Irresponsible SO
Replies
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you should write a book on your findings \m/Whatever you do, don't confront him directly.
I find subtle methods to be most effective, like sighing loudly and insisting that nothing is wrong, and withholding sex.
Hope this helps. :flowerforyou:0 -
Whatever you do, don't confront him directly.
I find subtle methods to be most effective, like sighing loudly and insisting that nothing is wrong, and withholding sex.
Hope this helps. :flowerforyou:
You are obviously married!
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Just check his online banking frequently and be all like "WTF DID YOU BUY AT CANADIAN TIRE FOR $300.00". he will get sick of your b!tching and learn to be more responsible with money.
I cannot believe you didn't say "Just break up."
What is this forum coming to?0 -
I think when 2 people are together, their decisions should be what is best for the relationship. Yes it is his money, but what does he do if he needs new tires, or a plane ticket to see a sick family memeber? Because of my girl, I think that just because it is your money doesn't mean that wreckless spending is an OK excuse for if an emergency happens and there are no funds...0
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Just check his online banking frequently and be all like "WTF DID YOU BUY AT CANADIAN TIRE FOR $300.00". he will get sick of your b!tching and learn to be more responsible with money.
I cannot believe you didn't say "Just break up."
What is this forum coming to?
I'M SICK OF ALL THIS PRESSURE, I CAN'T TAKE IT ANYMORE. SORRY I'M NOT PERFECT.0 -
Just check his online banking frequently and be all like "WTF DID YOU BUY AT CANADIAN TIRE FOR $300.00". he will get sick of your b!tching and learn to be more responsible with money.
I cannot believe you didn't say "Just break up."
What is this forum coming to?
I'M SICK OF ALL THIS PRESSURE, I CAN'T TAKE IT ANYMORE. SORRY I'M NOT PERFECT.
just BREAK up with Pom :laugh:
all is well... you can all carry on now0 -
You should spend even more, so he knows what it feels like.0
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Check his text messages.
This. He is clearly cheating!0 -
Slowly chemically castrate him...then when he's sleeping weave what's left of his *kitten* into a vagina. That makes the most sense.
Or you can close the joint account.
AGREED! Yes, it does ... and it works really really well ... until you start to miss his penis, but there are stores for that.
LOL0 -
Why why why WHY would unmarried people have joint bank accounts? You break up, he takes all the money in the joint account. You don't have any way of proving that the money in account was yours. Ergo, you lose all your money.
Even if you're married you should still have your own money. What a nightmare. Joint account for household expense. Separate accounts for all of your stuff and his stuff. Saves a lot of trouble on stuff. A set amount from each of you goes into the household expense account and whatever else is yours to spend on your own expenses.
lots of people with joint accounts before marriage also have a " EFF YOU" account
where you hide and store money :laugh:0 -
no joint accounts for personal spending!
Joint account for bill paying only, separate accounts for spending money allowance!
^^^^THIS!!!^^^0 -
Check his text messages.
This. He is clearly cheating!
how could this NOT be more obvious0 -
good luck..my ex could not control her spending. individual accounts just means he will spend his money and leave you with the bills to pay...
THIS
We (me & the hubs) don't have joint account, nor do we have access to each other's account (mainly because my bank is a &^$&*), but somehow I get left paying almost ALL THE BILLS, while he spends his money on his cars (not flipping mine oh heaven help if something breaks on mine) and tools. Yes, I make 3 times what he does, but really? I have to plan for anything I want for months, while he'll just jump and buy whatever and when ever he wants.
Trust me - CHANGE IT NOW or he'll just keep going at him (or her). Either talk, show him/her the bills (in like written form or spreadsheet), or every payday, demand they fork over XXXX amount, BUT... show them exactly what bills their money is being applied to. Make the bills relate to something they want/need/desire (cable, internet, electric, etc)
Also, don't feel bad if you have to make a stand on them NOT getting something. I've had to threaten to toss him out of the house if he purchased some items (like he currently wants a welding machine - WHY????). And when the ONE time he didn't listen - I changed all the passwords to EVERYTHING in the house and had his phone (which is in MY NAME and I PAY) temp shut off.
He learned I wasn't messing around.0 -
no joint accounts for personal spending!
Joint account for bill paying only, separate accounts for spending money allowance!
This is what we do and it has worked perfectly for years.0 -
good luck..my ex could not control her spending. individual accounts just means he will spend his money and leave you with the bills to pay...
THIS
We (me & the hubs) don't have joint account, nor do we have access to each other's account (mainly because my bank is a &^$&*), but somehow I get left paying almost ALL THE BILLS, while he spends his money on his cars (not flipping mine oh heaven help if something breaks on mine) and tools. Yes, I make 3 times what he does, but really? I have to plan for anything I want for months, while he'll just jump and buy whatever and when ever he wants.
Trust me - CHANGE IT NOW or he'll just keep going at him (or her). Either talk, show him/her the bills (in like written form or spreadsheet), or every payday, demand they fork over XXXX amount, BUT... show them exactly what bills their money is being applied to. Make the bills relate to something they want/need/desire (cable, internet, electric, etc)
Also, don't feel bad if you have to make a stand on them NOT getting something. I've had to threaten to toss him out of the house if he purchased some items (like he currently wants a welding machine - WHY????). And when the ONE time he didn't listen - I changed all the passwords to EVERYTHING in the house and had his phone (which is in MY NAME and I PAY) temp shut off.
He learned I wasn't messing around.
Are you talking about your husband, or your kid? I can't tell.0 -
Haha, I think I hit a sensitive area! We're married and have been sharing money/expenses for about 6 years. He has spending problems (and he admits to it). I've tried a lot of different tactics. I manage all of our accounts and pay all of the bills. I have a separate savings and credit card he doesn't have access to. We go over the budget religiously, though when he spends irresponsibly I think he's probably not paying any attention to me... We tried a cash allowance, but now it is obvious that when that allowance runs out, he just goes straight to the debit card (our joint acct). Maybe we should go to separate checking accounts. It would be nice to not have to be furious with him about spending my money!0
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Haha, I think I hit a sensitive area! We're married and have been sharing money/expenses for about 6 years. He has spending problems (and he admits to it). I've tried a lot of different tactics. I manage all of our accounts and pay all of the bills. I have a separate savings and credit card he doesn't have access to. We go over the budget religiously, though when he spends irresponsibly I think he's probably not paying any attention to me... We tried a cash allowance, but now it is obvious that when that allowance runs out, he just goes straight to the debit card (our joint acct). Maybe we should go to separate checking accounts. It would be nice to not have to be furious with him about spending my money!
Yes, hitting him in his sensitive area would do the trick.0 -
Get rid of the joint accounts. My husband and I don't have joint accounts. We shuffle money between accounts as needed. He's a big boy - I don't need to police his spending, and he doesn't need to police mine. As long as the bills get paid, I don't care if he goes out and spends his last hundred dollars on a binge night at the bar as long as he doesn't come to me asking for money for gas the next day. The money he and I both have left over in our accounts after bills get paid is ours to do with as we each see fit. And we've never had the bills go unpaid.0
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Stop putting your money into the joint account and get your own account.0
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We don't have a joint account and we are married. We have our separate checking, he has a savings account of his own, and I have a savings account opened for our son. But I do make sure the bills are paid and he asks if we can financially do things and it comes out of his account.0
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why did you join your accounts0
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why did you join your accounts
Because they were in love
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I very briefly had this problem with my wife when we were first married...It was quickly resolved when I canceled the satellite, phone, and internet. Then she started to think...Hmmmmm do I want to shop at friggin Ann Taylor everyday at lunch or would I like to have some creature comforts at home? The last straw was when I didn't pay the trash collection bill and they cut us off. I told her it was no biggie, we could just load it all up every Saturday morning in the trailer and make a dump run...go old school...that pretty much did it and we had a serious sit down to go over the budget.0
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Slowly chemically castrate him...then when he's sleeping weave what's left of his *kitten* into a vagina. That makes the most sense.
Or you can close the joint account.
I always thought that was the source of over spending. LOL
Aw shaddup for pete's sake, it's a joke!0 -
why did you join your accounts
Because they were in love
lulz
no reason to stop using math0 -
Wow we must be crazy. We have had one account and the same account for years. Our argument settler was to just get a budgeting program and have me reconcile the bank every few days. Works great so far. Men seem to just need a concrete limit to follow. That or start using the cash envelope system! And make sure he works with you on the budget so he's not clueless.0
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so for gym class the PT wants us to wear something wacky. I immediately thought of getting a elf/santa morph suit.. 39 bucks at Party city.
told Girlfriend...
Her remark...
Yeah ok spend $100 for something u wear once!
stupid level headed girlfriend.... :laugh: :laugh:0 -
How do you handle irresponsible spending on the part of your SO? Take this from the point of view of having joint accounts/shared money as well as shared expenses.
I never encountered that. My wife, God rest her soul, was very very thrifty. Ok she was cheap.0 -
Separate accounts and split the expenses. My wife and I have done this ever since we've been together (we do have a joint savings account together though that we never touch) and have NEVER had a dispute about money.How do you handle irresponsible spending on the part of your SO? Take this from the point of view of having joint accounts/shared money as well as shared expenses.
A.C.E. Certified Personal and Group Fitness Trainer
IDEA Fitness member
Kickboxing Certified Instructor
Been in fitness for 28+ years and have studied kinesiology and nutrition0 -
Lol, *****ing doesn't work. It just makes men want to be away from the house more.Just check his online banking frequently and be all like "WTF DID YOU BUY AT CANADIAN TIRE FOR $300.00". he will get sick of your b!tching and learn to be more responsible with money.
A.C.E. Certified Personal and Group Fitness Trainer
IDEA Fitness member
Kickboxing Certified Instructor
Been in fitness for 28+ years and have studied kinesiology and nutrition0
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