Has the Government shutdown...................

... I'm thinking you don't know how much government workers make. Also, a lot of people's savings are in 401ks/IRAs/other assets that are not liquid because they have a steady job and know there will be a paycheck coming. That is, unless the government gets shut down, and who expected that?

Sorry but anyone who doesn't have a savings or any amount of money stashed away some where that is liquid, available and accessible because "they have a steady job and know there will be a paycheck coming" is rather daft. I had a steady job and a paycheck coming and yet I still had my 401(k) and a savings account because I don't believe in living paycheck-to-paycheck (which if you have nothing saved that's what you're doing) for one and two I didn't live in a fantasy bubble where I believed "it can't happen to me" because guess what? It CAN! (Thankfully it didn't and I quit my job to start my own business but believe me that savings came in very handy when my husband struck out on his own fifteen years ago).

And Romney expected the Government shutdown. I believe he said that if Obama was reelected that people should be prepared for a Government shutdown.

I respect you very much for having a plan, however I don't think it's fair to call those without savings daft. I had a liquid savings outside of my 401k, but that went quickly when my ex walked out on me. I was stay at home mom with no job. Luckily I was able to find a job within a month and I am not on welfare. However, becuase of circumstance I no longer have a savings. I don't have the mentality of "It's can't happen to me" becuase I do struggle every week, and I do try to put a little aside each pay check. Sometimes it lasts sometimes it doesn't. I have a plan in place for the future of my savings, but right now there are other bills my money is going towards. Does that make me daft? Not at all, it makes me appreciate having my job and it forces me to understand what is essintial to survive and what isn't.

You're also not in your 40s and have been working the same job for 20+ years.. I'd think with 20+ years of the same job under your belt you'd have some savings...

SAHM getting walked out on =/= working for 20+yr

You are correct. My point was more that sometimes it's circumstances that deplete savings. I know many people bring it on themselves. My sister for example is a military wife. Her husband has been in service for 18 years now. They have nothing saved they are always too broke to do anything, and yet when he deployed in June he told her to buy 3 new things....she bought a king sized bed for herslef, a new fridge becuase her ice maker was broken, and an Ipad. Yet when her daughter wanted to go to senior prom they couldn't afford the dress. That is daft!
The poster who used that statement didn't specify 20 years. Others did, but the post I repsonded to did not. Again, I very much respect those who do have a savings becuase it gives me hope for my financial future.

No, He did say she'd been working there for 20 years. But some people are just stupid with money.. Hard to feel bad when they fall on hard times when you KNOW they should be fine.

Actually it all started when big buisness Health companies started to get out of control and charge to much so people had a hard time being able to pay for health care. So insurance companies are created with the idea that you can make monthly payments that are low and afordable enough so a person can still recieve health care but for less. Well since both are buisness and about profit the prices have risen again to unaffordable prices. example. When I first went to the emergency room for a kidney stone I was given an IV drip and an x-ray cost about $500. 10 years later got another kidney stone was given same thing IV drip and x-ray but cost $8,000. There is something wrong with that. Bill Maher last friday pointed out it costs like $350 for the company to make a false hip replacment but as it goes through the system the buyer pays $35,000 how is that justified??

So Obama gets elected by the people, mainly because he promised to deliever us health care reform. You know to fix the problem and make it affordable for everyone. (Affordable Health Care) The most logical would be a single payer system not that complicated. Yet republicans fight over it due to there way of thinking that the government is bad. 'They take all my money with taxes and restrict me from making more money in buisness with there regulations ><. Who cares that majority of the country cannot afford health care. I'm unsimpathetic and selfish so F'em. I can pay for health care still so I don't care, its just those lazy poor who don't make enough money and use my taxes.' Backed by lobby for big buisness they chop up the bill and make it overly complicated (as they do with all buisness regulations to make it full of loop holes and to keep the people ignorant of how they are screwing us over.) As well as locking it in for insurance companies to remain in the buisness of health care. Obama compromised a lot just to get the bill passed.

Since its been passed the republicans have been trying every propaganda and scheme they can to confuse the people and destroy ACA. It really upsets me that people even listen to them anymore. They have been so manipulative and there intentions are not for the people it all comes off as insanity. Now they shut down the government and pointing the finger at Obama for not compromising. Yet people believe there BS. If they really cared about the people they would come up with a plan that would fix the original problem instead of just trying to destroy the law that has passed. Don't tell me it costs to much when its something we need. Isn't it the responsability of the government 'both parties' to figure this out and come up with how to pay for services we need?

I also know that last time USAA paid all the military members a few days late since the government didn't pay out. I also know that during these times, most lenders don't tack on fees for military.

Good grief. People living paycheck to paycheck may have honest to goodness reasons for doing so. Fresh out of school? elderly parents to take care of? Childcare expenses? Childcare expenses for children with disabilities? Etc. Someone may have legitimately just blown through their reserves for a perfectly good reason (like their car just died, or need a new roof). Who are you to judge them as daft?

To call people daft for living paycheck to paycheck is passing judgement on folks you don't even know. It'a short sighted and makes you a massive d-bag.

Amen to this!

Amen for the amen! , I live paycheck to paycheck, not by choice. I work at a Federal prison as a contract xray tech, but its not enough to cover most bills. I am also single parent to two boys. no support from the dad because its supposed to be "50/50''.

I struggle to put food in my fridge and cupboards, but I have found ways to manage. I get only the basic necessities I need for the week. Believe me, if I could have a savings account with actual money in it I would.

I'm only through page one...

...but if that's any indication...

...I'm very 'in'...

...to read the rest of this thread later...

...but only if I have absolutely nothing else to do instead.

Actually it all started when big buisness Health companies started to get out of control and charge to much so people had a hard time being able to pay for health care. So insurance companies are created with the idea that you can make monthly payments that are low and afordable enough so a person can still recieve health care but for less. Well since both are buisness and about profit the prices have risen again to unaffordable prices. example. When I first went to the emergency room for a kidney stone I was given an IV drip and an x-ray cost about $500. 10 years later got another kidney stone was given same thing IV drip and x-ray but cost $8,000. There is something wrong with that. Bill Maher last friday pointed out it costs like $350 for the company to make a false hip replacment but as it goes through the system the buyer pays $35,000 how is that justified??

So Obama gets elected by the people, mainly because he promised to deliever us health care reform. You know to fix the problem and make it affordable for everyone. (Affordable Health Care) The most logical would be a single payer system not that complicated. Yet republicans fight over it due to there way of thinking that the government is bad. 'They take all my money with taxes and restrict me from making more money in buisness with there regulations ><. Who cares that majority of the country cannot afford health care. I'm unsimpathetic and selfish so F'em. I can pay for health care still so I don't care, its just those lazy poor who don't make enough money and use my taxes.' Backed by lobby for big buisness they chop up the bill and make it overly complicated (as they do with all buisness regulations to make it full of loop holes and to keep the people ignorant of how they are screwing us over.) As well as locking it in for insurance companies to remain in the buisness of health care. Obama compromised a lot just to get the bill passed.

Since its been passed the republicans have been trying every propaganda and scheme they can to confuse the people and destroy ACA. It really upsets me that people even listen to them anymore. They have been so manipulative and there intentions are not for the people it all comes off as insanity. Now they shut down the government and pointing the finger at Obama for not compromising. Yet people believe there BS. If they really cared about the people they would come up with a plan that would fix the original problem instead of just trying to destroy the law that has passed. Don't tell me it costs to much when its something we need. Isn't it the responsability of the government 'both parties' to figure this out and come up with how to pay for services we need?

Actually it all started when big buisness Health companies started to get out of control and charge to much so people had a hard time being able to pay for health care. So insurance companies are created with the idea that you can make monthly payments that are low and afordable enough so a person can still recieve health care but for less. Well since both are buisness and about profit the prices have risen again to unaffordable prices. example. When I first went to the emergency room for a kidney stone I was given an IV drip and an x-ray cost about $500. 10 years later got another kidney stone was given same thing IV drip and x-ray but cost $8,000. There is something wrong with that. Bill Maher last friday pointed out it costs like $350 for the company to make a false hip replacment but as it goes through the system the buyer pays $35,000 how is that justified??

So Obama gets elected by the people, mainly because he promised to deliever us health care reform. You know to fix the problem and make it affordable for everyone. (Affordable Health Care) The most logical would be a single payer system not that complicated. Yet republicans fight over it due to there way of thinking that the government is bad. 'They take all my money with taxes and restrict me from making more money in buisness with there regulations ><. Who cares that majority of the country cannot afford health care. I'm unsimpathetic and selfish so F'em. I can pay for health care still so I don't care, its just those lazy poor who don't make enough money and use my taxes.' Backed by lobby for big buisness they chop up the bill and make it overly complicated (as they do with all buisness regulations to make it full of loop holes and to keep the people ignorant of how they are screwing us over.) As well as locking it in for insurance companies to remain in the buisness of health care. Obama compromised a lot just to get the bill passed.

Since its been passed the republicans have been trying every propaganda and scheme they can to confuse the people and destroy ACA. It really upsets me that people even listen to them anymore. They have been so manipulative and there intentions are not for the people it all comes off as insanity. Now they shut down the government and pointing the finger at Obama for not compromising. Yet people believe there BS. If they really cared about the people they would come up with a plan that would fix the original problem instead of just trying to destroy the law that has passed. Don't tell me it costs to much when its something we need. Isn't it the responsability of the government 'both parties' to figure this out and come up with how to pay for services we need?

Okay, so I'll grant you the part about the health and insurance companies. But, let's get the facts straight about the ACA. It was passed when BOTH houses of congress were lead by a majority of Democrats. Remember, it was Speaker Nancy Pelosi telling everyone that they should just vote on the bill (before even reading it). If they had taken even two days to read the bill, it wouldn't have time to pass before they left on holiday. IMHO, there are some good things in the ACA, and there are some questionable things in the law as well.

The Republican majority in the House was elected in 2010 primarily in response to the ACA. The Republicans feel that they have a mandate from their voters to repeal, remove or at least water down most of the ACA. And if you talk to their constituents, that's what the majority of them were (and still are) saying.

Move to 2012, and the Democrats believe that they have the mandate back since the president was re-elected, and the Republicans in the House believe that they still have it because they were all re-elected as well. The only ones who weren't are 2/3rds of the Senate, and they are split pretty evenly between Dems and Reps.

Now, as a current federal employee, who is furloughed, I think that the whole situation is ridiculous. I blame BOTH sides of Congress for not doing their main job, which is funding the government for the next year through the budgetary process. I blame the President for using his bully pulpit at the last minute, when he could've been prompting Congress to work with him on the budget since the last threatened shut-down (this past spring). I blame the media for oversimplifying the whole mess. And finally, I will blame the American people if we don't get new representation in Congress this next election!

. And finally, I will blame the American people if we don't get new representation in Congress this next election!

Actually it all started when big buisness Health companies started to get out of control and charge to much so people had a hard time being able to pay for health care. So insurance companies are created with the idea that you can make monthly payments that are low and afordable enough so a person can still recieve health care but for less. Well since both are buisness and about profit the prices have risen again to unaffordable prices. example. When I first went to the emergency room for a kidney stone I was given an IV drip and an x-ray cost about $500. 10 years later got another kidney stone was given same thing IV drip and x-ray but cost $8,000. There is something wrong with that. Bill Maher last friday pointed out it costs like $350 for the company to make a false hip replacment but as it goes through the system the buyer pays $35,000 how is that justified??

So Obama gets elected by the people, mainly because he promised to deliever us health care reform. You know to fix the problem and make it affordable for everyone. (Affordable Health Care) The most logical would be a single payer system not that complicated. Yet republicans fight over it due to there way of thinking that the government is bad. 'They take all my money with taxes and restrict me from making more money in buisness with there regulations ><. Who cares that majority of the country cannot afford health care. I'm unsimpathetic and selfish so F'em. I can pay for health care still so I don't care, its just those lazy poor who don't make enough money and use my taxes.' Backed by lobby for big buisness they chop up the bill and make it overly complicated (as they do with all buisness regulations to make it full of loop holes and to keep the people ignorant of how they are screwing us over.) As well as locking it in for insurance companies to remain in the buisness of health care. Obama compromised a lot just to get the bill passed.

Since its been passed the republicans have been trying every propaganda and scheme they can to confuse the people and destroy ACA. It really upsets me that people even listen to them anymore. They have been so manipulative and there intentions are not for the people it all comes off as insanity. Now they shut down the government and pointing the finger at Obama for not compromising. Yet people believe there BS. If they really cared about the people they would come up with a plan that would fix the original problem instead of just trying to destroy the law that has passed. Don't tell me it costs to much when its something we need. Isn't it the responsability of the government 'both parties' to figure this out and come up with how to pay for services we need?