True Confessions - Don't Judge

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  • cee134
    cee134 Posts: 33,711 Member
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    te2emsb5vbvs.gif
  • _dixiana_
    _dixiana_ Posts: 3,262 Member
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    Timshel_ wrote: »
    I confess I think most people live well outside their means and don't think enough about their future.
    lstrat115 wrote: »
    Timshel_ wrote: »
    I confess I think most people live well outside their means and don't think enough about their future.

    I agree and firmly believe all high school students should have to have a class or seminar on things like credit use and budgeting.

    Yes! I look at people I know who make about the same money as us and think "how do they afford all that?!" Bigger house, newer cars, stupid stuff like Yeti coolers. But we're putting a good hunk away for later so we live well below what we bring in. Helps me sleep at night.

  • MalkinMagic71
    MalkinMagic71 Posts: 1,433 Member
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    This thread keeps me from going insane.
  • Timshel_
    Timshel_ Posts: 22,834 Member
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    _dixiana_ wrote: »
    Timshel_ wrote: »
    I confess I think most people live well outside their means and don't think enough about their future.
    lstrat115 wrote: »
    Timshel_ wrote: »
    I confess I think most people live well outside their means and don't think enough about their future.

    I agree and firmly believe all high school students should have to have a class or seminar on things like credit use and budgeting.

    Yes! I look at people I know who make about the same money as us and think "how do they afford all that?!" Bigger house, newer cars, stupid stuff like Yeti coolers. But we're putting a good hunk away for later so we live well below what we bring in. Helps me sleep at night.

    I talk with students and younger people a lot about this. What prompted me to post was talking to a 25 year old that said he would have LOVED. class in high school with information we were talking about. I mean, I am an educator and we din't make lots of money, but I don't spend much, have been scrimping and investing every bit I can, and made it all work. But I have friends who tell me how broke they are that they can't pay bills, but we are out at lunch and they are talking on the newest phones, ordering like crazy, and we go out in their nice cars. Crazy.

    I haven't had a car payment or any payments but my mortgage in over 12 years. That alone is a huge savings. I do all my work on cars and my house myself, which saves $1000's and more each year. So many ways to save...I see so many younger people leveraging and spending their future now.

    Anyway...off my soap box.
  • _dixiana_
    _dixiana_ Posts: 3,262 Member
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    lstrat115 wrote: »
    I am such a nerd I have considered talking to the school board about letting me do a convocation for juniors and/or seniors about credit and how badly you can screw your life up bynot using it wisely.

    Great idea! You should definitely do it.
  • _dixiana_
    _dixiana_ Posts: 3,262 Member
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    Timshel_ wrote: »
    _dixiana_ wrote: »
    Timshel_ wrote: »
    I confess I think most people live well outside their means and don't think enough about their future.
    lstrat115 wrote: »
    Timshel_ wrote: »
    I confess I think most people live well outside their means and don't think enough about their future.

    I agree and firmly believe all high school students should have to have a class or seminar on things like credit use and budgeting.

    Yes! I look at people I know who make about the same money as us and think "how do they afford all that?!" Bigger house, newer cars, stupid stuff like Yeti coolers. But we're putting a good hunk away for later so we live well below what we bring in. Helps me sleep at night.

    I talk with students and younger people a lot about this. What prompted me to post was talking to a 25 year old that said he would have LOVED. class in high school with information we were talking about. I mean, I am an educator and we din't make lots of money, but I don't spend much, have been scrimping and investing every bit I can, and made it all work. But I have friends who tell me how broke they are that they can't pay bills, but we are out at lunch and they are talking on the newest phones, ordering like crazy, and we go out in their nice cars. Crazy.

    I haven't had a car payment or any payments but my mortgage in over 12 years. That alone is a huge savings. I do all my work on cars and my house myself, which saves $1000's and more each year. So many ways to save...I see so many younger people leveraging and spending their future now.

    Anyway...off my soap box.

    There you go with my fantacy again. Frugal is hot.

  • MalkinMagic71
    MalkinMagic71 Posts: 1,433 Member
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    Most people just scribble their names if they write a check anyways. I can write cursive, but I basically do my first initial of my first name and a squiggly line, and then the same with my last name.
    jtegirl1 wrote: »
    lstrat115 wrote: »
    littlemissbgiff wrote: »
    lstrat115 wrote: »
    I am such a nerd I have considered talking to the school board about letting me do a convocation for juniors and/or seniors about credit and how badly you can screw your life up bynot using it wisely.

    Took my 17yr old to the bank to open her first checking account and she didn't know how to write a check. Not that checks are really used anymore but I took a class in middle school that taught us all about finances, budgets, credit cards. She was clueless.

    They aren't even teaching cursive here anymore. How the *kitten* are they supposed to sign their own names?

    The only schools that teach cursive here anymore are Catholic schools. I think it's crazy kids aren't taught it at all.

    Most people just scribble their names if they write a check anyways. I can write cursive, but I basically do my first initial of my first name and a squiggly line, and then the same with my last name.
  • Just_J_Now
    Just_J_Now Posts: 9,551 Member
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    PlaydohPants wrote: »
    RunHardBeStrong wrote: »
    Kasner1975 wrote: »
    I confess that I'm new to the Chit Chat threads, as I've spent move the year in Fun and Games.... but damn if this isn't more fun. So much crazy cliques over there. If you're not sporting a six pack, massive shoulders, and the need to fork anyone with two legs, you don't exist.

    Lol agreed, so glad I migrated over.

    Glad to have you too! I noticed a lot of people migrated over recently. What the hell happened there?

    I think the "person above youshit" gets old and tired after a while. And the whole yes, no, yes, NTM, yes, yes, no, maybe....lmao...it's ridiculous!!!
  • peanutbuttertuesday
    peanutbuttertuesday Posts: 192 Member
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    I once made deviled eggs just so I had an excuse to eat mayonnaise. I like weird sandwiches like peanut butter pickle, peanut butter cheese, peanut butter mayo, banana mayo, mayo onion. I once made an entire batch of buckeye balls for christmas and ate them all in a matter of days instead of gifting them to anyone. I haven't showered yet today. I never read any of the books I did book reports on in high school. The best part about eating clean is the pooping. Before I started dieting I would never drink water. I thought I made my booty clap once but it was just my thighs slapping together. I would let Beyonce take me to Red Lobster any day. I don't always count the calories from the milk I splash in my coffee.

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