
I think $150 if fine if it's not a monthly thing.. If the shoes last you a few years and it fits the budget. My son wears a size 13 and has ankles that roll, I pay a pretty penny for his shoes have good ankle support... I look for bargains and sales, but still.....0 -
www.zappos.com
order your shoes online. I think the MOST I've ever spent on pair of shoes is $120 and those were for work at a job where I HAD to stand on my feet all day every day. Where are you shopping?0 -
www.zappos.com
order your shoes online. I think the MOST I've ever spent on pair of shoes is $120 and those were for work at a job where I HAD to stand on my feet all day every day. Where are you shopping?
Shopping centre. I will not buy shoes unless I try them on.0 -
My husband is active duty Marines and I have a small income. Together, we make it and have gotten a savings going (its not much but its a start!). I clip coupons and we don't really spend much unless its a necessity. Thankfully, we have 3 cars paid off before we got married so that isn't an expense for us. It takes a lot of sacrifice though and a close look at wants vs needs. There are plenty of online tools can help with budgeting for those who might need some help!0
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I have tried on shoes at the store, then went and ordered them somewhere on sale online.www.zappos.com
Shopping centre. I will not buy shoes unless I try them on.0 -
Well, aparantly, paying more than $20.00 for dress shoes for work is the equivalent to sacrificing babies to satan.
HA HA HA HA ... I just spit Diet Mountain Dew all over my laptop. Oh wait, I'm probably wasting money by drinking soda! But back on topic, Jesus Christ people!!!! Lighten up. This place is getting more and more hostile every day. I don't remember anything in the original post where the poster was asking for sympathy or pity or even a lesson on budgeting. He was simply stating his situation and asking if others are in a similar situation. Offering advice is cool and all, but you can do it without casting judgement on the person. As for me, I'm trying to save up for a nice set of cowboy boots. They cost about $150, which is actually laughably cheap for a pair of boots, and they should last me about 5 years or so if I wear them every day. (At least the pair I have on right now did.)0 -
I have tried on shoes at the store, then went and ordered them somewhere on sale online.www.zappos.com
Shopping centre. I will not buy shoes unless I try them on.
My friends and I do this with clothing and shoes. You still get the items at a discount (online sales tend to be awesome) but you have the security of knowing that they fit/are comfortable.
The only thing I've bought online sight unseen is jewelry - and it wasn't that expensive so if it had sucked I wouldn't have really minded.0 -
Visiting a 3rd world country took the word "need" out of my vocabulary. I rarely say it anymore.0
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Hmmm... I now shop at Whole Foods instead of Stop N Shop (Yes, I'm that AHole) and I found that I spend the same amount, if not a little less on groceries than I did at Stop N Shop. For me, I need to plan my meals for the week-- so I only buy what I know I can eat. In addition, I'm not buying things I did with my old dietary habits (soda, chips, ice cream, junk food-- see Wheat Thins, Goldfish).
If you buy anything that resembles junk food -- look how much it costs and how quickly it adds up. It's brutal. Orange juice? Apple Juice? Stuff is so expensive. I gave it all up and just drink water (with the exception of tea a few times a week).
While Whole Foods is not cheap (even though I don't buy the organic stuff), I find that their produce and meats taste much better. If you eat healthy and focus in the necessities, your grocery bills will see a drastic change.
Tip: Go to the store with a list and do not go hungry!0 -
Hmmm... I now shop at Whole Foods instead of Stop N Shop (Yes, I'm that AHole) and I found that I spend the same amount, if not a little less on groceries than I did at Stop N Shop. For me, I need to plan my meals for the week-- so I only buy what I know I can eat. In addition, I'm not buying things I did with my old dietary habits (soda, chips, ice cream, junk food-- see Wheat Thins, Goldfish).
If you buy anything that resembles junk food -- look how much it costs and how quickly it adds up. It's brutal. Orange juice? Apple Juice? Stuff is so expensive. I gave it all up and just drink water (with the exception of tea a few times a week).
While Whole Foods is not cheap (even though I don't buy the organic stuff), I find that their produce and meats taste much better. If you eat healthy and focus in the necessities, your grocery bills will see a drastic change.
Tip: Go to the store with a list and do not go hungry!
I agree about Whole Foods for the most part. Good stuff.0 -
You just have to make the decision to cut back where you can. You said gifts for other kids? that was one of the first things to go when we were revamping our budget. Running shoes we do spend a decent amount on but we both have arch issues and it is pretty much my only splurge for myself. You just have to cut back where you can. Coupons and shopping for BOGO sales has also helped us. Good luck! it is frustrating to be over budget. I have to admit we need to learn how to pay ourselves each month too. Dave Ramsey would not be happy with me
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We will continue tomorrow0
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Round 2 FIGHT! :explode:0
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Does anyone have any advice for cutting grocery budgets in Canada? As I said, I'm in grad school (so no car and I'm limited to two grocery stores and a farmer's market within walking distance) and have basically cut out meat from my diet other than 1 whole roast chicken I roast on Sundays which I use for the school week.
I live in a diverse area, the ethnic grocery stores are fabulous & reasonable for produce. I can go in to the little Spanish store and spend less than 30$ for all our produce for the week. And my kids eat a lot of fruit! I eat tons of veggies.
For my dairy I shop at a store called Aldi's. It only stocks their own brands. But it's so cheap. I can get a gallon of milk for 1.99 vs 5.00 at my favorite grocery store. My Greek yogurt is .70 cents vs 1.25.
These two stores are hidden gems. Many folks in my neighborhood have no idea where they're at or have never heard of them. I suggest doing a search for the small stores in your area. It might be worth calling in a favor from a friend to drive you or a bus ride.0 -
Well, aparantly, paying more than $20.00 for dress shoes for work is the equivalent to sacrificing babies to satan.
HA HA HA HA ... I just spit Diet Mountain Dew all over my laptop. Oh wait, I'm probably wasting money by drinking soda! But back on topic, Jesus Christ people!!!! Lighten up. This place is getting more and more hostile every day. I don't remember anything in the original post where the poster was asking for sympathy or pity or even a lesson on budgeting. He was simply stating his situation and asking if others are in a similar situation. Offering advice is cool and all, but you can do it without casting judgement on the person. As for me, I'm trying to save up for a nice set of cowboy boots. They cost about $150, which is actually laughably cheap for a pair of boots, and they should last me about 5 years or so if I wear them every day. (At least the pair I have on right now did.)
150 is cheap for cowboy boots, and you can get them re-soled if they wear down.
I think the shoe thing got a little out of control. I think the heart of your post was, "everytime I get where I need to be something comes up". I sympathize. Maybe it's best to just build in a $100 cushion in your budget. Money you can't touch unless you could justify it to the world of MFP Forums.0 -
This is all basic budgeting 101, so I dunno if it's redundant, but since it really helped our family was to first figure out where the money was going as exactly as we could (yeah, basic, I know
) I saved every. single. receipt for 6 months and spent about 5-10 minutes a day by the computer entering it in to an excel spreadsheet.
While doing this, I went through our bank statements for the year before to see how much we were paying for the big, reaccuring expenses. Gas, Electricity, mortgage/rent, etc and figured out a monthly average. (added the yearly cost together and divided by 12. simples.) We were always "surprised" or unprepared by the electricity bill in January for example, or the school fees took a big chunk in September.
For things that are not "bills", I still use this principle. I put aside the monthly average amount for the kids' clothes or school uniforms or car repairs.
When I got a few numbers in from our receipts and by going over the online statements on our bank, sorting them by store, I looked at things like car repairs, petrol costs, food, gifts, etc and did the same calculation for those.
When I'd figured out the monthly averages I sat down to make a budget.
I take the monthly average and round it up. Then I budget to put away that amount to a special joint account every month. So even if we don't get an electricity bill one month, because they are quarterly, I put away the money for it. If the income vs outcome didn't add up, we looked where we could cut stuff out. Cable, shopping round for cheaper internet etc.
It's a nice feeling to be able to know that the money is there for almost all expenses.
Having money put away for clothes made it possible to take advantage of sales in a whole different way, or go to outlets and stock up.
On top of this we have an "emergency fund". I looked a year back on our unexpected costs, thought about what could possible break and what it would take to replace them, made an average and put that into our emergency fund. It might not cover it all, but it was a relief to at least be able to have half the money when the fridge broke.
Also, savings goes first.
Food and clothes are budgeted amounts. So are "fun stuff". I have a set, quite small, amount budgeted for gifts for kids' birthday parties and try to find things on sale that we keep in a basket. (things like colouring books, popular novels, teddies (just found brand new Brown Thomas teddies for €0.5 at a thrift shop for example 0.o) )
If I manage to spend less than the budgeted amount for food and clothes, it goes into a jar or in the savings account. If we haven't needed it for 6 months or a year or so, it goes to a holiday fund or we do something fun with the family.
I try to never say to my kids that we can't afford something, even if it's true, it's just not in the budget but we can look it over.
My husband calls me the budget fascist, lol, but he's not complaining about the consequences from it 0
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