Is it ok to ask for credit score/report before first date
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briansolomon7863 wrote: »If someone asked me about that on or before a fist date, that would be a huge red flag. I would avoid them like the plague.
to be fair i would want to know their credit score before a fist date. i like a tight *kitten* but i want to know i'll get my watch back..4 -
I think that's a good way to weed out the normals and only get weirdos (or maybe just really dumb people) actually....I sure as heck woudn't answer that question for a stranger1
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I kind of feel like if someone is willing to tell you his credit score before you meet, he might be weirder than someone who respects himself enough to keep it private from a relative stranger. I wouldn't give out my credit score to someone to prove my worthiness or un-weirdo-ness. Too personal.1
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I'm kinda wondering if they were hitting the wine bottle hard when this conversation was going4
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TeacupsAndToning wrote: »
Well that is way off. Everyone knows if you are drinking margaritas, you could care less about his credit score. Your only concern is whether the table you dancing on will break from under you.3 -
mrwineismybf wrote: »All jokes aside...whats equivalent in the dating world to the extremely personal questions guys ask ...
Personal questions such as? I'm curious what other people consider personal.
I hate being asked personal questions...it just shuts me down right away...I'll tell you about me when I feel comfortable! I hate being asked "tell me about yourself" my mind goes blank and I feel 'put on the spot'.
Questions I'd like to know (maybe not first date questions) is if there are any 'deal breakers', things I won't compromise on. From there I'd decide what type (if any) of a relationship was possible.
"tell me about yourself" or "what's your story" are the worst. it just seems so lazy, if you can't be bothered to narrow down what you want to know a little i definitely can't be bothered to write an essay describing my life.
somewhere between open ended "who are you" and "what's your credit score" there's a legitimate conversation that can happen. i'm sure of it.2 -
TeacupsAndToning wrote: »Muscle_for_Fitness wrote: »TeacupsAndToning wrote: »
Well that is way off. Everyone knows if you are drinking margaritas, you could care less about his credit score. Your only concern is whether the table you dancing on will break from under you.
*couldn't care less.
Touche, you obviously haven't started on any margaritas.0 -
I'll give you one reason to ask for a credit score:
"Three out of four Americans in a committed relationship, or 78 percent, prefer a partner who is good with money over one who is physically attractive."
-Citigroup survey
. . . and a denunciation of credit altogether from my homeboy Dave.
"Your credit score is not an indication that you're smart. It's not an indication that you're winning with money or that you have money. It's an indication that you borrowed money and paid it back a lot. You love to play kissy face with the bank. That's what your credit score is."
- Dave Ramsey2 -
MrStabbems wrote: »briansolomon7863 wrote: »If someone asked me about that on or before a fist date, that would be a huge red flag. I would avoid them like the plague.
to be fair i would want to know their credit score before a fist date. i like a tight *kitten* but i want to know i'll get my watch back..
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This relationship is sounding a bit...transactional.
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Is this a serious question?? That's like asking for copies of their birth certificate and 4 years of tax returns...4
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Sure if you want to be a giant douche1
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mrwineismybf wrote: »Is there not some way women can weed out the men without being critized
I thought dating was the weeding out part...getting to know them, finding shared interests, seeing if you have chemistry...If not, thanks for playing, move on.
I didn't even have credit when I met my husband...I never had a credit card, no loans, nothing...and neither did he. If either of us had asked for a credit score we would have been SOL, yet we are both good people who are driven and fun as all get out. Not to mention we both have BOMB credit scores now.
Honestly a credit score tells you about as much as someone's McDonald's order (which is what I'm eating for lunch).1 -
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Yes while we dine at a 5* restaurant that I booked, sipping £1000 a bottle of champagne, listening to your favourite band that I booked for you. That's when I'll ask how is your credit? You able to split the bill with your below average score, if its perfect we can drive off into the sunset in my Porche, that I have on finance.....1
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TeacupsAndToning wrote: »TeacupsAndToning wrote: »TeacupsAndToning wrote: »TeacupsAndToning wrote: »DaddyDunk91 wrote: »Yes while we dine at a 5* restaurant that I booked, sipping £1000 a bottle of champagne, listening to your favourite band that I booked for you. That's when I'll ask how is your credit? You able to split the bill with your below average score, if its perfect we can drive off into the sunset in my Porche, that I have on finance.....
LIES. You clearly don't have a porsche since you missed the "s."
looks like someone isn't going on a fantacy date
Not one that includes a ride in a porsche anyways lol
how about a motorcycle? You should see the way my big thumbs can grip the throttle
Does it have a sidecar and do you have a pair of old-timey goggles I can wear? That's the dream.
well for myself
I'll let the dog sit on my lap. I LOVE dogs.
Seriously - I'm much more concerned with whether my potential date is a dog person than what his credit score is.
Dog haters need not apply.3 -
I'd run a country mile if someone asked me this before a first or even a tenth date, sure ask before you move in together or commit to a partner in any financially compromising way, but seriously you're going to be turned down by a lot of people regardless of credit history who think it's inappropriately creepy, personal and rude. Same goes for any invasive snooping of finances like asking someones wage and assets.
Seriously if a guy asked me this the first things that would pop into my head would be, gold digger, paranoid control freak, criminal or c-c-c-combo of those.
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i have undateably bad credit.
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If you want wine to be your BF forever, go for it!6
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TeacupsAndToning wrote: »jessiferrrb wrote: »i have undateably bad credit.
Come on now, I'd choo-choo-choose you.
aw!
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